A healthy business has cash on hand to meet its immediate needs…and to be ready for important opportunities. Meanwhile, it's important that cash work hard for the business, rather than sitting idle.

The UBS Business Services Account BSA^® can help you do exactly that. As available cash flows in, it can be automatically swept into an interest-bearing deposit account or money market mutual fund, based on your UBS account's eligibility.¹

The funds earn competitive returns until you need them. Then, they're available for withdrawal—to meet expenses, to purchase equipment, or to take advantage of opportunities that will bring you closer to your growth targets or expansion goals.

A UBS Financial Advisor can help you define your needs and structure your account to maximum advantage. Find a Financial Advisor to discuss the cash management strategies that are right for you and your business.

¹ An investment in a money fund or other sweep option is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or the U.S. government, and there can be no assurance that any money fund or other sweep option will be able to maintain a stable net asset value of $1.00 per share. It is possible to lose money by investing in the fund. For more information about UBS RMA money market funds or other sweep options, please obtain a prospectus by contacting your Financial Advisor. Investors should consider the investment objectives, charges, expenses and risk factors carefully before investing. The prospectus contains this and other information. Read it carefully before you invest.

If you are a sole proprietor or a government entity, unless you affirmatively elect one of the alternative tax-free sweep fund offerings, uninvested cash will automatically sweep to the UBS Bank USA Deposit Account Sweep option. The Deposit Accounts are insured by the FDIC. On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor in the aggregate (including principal and interest combined) for accounts other than certain retirement accounts (which were already insured up to $250,000). The FDIC insurance coverage changes will apply to funds sweeping into UBS Bank USA under the program offered through the Resource Management Account® (RMA®), Business Services Account BSA and Basic Investment Accounts. This temporary increase will expire on December 31, 2013, and FDIC deposit insurance will revert back to $100,000 for all depositors (other than certain retirement accounts). Neither UBS AG nor UBS Financial Services Inc. will be responsible for any insured or uninsured portion of the UBS Bank USA Deposit Accounts. For more information about the Deposit Account Sweep Program, contact your Financial Advisor.

UBS Financial Services Inc. is a registered broker-dealer and is not a bank. As such, it does not offer bank accounts.

The UBS Business Services Account BSA is a brokerage account. Deposit Accounts are provided by UBS Bank USA, Member FDIC. All other banking features are provided by third-party banks.