Michael works with families of significant wealth and select CPA firms in an integrated fashion; specializing in helping them develop stronger, more productive, more valuable, more profitable relationships, with their very best clients.

The team focuses on providing Certified Public Accountants, as well as multi-generational families, a virtual on-demand back office experience in all aspects of designing, analyzing and illustrating complex, inter-related life situations. His objective as the advisor partner, working through - not around the CPA, is to provide thoughtful advice regarding any financial issues that may arise. CPAs and clients appreciate the fact that the work is in the relationship, not the relationship is in the work. With accessibility to the expansive resources within UBS, as well as third parties industry-wide, his team is not only well-positioned to provide objective, unbiased advice, but to directly access and execute solutions with efficiency and ease.

Michael began his wealth management career in 1986, all with UBS at the La Jolla office. He is one of a select number of UBS Financial Advisors who have earned the designation of Wealth Advisor.

Prior to starting his career in wealth management, Michael invested five years with Xerox Corporation as an account representative relationship manager, building trust that traveled vertically in all account relationships.

Michael earned his B.S. in business administration from California State University Fullerton College of Business and Economics. He holds the Series 7 and 65 securities licenses as well as a life insurance and long term care license.

Outside of the office, Michael supports the Move-Your-Feet-Before-You-Eat Foundation and the National MS Society in San Diego County. He lives in Carlsbad with his wife, two children and three dogs.

Registered States:

AZ, CA, CO, CT, FL, IL, KS, MD, MN, MO, NC, OR, RI, SC, VA, WA

• UBS Wealth Advisor Program Certificant
• UBS PaineWebber Equity Institute Graduate

• BA, Business Administration, California State University - Fullerton - College of Business and Economics

• Series 7, General Securities Representative
• Series 65, Investment Advisor Representative
• State of California, Life, Variable Life and Long-Term Care Insurance Licensed (#0A34576)
• Series 63, Uniform Securities State Agent

AZ, CA, CO, FL, KS, MN, NC, RI, SC, TN, VA, WA