Teri has spent her entire financial service career with UBS, joining the firm in 1982. Her long tenure in the industry has given her the perspective needed to take advantage of bull markets, and weather bear markets and recessions.  She is an expert at creating retirement income strategies for retail investors and families.

Teri develops an understanding of what is important to clients by taking the time to get to know them and bring their vision into clear focus before making any recommendations. Her goal is to build long-term relationships to enable her to get to know and manage every aspect of a client's financial life. She takes her responsibility to clients and their families seriously, looking to provide an extraordinary experience every time they call. Teri extends the hands-on, personal approach she takes with clients' portfolios to provide them with outstanding personal service.

Teri is instrumental to the future of UBS. She sits on the UBS FA Advisory Council (FAAC) with 13 other financial advisors throughout the U.S. working to foster a strong partnership between field and home office.  Teri is committed to achieving the firm's long-term strategic vision of becoming the most client-focused and Advisor-centric wealth management firm in the Americas.

Teri holds Series 3, 7, 63 and 65 licenses and earned her Bachelor's degree from Duke University.  She and her husband have two daughters, Catherine and Caroline.

Registered States:
AL, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, MA, MD, ME, MI, MN, MO, MT, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI

Martha is dedicated to offering a customized, holistic approach to wealth management. She understands that wealth management is more than just a wide range of financial services and solutions. It is how those services and solutions are developed and delivered to help clients pursue their goals that separates her from everyone else.

Since joining UBS Financial Services Inc. in 1993, Martha feels the most rewarding part of her role as a Financial Advisor is helping clients manage their finances to achieve their short and long-term goals. Clients appreciate her service-oriented approach.

Martha holds Series 7, 63 and 66 licenses and received a Bachelor's degree from the University of Illinois in Champaign. She and her husband have three children. Martha makes it a priority to be involved in their school and is also an active member of her church community.

Registered States:
AL, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, MA, MD, ME, MI, MN, MO, MT, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI

Sarah Ruby joined the team in February 2018, with 12 years of experience at both UBS and Smith Barney.  Sarah serves as our Senior Client Service Associate with an enormous amount of experience in the client service role.  Sarah's primary responsibilites cover the daily operational needs of our clients.  She is also involved in marketing and analytical projects as well.

Registered States:
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY