The UBS Card Program is designed to give you more of what you want in a card program: flexibility and smart, easy-to-use cash management options — cash, debit and credit — wherever you go.

The UBS American Express^® Card and the UBS Visa Signature^® credit card¹ give you the purchasing power you need — with cash, debit and credit options linked to the UBS Resource Management Account^® (RMA^®) or Business Services Account BSA^®.

More financial flexibility
The UBS American Express Card allows you to defer payments until the end of the month, when purchases are automatically and conveniently debited from your RMA or Business Services Account BSA.² The UBS Visa Signature credit card gives you the option of paying either the full amount or only the required minimum at the end of each month.

More ways to get cash
Use either card to get cash at banks and ATMs worldwide and you'll be automatically reimbursed for your ATM transaction fees, up to $3.00 per transaction for an unlimited number of transactions.

More rewards points, faster
You earn at least one rewards point for every dollar you spend with either UBS card. Plus, you'll receive a bonus of 50% more rewards points when you use your UBS American Express Card to pay for car rentals or airline, train or cruise tickets.³ Even better, every rewards point you earn with either card is deposited into a single rewards point bank, so points can add up quickly and they are easy to track.

My Choice Rewards
Buy anything you want, anywhere you want, then pay for it with rewards points.⁴

More service, exclusive access
The UBS Concierge is ready to help you plan your next trip or party, even make dinner reservations at popular restaurants — enabling you to make the most of your UBS cards.

¹ The UBS Visa Signature credit card is subject to application and credit approval by Barclays Bank Delaware.

² Purchases are not automatically deducted from the RMA or Business Services Account BSA until the 26th of each month (or the business day closest to it), allowing funds to keep working up to an additional 30 days even though your RMA or Business Services Account BSA is reduced on a real-time basis. However, purchases are limited to the available funds balance in your RMA or Business Services Account BSA.

³ Eligible travel purchases do not include lodging and dining.

⁴ Purchases must be at least $100.

The UBS Visa Signature credit card is subject to application and credit approval by Barclays Bank Delaware.

The RMA and Business Services Account BSA are brokerage accounts. Resource Management Account, RMA and Business Services Account BSA are registered service marks of UBS Financial Services Inc.

American Express is a federally registered service mark of American Express. The UBS American Express Card is issued and administered by Barclays Bank Delaware.

Visa Signature is a registered service mark of Visa International. The UBS Visa Signature credit card is issued by Barclays Bank Delaware pursuant to a license from Visa U.S.A. Incorporated.