The connections for a confident future

Riebe Pumo Wealth Management


phone

512-330-8008



address

UBS Financial Services Inc.
98 San Jacinto Boulevard
Suite 600
Austin, TX 78701



Whether you’re a professional building wealth, a business owner considering how best to plan your transition or a retiree enjoying the fruits of a lifetime of work, we provide business exit guidance and comprehensive wealth management.

At Riebe Pumo Wealth Management, we help private business owners and entrepreneurs thrive at each stage of their business life cycle. As Certified Exit Planning Advisors, Steve Riebe and Mike Pumo can provide the framework and education to help you assess and maximize the value of your business, prepare for an eventual business exit and plan your next act in life.

Our team can connect you to a network of professionals and the vast, global resources of UBS. We pride ourselves on our ability to help filter out the noise and offer easy-to-understand wealth planning advice that helps simplify your entire financial world.

Business advisory

Guidance at each stage in your business life cycle

Whether you are planning to exit now or simply gauge your readiness, a business transition is a complex event, entailing personal, financial and family concerns. Knowing who to work with can make all the difference. Our team offers guidance and advisory solutions that help empower educated financial decisions.

Expand or transition

Expanding
Tapping the resources of UBS and our network of professionals, we help you understand opportunities to grow and expand your business. We’ll look at your entire financial picture, including tax planning strategies, retirement plans, cash management, private capital sourcing and investments.

Customized lending
We can offer solutions through our extensive UBS Banking resources, including access to securities-backed lending, mortgages and tailored financing.

Succession planning
We can work with CPAs and attorneys to help create customized cash flow models comparing the economic benefits of various tax-efficient succession scenarios.

 
Monetize your business

Assessing your readiness
Understanding the value of your business, its current condition to a potential buyer and your own readiness to exit are essential steps in the transition process.

Selling your business
Our process offers detailed cash flow modeling clearly illustrating what it would look like to sell to a strategic buyer, sell to a financial buyer, utilize a dividend recap or sell to an ESOP.

Tax strategies
We help you develop tax-efficient strategies for exiting your business, potentially reducing estate tax exposure, and transitioning wealth to future generations.

 
Post-exit planning

Ready for what’s next
We can help you develop a tailored plan to transition from a K-1 distribution or salary to living comfortably off your investment income.

Personalized portfolio management
We’ll work with you in a one-on-one relationship to design and execute customized investment strategies based on your plan.

Legacy and estate planning strategies
We have the experience and the network to help with preserving your assets, reducing estate tax exposure and transitioning wealth to future generations.

Certified Exit Planning Advisor (CEPA)

Steve Riebe and Mike Pumo have earned the CEPA designation, certifying them as qualified professional advisors in the field of exit planning. Providing strategic insights and tools to their clients, the team integrates exit strategy into the business, personal and financial goals of business owners.

Wealth management

Planning focused on your priorities

Whatever stage of life you are in or financial challenges you face, we provide the thoughtful guidance to help see you through your decision-making process. Our team offers a balanced point of view as you face each life event, navigate retirement, or plan your legacy. We’ll work together to establish a comprehensive financial plan that prioritizes your goals.

Comprehensive planning

Constructing your financial plan
We spend the time to really get to know you, your loved ones and your goals. We look at all aspects of your financial life: We integrate your assets and liabilities, savings and portfolios into a comprehensive and cohesive view.

Retirement income planning
Entering retirement, many people fear the possibility of outliving their savings. Our comprehensive strategies can help ease concerns about how long you will need to draw your funds in retirement and preparing for unexpected expenses.

Strategies for multigenerational wealth
Attuned to preserving the financial independence of your entire family, we can help structure a deliberate and meaningful estate planning strategy focused on your goals, values and the needs of each generation.

 
Liquidity. Longevity. Legacy.

Liquidity. Longevity. Legacy.

