John's experience in financial services began in 1987. He worked for Northern Trust Company in Chicago as an institutional investment consultant for large international clients. John joined Gradison, which later became UBS in 2007. His areas of expertise include financial planning, asset allocation strategy and investment manager selection. John has a B.A. in Political Science from Northwestern University and an M.B.A. in Finance and Accounting from the University of Michigan. He and his wife, Judy, have two children and live in Anderson Township.

Registered States:
AL, AZ, CA, CO, DC, FL, GA, IA, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA, WA

Tim's experience in financial services goes back to 1991 when he joined Gradison, which later became part of UBS in 2007. His areas of experience include financial planning, taxable and tax-free fixed income investments, individual stocks and mutual funds. A Cincinnati native, Tim received his bachelor’s degree in Business Administration from the University of Cincinnati and currently serves on the board of trustees for the Friends of CCM and the Carnegie Center in Covington. He is also a true fan of the Cincinnati Symphony Orchestra and previously served on the CSO's board of trustees and as its treasurer.

Registered States:
AL, AZ, CA, CO, DC, FL, GA, IA, IL, IN, KY, MA, MD, MI, MN, MO, NC, NE, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA, WV

Jim joined UBS in 1995. He was first a Portfolio Manager with Gradison Asset Management and then became a Financial Advisor in 2009. Prior to joining UBS, Jim served as Portfolio Manager and Trust administrator at PNC Bank and National City Bank, developing an expertise in estate planning. He earned the Chartered Financial Analyst designation in 1990 and Certified Financial Planner in 1991. Jim received a B.S. in accounting from the University of Dayton and an M.B.A. in finance from Case Western Reserve University. He lives in Cincinnati with his wife, Jill, and their triplets.

Registered States:
AL, AZ, CA, CO, DC, FL, GA, IA, IL, IN, KY, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, UT, VA, WA

Paul joined UBS in 2004 after retiring from Procter & Gamble. Paul's P&G career spanned 32 years where he was Product Development Director for Cascade and Febreze prior to retirement. Paul's business focus is on P&G employees and retirees, as he is well-versed in the company's retirement, reward and benefit plans. Paul has been married for 44 years. He and his wife, Donna, have 3 children and 3 grandchildren. They are empty nesters living in Landen, Deerfield Township. Paul's passions are traveling, tennis and wine.

Registered States:
AL, AZ, CA, CO, DC, FL, GA, IA, IL, IN, KY, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA

 Dominic joined UBS directly after graduating from Ohio State University with a B.S. in economics. His initial UBS position tasked him with the financial planning responsibilities for all of the UBS clients in the greater Cincinnati area. This experience, the AWMA® and the series 7 & 66, along with other studies, have helped Dominic gain an expertise in financial planning and risk management techniques. Dominic lives downtown with his dog, Harper.

Registered States:
AL, AZ, CA, CO, DC, FL, GA, IA, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA

Heather joined UBS in 2008 and has 19 years experience in the financial services industry. Heather holds Series 7 and Series 66 securities licenses and is insurance licensed in Life, Health, Accident & Variable Annuities.

Registered States:
FL, KY, NY, OH, TX

Registered States:
AZ, CA, CO, FL, IA, IL, IN, KY, MI, OH, PA, SC, TX, WA

Charlene joined UBS in 2004 and has 25 years experience in the financial services industry. She holds series 7 & 63 securities licenses.

Registered States:
FL, IN, KY, OH

Kim joined UBS in 2000.  She has 14 years experience in the financial services industry.  Kim holds Series 7 & 63 securities licenses.

Registered States:
AZ, CA, CO, FL, GA, IN, KY, MA, MI, MN, NC, NY, OH, PA, SC, WA