Receive 24-hour insurance coverage—up to $50,000—at no additional cost to cover collision damage or theft for car rentals worldwide. Simply pay with your UBS American Express^® Card or UBS Visa Signature^® credit card and decline the coverage offered by the rental company.

Resort and Spa Gift Certificates
You can redeem your rewards points for gift certificates that you can use for complimentary hotel stays or spa treatments, or use them like cash at a variety of properties, including:

• Marriott
• Hyatt Hotels & Resorts
• Fairmont Hotels & Resorts

Remember, with My Choice Rewards, you can turn your rewards points into a luxurious hotel stay. Just make your hotel purchase with either UBS Card and redeem your rewards points to cover the cost.

Your UBS Concierge is always at your service: 877-375-1172 or Select@UBSconcierge.com.

American Express is a federally registered service mark and is used pursuant to a license.

The UBS American Express Card is issued and administered by Barclays Bank Delaware.

Visa Signature is a registered service mark of Visa International. The UBS Visa Signature credit card is issued by Barclays Bank Delaware pursuant to a license from Visa U.S.A. Incorporated.

Please see the terms and conditions for details.