“Our priority is to help enrich the lives of those around us, leaving a wake of lifetime advocates.”
— Sean Hardy
As an entrepreneur, you’ve got the grit, perseverance and passion to make it on your own. That means making hard decisions, whether you’re launching a new business, facing the challenges of running one or formulating an exit strategy.
Hardy Wealth Partners works closely with entrepreneurs, serial entrepreneurs and top-level executives—people whose creativity and vision build and run America’s businesses—to help make sure those decisions are the right ones.
We spend time with you, inside your company, learning what gets you going in the morning and what keeps you up at night. Our goal is to help you grow your business as well as pursue your personal financial independence. Whatever your needs, Hardy Wealth Partners is here to help you and your family work toward the quality of life you want.
Resourceful solutions for your business needs
We provide a wide range of advice and guidance for your specific business concerns, whether you’re in the planning stages for your first company or starting your next one.
Starting a new business. The first steps you take as an entrepreneur can often feel the most daunting. Using our extensive experience, our team can also help you with funding, COIs, organizing documents and making connections for the products or services your company provides. We’ll be happy to introduce you to legal and financial professionals who can help you choose the right structure and accounting systems for your particular business. And, since networking is so critical, we can connect you to other entrepreneurs whose experience may be valuable to you.
Building your company. You’re creating jobs, working hard, realizing your vision. And your business is growing. It’s an exciting, complex time. Our team can help by providing ongoing advice and guidance. We can advise you on setting up the business accounts you’ll need and assist you in accessing credit to expand your business. And, whether you have ten or 100 employees, we’ll implement a defined contribution plan that provides both you and your employees with retirement benefits. Then, we’ll regularly meet with your employees for 401(k) education seminars.
Planning an exit strategy. Our experienced team can help you decide if it’s the most opportune time to monetize your life’s work. With access to UBS’s Investment Bank, as well as our external network, we can help you maximize the value of your business. And we will examine your desired financial objectives and help you understand your options, which can include outright transition to a third party, or to employees via an Employee Stock Ownership Plan (ESOP), or transferring ownership to a family member.
Comprehensive planning and investment strategies
As a single coordinated team focused on both your personal and professional needs, we keep the big picture of your life uppermost in our minds.
Creating your financial plan. We meet with you and listen carefully as you describe your goals. We then analyze your existing investments and prepare a detailed, long-term financial plan, tailored to your individual situation, that will help you and your family work toward the future you envision.
Investing for every stage of life. We separate assets specific to your current lifestyle from those you’ll be needing in a few years and those you’ll employ to create a legacy for your family. Your custom investment strategy is always designed for sensible growth and income replacement. It takes into account your risk tolerance and is flexible enough to change as your life, or market conditions, change.
Remaining diversified. Many entrepreneurs, understandably, want to funnel all their profits back into their companies. We’ll advise you on the best way to invest money consistently in your personal financial future, so that you remain adequately diversified and your wealth can grow independently of the ups and downs of your business. And if you’ve sold a business, our planning helps properly manage your proceeds with strategies around investment, philanthropy, estates and taxes.
Wealth management that educates
Beyond asset allocation and portfolio management, we work to ensure your wealth makes a meaningful difference in your life and the lives of those you love.
Multigenerational education. Our team understands the important connection between wealth and family and is committed to working closely with our clients’ adult-age children. We invite them to our office to help educate them on issues ranging from business succession planning to philanthropic strategies to how a trust works. Whenever possible, our goal is to have family attorneys and accountants at the same meeting in order to ensure that everyone connected with your wealth has the same integrated vision of your generational strategies.
Planning for a long and secure retirement. When you want to retire—or work less—we’ll help you preserve your lifestyle and livelihood through diversified income streams, tax planning, insurance solutions (including life, disability and long-term care) and strategies to mitigate the impact of inflation and taxes.
Giving well—and wisely. We’ll assist you in employing a variety of philanthropic strategies—including donor-advised funds, private foundations and giving assets instead of cash—that have important tax minimization advantages while ensuring what you give has the most impact for good.
Service that helps simplify
When it comes to service, our goal is to anticipate and fulfill your needs and those of your family.
Responsive communication. Depending on your needs and personal preferences, we regularly meet to review your financial plan and goals. Our entire team is responsive to any queries you may have, no matter how small.
The global network of UBS. As a part of the UBS family, we have access to the strength and stability of one of the largest wealth managers in the world. We can draw on the firm’s vast research and intellectual capital that identifies trends across segments, as well as our network of attorneys, tax professionals, mortgage specialists and bankers.
A focus on trust and transparency. Our relationships with our clients are built, first and foremost, on trust. We take our fiduciary obligations seriously, always putting your needs before our own. We are committed to being transparent about our fees, the actions we take and the information we provide, so that you can you feel confident in the decisions you make
UBS Chief Investment Office Research