Carl has more than 40 years of experience in investment management. Previously, he was a Senior Vice President and City Executive at Bank of America where he worked extensively with high net worth individuals. A graduate of Quinnipiac University, Carl earned a B.A. in accounting. He subsequently obtained Series 7, 9, 10 and66 securities licenses as well as Life and Health Insurance licenses. Carl is approved in the Connecticut Long Term Care Partnership Program. Carl holds a Chartered Financial Consultant and Chartered Life Underwriter designation as well as the UBS Wealth Advisor designation.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, GA, IL, MA, MD, MI, NC, NJ, NM, NY, PA, RI, SC, SD, TX, VA, VT

John brings over 33 years of experience in the financial services industry to UBS. Prior to joining UBS, he was a Private Client Manager and Vice President at Bank of America’s Private Bank where he provided wealth planning, asset and liability management, and asset preservation strategies to high net worth clients. An alumnus of the State University of New York, John earned a B.S. in business economics and holds Series 7 and 66 securities licenses as well as Life and Health Insurance licenses. John has attained the CTFA designation as well as the UBS Wealth Advisor designation.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, IL, MA, MD, MI, NC, NJ, NM, NY, PA, RI, SC, SD, TX, VA, VT

Denise began her career in financial services industry in 1988. Prior to joining the firm, Denise worked at Bank of America in the Private Wealth Management area as a Sr. Client Service Associate. Denise is responsible for the ongoing maintenance of all aspects of account activity, including client relationships and regulatory compliance. Denise holds NASD Series 7 (General Securities Representative),Series 66 (Investment Advisor Representative), and Life and Health Insurance licenses.

Registered States:
CT, FL, NY