Transition your business. Plan for life. Private Wealth Management
Certus Financial Group
855-455-4019
855-847-4973
500 Campus Drive
2nd Floor
Florham Park, NJ 07932
At Certus Financial Group, our clients are busy, successful professionals who depend on us to anticipate their concerns and help manage their financial world so they can attend to life’s other important priorities. Our team includes seasoned discretionary portfolio managers, experienced advisors and planning professionals, including a certified exit planner, retirement plan consultants and Certified Financial Planners. Focusing primarily on business transition and multigenerational wealth management, we bring a mix of exit planning insight, disciplined financial planning and institutional investment management experience to each relationship.
Collectively, we’ve spent decades navigating the markets so there is very little we haven’t seen. You can trust that our investment perspective is grounded, but also open to opportunities we believe offer our clients the greatest potential benefit. Whether you’re restructuring your portfolio, creating a more tax-efficient estate planning strategy or transitioning your business, we can coordinate with your other professional advisors to deliver one integrated approach. With the feel of a boutique family office and access to the resources of a global leader in wealth management, our goal is to provide you with a trusted and consistent source of advice and solutions for every stage of life.
Planning to exit
Business sale, transition and liquidity strategies
The decision to step away from your business is never easy. More often, it’s life-changing—for owners, their families and those next in line. That’s why we encourage our clients to begin the exit planning conversation with us well ahead of the event.
Executive wealth solutions
Navigate your benefits, awards, cash flow and taxes
We believe providing your key executives with financial planning services can deliver significant benefits to your company. These may include increased impact and value from your reward programs, enhanced focus from your senior leadership team on running your business, and the potential to drive employee satisfaction and retention of your most important talent.
Family-office inspired service
A collaborative team focused on you
What can you expect from a relationship with us? We spend the time to really get to know you and your family. Our conversations are detailed, specific and ongoing—that’s how we learn what’s important to you and the concerns that keep you up at night. We genuinely care about the challenges you face as you build or move on from your business, plan for your family’s future and your own.
Multigenerational wealth management
Pursue the goals that matter, for every stage of life
Our wealth management process begins with deep discovery conversations that will fully identify your priorities, concerns and values. No matter where you are in your life, we can help guide you through each important stage of planning for the goals that matter to you—both short-term and long-term.
Rick Kirkinis and Ray Chase have been recognized as industry leaders.
- Rick Kirkinis, Barron's Top 1,200 Financial Advisors, 2014, 2015, 2016, 2017, 2018
- Rick Kirkinis, Barron's Top 1,000 Financial Advisors, 2012, 2013
- Ray Chase, Forbes, Best-In-State Wealth Advisor 2019, 2020
Our perspectives
Insights