Our team of professionals distinguishes itself with both financial experience and personal service. We strive to earn your loyalty through hard work, the right advice and a dedication to developing long-term relationships.
Richard John Zorena, CFP®
Rich decided on pursuing a career in investments after taking a class in Money and Banking while in college; subsequent to his graduation from Allegheny College in 1985 with a degree in Economics he began his career at Paine Webber. Since then he has advised clients through great and tumultuous times beginning with the market crash of 1987; the tech boom and bust of the 90's; 9/11 and the subsequent lost decade; the market meltdown of 2008-2009 and the Great Recession.
Through his broad experience Rich is able to provide clients with a realistic perspective on building wealth, generating future income streams and giving more of their estate to heirs rather than the government. His continued success and longevity serving clients in financial services comes from a daily commitment to patience, concern, empathy, understanding and a genuine interest in the markets and all things macroeconomic. Rich holds the series 7 and 66 securities licenses, as well as life, health and long-term care insurance licenses. Furthermore, Rich earned the CERTIFIED FINANCIAL PLANNER™ designation demonstrating his dedication to the highest level of professionalism in serving his clients.
Additionally, to his career he is active in Orange Rotary; he currently serves as President of the Orange Chamber of Commerce Board of Directors and also on the executive board for the Orange Visiting Nurse Association. He is past president of the Paugussett Pool and Tennis club and past chair of the Woodruff Family YMCA formerly Milford Orange YMCA board. Also, he is an officer of the Knights of Columbus Council 10705. Free time is spent running daily, tending to his chickens and koi as well as gardening. These activities enable Rich to relax, rest his mind and reinvigorate his energy. He enjoys participating in the Fairfield Half Marathon and New Haven Road Race annually when able. Gardening is not only a hobby but a passion as he is well known for his delicious vegetables and generous spirit -- always happy to share the bounty of his garden. Rich resides in Orange with his wife Joan and children.
AZ, CA, CT, FL, GA, IL, MA, ME, MN, MO, NH, NJ, NY, OH, OR, PA, RI, SC, TN
For more than 25 years, Dick has successfully helped clients manage their wealth through a number of volatile market cycles. With a Ph.D. in Business specializing in financial management and behavioral finance, Dick focuses on portfolio management which includes analyzing companies in-depth before investing and importantly, allocating uncorrelated assets within a market cycle to minimize the portfolio’s volatility. Dick tailors each portfolio to each client's specific risk profile and needs. In particular, Dick constructs portfolios that provide increasing income for those investors who are retired in order to hedge against inflation.
When not monitoring the global financial markets, Dick, as an adjunct professor, enjoys teaching graduate school students finance courses including principles of investments, portfolio analysis and management, and managerial finance with a focus on business ethics and a Christian worldview. As an extension of helping young people in a different venue, Dick for decades has reached out to inner-city kids by instructing them on the importance of family values and complemented this effort by being involved with a number of charities.
Before managing portfolios, Dick, with undergraduate and graduate degrees in materials science, conducted research and development in advanced alloys and advanced metallurgical processes for over a decade. This quantitative and mathematical foundation has helped Dick understand the inner workings of the market and allowed him to help his clients to manage the volatility of the market. By being an integral member of the EngZorena Wealth Consulting Group, Dick's expertise along with the teams' certified wealth planning strategists, provide their clients an unparalleled team approach to private wealth management.
AL, AZ, CA, CT, FL, IL, MA, MD, MI, MN, NC, NJ, NY, OH, PA, RI, TX, VA, WI
Wealth Strategy Associate
Joan has always been a naturally inquisitive person which helped guide her to what she calls the "financial solutions" industry. Her first career matched her skills perfectly. Being the youngest buyer in Ames Stores history was not surprising for the 22 year old clothing buyer; there she learned the art of negotiating, managing a million dollar budget, creating a marketing plan, tracking sales and overseeing a team. After marriage to Richard and the arrival of their first daughter, traveling to the Orient on an overseas buying trip seemed daunting. Soon realizing what many women before her already knew; children plus current job do not equal a perfect, manageable, financially sound new life. Exploring the day care world proved exhausting and costly. Emotions trumped finances and she decided to be a stay-at-home Mom ignoring the key considerations of income, health care coverage, saving for the future and paying into social security. Joan chose family over career but through community involvement, volunteering and part time positions kept her skills sharp until the time was right to pursue her career.
Joan worked as a realtor achieving $1,000,000 in first year sales: a notable achievement given much lower real-estate prices back then. She listened attentively to client's financial concerns and goals. They looked to her to solve their problems while achieving the ultimate goal of moving into their dream house. She loved the business but eventually took an offer to work in a small company originating mortgages. Selling real estate was interesting but mortgage financing proved to be a larger challenge. It exposed the universal worries of the masses: debt, income, family and saving for the future. She became a skilled listener and a woman with a mission and passion…helping clients secure the necessary financing to purchase their dream home. Simultaneously she was raising three daughters, taxiing to soccer, basketball and piano, playing USTA tennis (her team made it to regionals!) and always volunteering.
As a result of a referral from a friend, Joan was introduced to the insurance business. Always a lifelong learner, she attained her life, health and accident insurance license and began another career serving others at New York Life. Soon she realized few people have adequate life insurance coverage. She was astounded to discover that people care more about insuring their home than their lives! She enjoyed the complexities of insurance planning and explaining all the benefits it could provide.
Simultaneously, she was well acquainted with a financial team at UBS in New Haven, CT. Her husband the senior advisor and team leader noticed insurance planning was becoming more important and frequent in client reviews. He thought Joan would be the ideal professional to address this growing need. After some consideration and planning she agreed to join the team at UBS in 2014. Shortly thereafter she attained her series 7 and 66 licenses recognizing the growing need for a diverse approach to all things financial.
During these exciting years Joan has had the pleasure of serving on the Turkey Hill School PTA Executive Board, the Executive Board of the Orange Chamber of Commerce, the Sacred Heart Academy Advisory Board and the Board of Directors for the Orange Lions Club. In 2014 she received the Ambassador of Sight award from the Orange Lion's club for her volunteerism. When not at work you can find her reading, walking, playing tennis and testing new food recipes to share with family and friends. Joan lives in Orange with her husband Rich and daughters Courtney, Lauren and Clare.
Sara B. Lanese
Senior Client Service Associate
CT, FL, MA, NJ, NY, OR, TN, TX, VT