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NOTICE
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW.  ANY SPECIFIC AGREEMENTS WITH RESPECT TO INDIVIDUAL PRODUCTS OR SERVICES OF UBS BANK USA OR ITS PARENT, SUBSIDIARY OR AFFILIATE ENTITIES SHALL BE COMPLEMENTARY TO THESE TERMS AND CONDITIONS, BUT IN THE EVENT OF A CONFLICT, THE PROVISIONS CONTAINED IN ANY SUCH SPECIFIC AGREEMENTS SHALL PREVAIL.

USE OF INFORMATION
The information provided on this site is provided to you for information purposes only and does not constitute an offer of credit, an offer to sell or a solicitation of an offer to buy any product or service that may be referenced on this site. Nothing on this website should be construed as rendering tax or legal advice. The information and materials contained in this website, and the terms, conditions and descriptions that appear, are subject to change without notice. Any dated information is published as of its date only, and UBS Bank USA does not undertake any obligation or responsibility to update or amend any such information. Not all products and services are available in all geographic regions. The services and products described and information provided through this website are directed to and are intended to be made available only to persons in the United States and are not intended for distribution to, or use by, any person in any country or any jurisdiction where distribution or use would be contrary to law or regulation or that would subject UBS Bank USA to any registration requirement within such jurisdiction or country. Persons who access this website do so on their own initiative and are responsible for compliance with applicable laws and regulations.

Investment products such as securities (including mutual funds) which may be offered through UBS Bank USA affiliates are not bank deposits and are not FDIC insured or bank guaranteed. Investment products involve investment risks, including the potential loss of the amount invested.

COPYRIGHTS
The information contained in this website, including but not limited to all design, text and images, are owned, except as otherwise expressly stated, by UBS Bank USA or its parent, subsidiary or affiliate entities. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, distributed, modified, framed, published or otherwise commercially or publicly exploited without the prior written consent of UBS Bank USA.

TRADEMARKS
UBS Bank USA and UBS Financial Services Inc. are service marks of UBS AG. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.

WARRANTY AND LIMITATION OF LIABILITY
THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS", "AS AVAILABLE". UBS BANK USA DOES NOT WARRANT THE ACCURACY, ADEQUACY, COMPLETENESS OR TIMELINESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

IN NO EVENT WILL UBS BANK USA BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, LINE OR SYSTEM FAILURE, COMPUTER VIRUS OR OTHER COMPUTER CODE OR PROGRAMMING DEVICE EVEN IF UBS BANK USA OR REPRESENTATIVES THEREOF ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. THE USE OF THIS WEBSITE IS AT YOUR OWN RISK.

LINKED SITES
"Hypertext links" and/or "hyperlinks" to or from other Internet sites may be included at times as a convenience to the user. UBS Bank USA assumes no responsibility for the content of any linked site. The fact that such links may exist does not indicate approval or endorsement of any material contained on any linked site.

JURISDICTION AND CHOICE OF LAW
Users of this website shall be bound by all applicable federal laws of the United States of America and the laws of the State of Utah, as well as all of the rules and regulations applicable to federally insured, state-chartered banks.

The appropriate Utah federal or county court shall have exclusive jurisdiction for any action or dispute arising out of this agreement or website.


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