Steadiness It comes from experience

Our commitment to planning starts with listening. We engage in a significant discovery process to find out what matters most to each client. We look at the world through your eyes. We take the time to get to know you so that we can truly understand your motivations, challenges and risk appetite. Our team’s experience has taught us the best way to add value is by helping busy, successful people navigate an increasingly complex world to maximize their impact. We understand the emotions behind wealth, and we’re here to support you, your family and your business through all of life’s changes.

Robert "Bob" Brower, CFP® CIMA®

Senior Vice President - Wealth Management
CERTIFIED FINANCIAL PLANNER™
Certified Investment Management Analyst (CIMA®)
Chartered Financial Consultant (ChFC®)
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619-557-4777

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Bob began his career with a predecessor firm of UBS Financial Services Inc. and has remained in the same office serving the varied needs of both his domestic and international clientele for over 30 years. He graduated from the University of Alberta, Canada where he received his B.A. with a major in Economics in 1979. In addition to securities, commodities and insurance licenses, Bob holds seven industry designations including the CERTIFIED FINANCIAL PLANNER™, Certified Investment Management Analyst SM® and the Chartered Financial Consultant®. He has earned the UBS Financial Services Inc. designations of Wealth Manager and Portfolio Manager and is a certified associate of UBS International, authorizing him to do business with many non U.S. clients.

Bob is a family man and has been married to his wife Cony for over 30 years, and share a daughter named Catherine. In his spare time he enjoys ski racing, bicycling and wave riding. He is active in the San Diego community and has served as the long time Treasurer of the San Diego Alpine League.


Registered States:
AZ, CA, CO, FL, ID, IL, LA, MA, MD, MI, MN, MS, MT, NV, NY, OH, OR, SD, TN, TX, VA, WA


Dustin Tracy, CFP®

Account Vice President
CERTIFIED FINANCIAL PLANNER™
Certified Divorce Financial Analyst (CDFA®)
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619-557-4867

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Dustin is a wealth advisor who began his career with UBS in 2006, and wore many hats while learning the business from the ground up. He joined Waterfront Wealth Management in 2008, which happened to coincide with the beginning of one of the most difficult times in economic history. His experience working with clients through these times uncovered his true passion of helping people, and strengthened his commitment to improving the lives of his clients.

Dustin plans each client's wealth management strategy around their unique goals and circumstances. With a refined planning process at its core, he recognizes that every client has a unique set of circumstances and aspirations and employs a detailed discovery process that enables him to deeply understand not just the client's financial data, but more importantly, their values, passions, and vision. This allows him to take all the pieces of a client's financial puzzle, and put them in place.

Dustin's proudest accomplishment is his family. He married his college sweetheart, Debbie, and now resides in Lakeside, California. They love spending time with their two beautiful daughters, Gracie and Alyssa, and their loyal dog Chewbacca. Dustin is very passionate about causes near and dear to his family, giving back to his community by volunteering at the Autism Society San Diego, where he has served in various roles including Vice President and Treasurer, while managing the various summer camps the organizations hosts to support individuals with Autism.

Professional achievements and education
- CERTIFIED FINANCIAL PLANNER ™ (CFP®)
- Certified Divorce Financial Analyst (CDFA®)
- B.S. in Economics, San Diego State University

Community Involvement
- Vice President & Treasurer – Autism Society San Diego
- East County Economic Development Council
- Rady Children's – Autism Discovery Institute
- National Foundation of Autism Research (NFAR)

 


Registered States:
AZ, CA, FL, IN, MD, MI, MS, NJ, NV, OR, SD, TN, VA


Karen A. Corey

Registered Client Service Associate
619-557-4754

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Karen is a Registered Client Service Associate at UBS, where she has spent her entire career since being hired in 1982.  She holds a Series 7, Series 63 and Series 65 licenses.  She has worked with Robert Brower since 2000 and Waterfront Wealth Management since its creation. Karen enjoys the relationships she has built with clients over the years, developing personal friendships with many of them. She strives to provide superior service to each client, ensuring that their requests and needs are handled effectively and quickly.


Registered States:
CA


Ivy Edmunds

Registered Client Service Associate
619-557-4780

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Ivy is a Senior Registered Client Service Associate and a leader to her peers in the Downtown San Diego branch. She began her career in the financial services industry in 2009 and works closely with her team to provide exceptional client service and support. A graduate from the University of California-San Diego with a B.A. in International Studies-Economics and a Minor in Spanish Literature, Ivy currently holds her Series 7 and Series 66 licenses. With over 10 years of experience in the industry, Ivy specializes in overseeing client accounts and streamlining business operations.

Ivy speaks fluent Portuguese and conversational Spanish. She enjoys opportunities to travel and be outdoors with her husband, Oliver. She also spends her time teaching as a Certified Yoga Instructor, as well as training for triathlons.


Registered States:
CA