Understanding your life, your wealth and what you want to accomplish is important to how we work together at UBS. We start with questions and a discussion that helps us focus on what’s really important to you.

Then, we can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own. Through the plan we create together, we can help you pursue what matters most today, tomorrow and for generations to come.

To help maintain your lifestyle

  • Entertainment and travel
  • Taxes
  • Purchasing a home

To help improve your lifestyle

  • Retirement
  • Healthcare and long-term care expenses
  • Second home

To help improve the lives of others

  • Giving to family
  • Philanthropy
  • Wealth transfer over generations

Working together, we can help you

  • Gain confidence that your money is in an appropriate strategy—when it needs to be there
  • Better manage investment risk—based on your different goals and timeframes
  • Take the emotion out of investing—with a clearer understanding of your short-term needs
 
The strength of UBS

Our access to the global reach of UBS—one of the largest wealth managers in the world—gives us the perspective, diverse strategies and relevant guidance to help you move forward with confidence. UBS has been successfully managing its clients’ wealth for more than 150 years, with deep resources in investment, banking and asset management businesses.

  • Wealth management at our core. Throughout the world, private, corporate and institutional clients turn to UBS for its wealth management expertise, creating a long legacy of trust you can count on.
  • Stability and leadership. UBS’s solid long-term credit ratings and economic stability ranks within the highest levels among large global banks, meaning you have a leader behind every investment you make.

UBS’s worldwide wealth management industry recognition

  • Best Global Wealth Manager
    Euromoney, 2018, 2017, 2016, 2015
  • Best Services for High Net Worth Clients
    (USD $5 million – USD $30 million) Euromoney, 2018, 2017, 2016, 2015
  • Best Family Office Services
    Euromoney, 2018, 2017
  • Best Research and Asset Allocation Advice
    Euromoney, 2018, 2016, 2015
  • Best Services for Philanthropy and Social Impact Investing
    Euromoney, 2018, 2017, 2016, 2015
  • Best Services for International Clients
    Euromoney, 2018, 2017, 2016, 2015
  • Best Services for Succession Planning Advice and Trusts
    Euromoney, 2018, 2017, 2016, 2015
  • Best Global Private Bank
    Euromoney, 2018, 2017, 2016, 2014
    PWM The Banker, 2016
  • Best Bank for Wealth Management in North America
    Euromoney, 2017
  • Best Private Bank in Asia
    Best Global Brand in Private Banking

    PWM The Banker, 2016
  • Top Wealth Manager in the World
    WealthManagement.com, 2018

Planning accreditations

Mike Pumo is a CERTIFIED FINANCIAL PLANNER™ professional and Steve Riebe is a Chartered Financial Consultant®. Each has met stringent requirements and together they provide a depth of planning acumen that can help enrich your understanding of all aspects of your financial life.

Lasting relationships

Personalized service is the key to a successful relationship

Our aim is to develop the kind of trust and efficiency that is helpful in every aspect of your financial life. We consistently strive to anticipate your needs and ensure that you understand the thought process behind our solutions. Our highly integrated team works closely together, shares knowledge and maintains accountability for all our clients.

Customized client service

Our entire team is highly accessible, offering consistent communication and ongoing reviews. Our service goes above and beyond the expected, offering a highly personalized experience that is responsive and flexible to your needs.

 
Proactive communication

We work diligently to anticipate your needs. We stay on top of the latest and most prudent financial thinking and share that expertise through regular calls, meetings personalized to your schedule, one-on-one consultations and informative educational events. Our informative networking events offer an engaging and informal opportunity to gain insights, meet interesting peers and professionals and have some fun.

 
You come first

With a focus on fiduciary oversight, we keep your best interests at heart: We work for you and always puts your needs first. Our entire team puts a premium on transparency, specifically about the actions we take, the information we provide and how we structure our fees.



Insights

Planning for the lifestyle you want

Planning for the lifestyle you want

Building an investment plan

Building an investment plan