Meeting the challenges of business and family wealth

The Harris Gibson Group Bart Gibson, Kyle Harris, George Caswell, Jenny Carpenter, Elizabeth Anderson

The Harris Gibson Group


phone

410-576-3207
410-576-3211



phone

855-635-0357



address

500 East Pratt Street
11th Floor
Baltimore, MD 21202



The Harris Gibson Group seeks to provide a thorough wealth management experience using a disciplined process to help you and your family define and pursue your goals wherever you are in life. With a specific focus on the imperative needs of small business owners and the challenges of managing multigenerational wealth, we have the experience and expertise necessary to handle your unique financial situation.

You face important decisions and it’s essential to have an experienced advisor in your corner. We provide an objective and integrated wealth management process that helps harmonize all aspects of your financial life and protect the lifestyle you have so carefully built. Is it time for a more sophisticated approach to your financial life, led by a team of highly skilled professionals?

Why work with us:

  • Our goals-based planning approach centers on understanding your priorities, working with you at each stage of life and helping you develop your estate planning strategy.
  • We have extensive experience helping clients preserve and transition their businesses.
  • We’re your advocate. We are dedicated to your best interests, your business and each generation of your family.


Business owners

Helping you preserve what you’ve built

Whether you are weighing the right investment strategy, maintaining adequate liquidity or planning your exit, we can work closely together to provide solutions at each stage of your business' life cycle.

Your financial advocate
Although many business owners share similar concerns, we recognize that your business needs are unique. From banking and risk management solutions to retirement planning and our strategic partnership capabilities, we work together with you, connecting you to the resources you need to solve any issue that may arise.

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Transitioning your business
When you’re looking to transition or exit your business, we have the experience, network and access to our investment bank network to meet your needs. We can work with CPAs and attorneys to help compare the economic benefits of various tax-efficient succession scenarios. Our process offers detailed cash flow modeling, clearly illustrating what it would look like to sell to a strategic buyer, sell to a financial buyer, utilize a dividend recap or sell to an ESOP.

Solutions for captive insurance companies

With more than 15 years of industry experience, The Harris Gibson Group understands the needs of corporations and groups that want to take financial control and manage their own risk. Our relationship with Oxford Risk Management Group allows us to specifically address the investment needs of captive insurance companies.

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“We share your vision and work closely to achieve your goals, whether you’re building, transitioning or exiting your business.”

— Kyle Harris

Ready to exit?

Percentage of business owners who want to exit their businesses within the next five years.

Percentage of business owners who have no formal exit strategy.


Wealth planning

Understanding what is important

By actively listening, our team gets to know you, your family and what’s most important in your life. It takes a committed and deep conversation to get a full appreciation of your goals for the future. We believe it’s how we build trust in our advice so you will understand how dedicated we are to your financial well-being.

Liquidity. Longevity. Legacy.
Our approach starts with questions and a discussion that help us focus on what’s really important to you. Then, we can help you organize your financial life into three key strategies: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

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Financial planning
We help you create a personalized financial plan that evolves with your changing life and priorities. In that way, we can help you pursue what matters most—today, tomorrow and for generations to come.

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Trust and estate planning strategies
You’ve worked hard to provide for your family, send your kids to school and plan your retirement. For your wealth to grow through generations, you need tailored strategies specific to your family situation. We can provide tax-efficient solutions to help preserve your assets across generations.

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Charitable giving and philanthropic solutions
Through family foundations, donor-advised funds and a variety of strategies specific to your situation, we can help you get the most from your charitable giving while potentially providing relief on your taxes. In addition, our actionable plan can help children and heirs prepare for the future and understand the value of their assets.

Bart Gibson and Kyle Harris support the Casey Cares Foundation, a nonprofit organization that provides uplifting programs for critically ill children and their families throughout the Mid-Atlantic region.

“Your plan helps serve as a guiding document for your financial life, and will seek to provide for the generations to come.”

— Bart Gibson

The importance of planning

Percentage of investors with a detailed financial plan who feel confident about achieving a comfortable retirement.

Percentage of investors with a detailed financial plan who feel confident about leaving an inheritance to their heirs.


Client service

Clear communication that keeps you connected

Exceptional service builds enduring client relationships. That belief is fundamental to our practice. And proactive communication is the heart of our service philosophy.

Attention on your terms
We work closely with you and your family, keeping in touch through regular calls and meetings that fit your schedule. Timely information is essential to helping you keep your financial plan up to date and on track.

Collaborating with your other trusted advisors
By working with your CPA, estate attorney, business attorney or other trusted advisors, we help coordinate all perspectives into one, integrated approach. In addition, we have access to an extensive network of legal and tax professionals.

Client service team
Clients rely on our client service team for an array of administrative and operational support, including setting up online accounts, providing customized reporting, helping organize tax information, or simplifying financial and investment issues.

Our fiduciary duty
Integrity, objectivity and diligence are the heart of our business. Integrity—we do what we say we’re going to do, full disclosure and no surprises. Objectivity—we serve your best interests by remaining impartial and understanding the facts. Diligence—we listen, research, strategize and implement, taking into account your entire financial picture.

“ The most important and satisfying part of client service, for me, is listening to our clients’ feedback, discovering what’s important to them and then working to help them achieve their goals.”

— Jenny Carpenter


A global leader

Access to the extensive resources of UBS

In a rapidly changing, increasingly intertwined global economy, financial strength and stability are essential. At UBS, as one of the world’s largest wealth managers, we have a presence in more than 50 countries around the globe.

Stability
With a 150-year history and a network of offices on five continents, UBS has extensive experience managing the wealth of high net worth and ultra-high net worth individuals and families. Financially strong, with a solid long term credit rating, UBS’s capital ratio is among the highest of the large global banks.

Global intelligence
Our capabilities, resources and enterprises are fully aligned to create an outstanding experience. Through the UBS Private Bank, Investment Bank as well as CIO Americas, Wealth Management and third-party research, we have access to global strategists and analysts to shape our view on particular market and company trends.

Our network
Drawing on the expertise of investment professionals from around the world, from each of the major business units and across every asset class, including equities, fixed income and emerging markets, we can offer investors a truly global perspective combined with local expertise in the U.S.

Learn more about the firm

“Between the global resources of UBS and our broad network of financial professionals, we can help you meet any opportunity or face any challenge.”

— George Caswell

UBS’s worldwide wealth management industry recognition

Best Global Wealth Manager
Euromoney, 2017, 2016, 2015

Best Research and Asset Allocation Advice
Euromoney, 2017, 2016, 2015

Best Services for Philanthropy and Social Impact Investing
Euromoney, 2017, 2016, 2015

Best Services for Succession Planning Advice and Trusts
Euromoney, 2017, 2016, 2015


Kyle Harris and Bart Gibson have been recognized as industry leaders.

  • Kyle Harris, Forbes America's Top Next Generation Wealth Advisors, 2018
  • Kyle Harris, UBS Top 35 Under 35, 2016, 2017, 2018
  • Bart Gibson, UBS Mid-Atlantic Top 40 Under 40, 2014, 2015



Insights

Top of the Morning Podcasts

Top of the Morning daily podcasts

Using debt to achieve wealth planning

Using debt for wealth planning