For over thirty years I have navigated through some of the most challenging markets in history: A market crash, a flash crash, two wars, three recessions, a Presidential impeachment, two bubbles, and a horrific terrorist attack. During that time, most of my clients were professional institutional investors. In 2009, I retired from Merrill Lynch and after a brief period of relaxation and travel I joined UBS to work with individual investors.
My personal circumstances are similar to those of most of my clients. My children are mostly finished with college, and I'm starting to think about life after retirement. Preservation of capital and post retirement income are very important. I invest my own funds the same way that I invest for clients.
I do my own securities research and primarily use individual stocks and bonds for client portfolios. I make only very limited use of packaged financial products like mutual funds, limited partnerships, and structured products.
I earned the designation Chartered Financial Analyst (CFA) in 1991. In addition, I have an MBA from Northwestern University Kellogg School of Business, a Master's from Fairfield University, and a Bachelor's from De Paul University.
Registered States:
AZ, CA, CO, DC, DE, FL, IL, IN, MI, MN, NC, NJ, NV, NY, PA, PR, SC, TX, VT, WI