Wealth planning experience for each generation

Heritage Wealth Management Cameron L. Cheek, Joseph W. Cheek, Teresa D. Hart, Steve G. Biles, Richard Brandon Hall, Wendy K. Pace

Heritage Wealth Management


phone

503-221-6893



address

805 SW Broadway
Suite 2600
Portland, OR 97205



Offices located in Oregon and South Carolina

Oregon
805 SW Broadway
Suite 2600
Portland, OR 97205

South Carolina
900 Island Park Drive
Suite 201
Daniel Island, SC 29492

We take a multigenerational approach to wealth management. Our team spans five generations and offers the experience to address your family’s entire financial world. We provide a tailored approach that helps bring clarity, direction, and confidence to all your financial decisions.

With a bi-coastal effort from two offices—Portland, Oregon and Charleston, South Carolina— our trusted and understanding network of specialized professionals delivers comprehensive wealth and retirement planning services. We are committed to your long term success and strive every day to ensure your wealth stays aligned with your values and goals.


“Always mindful of the challenges facing each generation, we chose the name ‘Heritage’ because we understand the importance of understanding your values and aspirations when planning your financial future.”

— Joseph W. Cheek


Teresa Hart and Cameron Cheek have been recognized as industry leaders

  • Teresa Hart, Financial Times Top 400 Financial Advisor, 2015
  • Teresa Hart, NABCAP Premier Advisor, 2013, 2012
  • Cameron Cheek, Barron's Top 1,200 Financial Advisors, 2018
  • Cameron Cheek, Forbes Best-In-State Wealth Advisors, 2018
  • Cameron Cheek, UBS Top 35 Financial Advisors under 35, 2013, 2014


Long-lasting relationships

How do you want to work together?

Thoughtful and accountable, we understand each client has a unique situation with diverse needs. That’s why we listen carefully, so we can work closely together and proactively uncover opportunities. With a full range of services, our aim is to be helpful in every aspect of your financial life.

“It is gratifying to develop meaningful relationships with each of our clients. We build long standing relationships, that includes all generations within your family.”

— Wendy Pace

What to expect from our team. We offer high-touch support that anticipates your needs and helps simplify your life. We bring together the boutique services of a dedicated team with the global resources of one of the world’s largest wealth management firms. In addition, our trusted and consistent client service team is always on-hand for a host of financial and administrative needs.

We’re in touch in the way that works best for you. Our entire team is highly accessible, offering consistent communication, personal touch points and ongoing reviews. Responsive and attentive, we provide a flexible communication plan specific to your schedule. Our investment reviews are an excellent planning tool and are available on request or at regular intervals (monthly, quarterly, semi-annually, or annually) depending upon your needs.

We can work closely with your other legal and tax advisors. We work together with your accountants, attorneys and trusted advisors, as well as our network of financial specialists within and outside UBS. That way, we can incorporate all perspectives into one integrated approach.


Financial planning

What do you want to accomplish with your wealth?

Our financial planning approach seeks to understand your individual needs and make sure that your financial decisions reflect both short term desires and long term goals.

“We take the time to understand your entire financial life so we can make the planning recommendations that put you on the right track to reaching your goals.”

— Cameron L. Cheek

A financial plan covers more than your investments. When we build a comprehensive financial plan, we start by listening and learning about you. Our goals-based approach to planning can help you see the connections between all aspects of your financial world, including insurance and liability, banking, lending, trust and estate, and philanthropy.

We help make sure your entire family is protected and prepared for the future. We look at all the areas of your family’s life—everything from retirement planning to education funding, supporting aging parents and long term care planning. We are keenly attuned to protecting the financial independence of your entire family, structuring a deliberate and meaningful family legacy and directing capital to reflect your values.

Estate planning and the impact on your taxes is a key consideration. If maximizing what you pass on to your heirs is a primary consideration, we offer strategies that are appropriate to your unique situation. Your investing success and rates of return should always be considered on an after-tax basis. By working with your tax professionals, we can help take measures that may minimize the drag of taxes.


Retirement planning

Are you getting the best guidance for today and tomorrow?

A key concern among our clients is, simply, will they be able to retire comfortably. With a specialty in retirement and lifetime income planning, our team can work with you to help protect your lifestyle and livelihood in retirement.

“We provide the perspective and guidance to help make sure you’re prepared for a long, healthy and secure retirement.”

— Teresa D. Hart

Helping to make sure you have saved enough to retire comfortably. Entering retirement, many people fear the possibility of outliving their savings. Our protective strategies can help ease concerns about how long you will need to draw your funds in retirement and preparing for unexpected expenses.

Easing your concerns about generating enough income in retirement. With a full suite of financial planning tools, we’ll help you evaluate your potential retirement cash flow, income sources and your investment choices more clearly. We’ll look at such influences as risk and investment time horizon, evaluate your current asset allocation and work with you to maximize your employer benefits, address retirement income gaps, and optimize social security benefits.

We help you face the rising costs of healthcare. We address the potential significance of rising healthcare costs and the importance of long-term care planning. We objectively analyze all of your current insurance policies such as life, long-term care, and disability insurance to determine whether they meet your current and future needs. Our solutions help to protect your assets so you can maintain your lifestyle.


Customized investing

What are the best strategies for reaching your goals?

Once we’ve helped you define your financial and retirement goals, our team provides quality investment strategies tailored to your needs. With direct access to the global resources of UBS, we offer timely perspectives, customized investment management and a fully-integrated suite of financial solutions.

“Our investment strategies focus on helping you preserve and grow your wealth in a way that’s accessible, educational and highly personable.”

— Steve G. Biles

Building portfolios to withstand market volatility. We understand how today’s uncertain economy is the cause of a lot of anxiety. We help demystify investments by being straight-forward and clear about how we’re handling your hard-earned money. As active portfolio managers or by working with select money managers, we build custom portfolios. Ongoing monitoring and review helps us track your investments and quickly adapt to changes in the markets or in your life.

Understanding what risk mean to you. Through our comprehensive due diligence and planning process, we gain a deep understanding of your financial picture so we help balance your tolerance for risk with your family’s goals, growth and income needs. This allows us to craft an asset allocation that supports your financial plan and seeks to limit risk and lower volatility.

Access to financial solutions within and beyond UBS. We look for the right solutions for you, whether that can be found at UBS or elsewhere. This open architecture, along with a disciplined planning process, ensures we develop customized strategies specific to your unique situation that are based on highly-focused research.



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