Insurance offers protection against the devastating financial effects of death, disability and long-term care expenses.
UBS does not have proprietary insurance products. Rather, we perform extensive due diligence on select third party insurance companies and make available those that meet our criteria
Your Financial Advisor can help you evaluate how to:
Help protect your loved ones with an appropriate type and amount of life insurance Appropriately replace income in the event you become disabled and can no longer work Appropriately pay for unforeseen long-term care expenses Help your heirs pay estate taxes without liquidating the family business, real estate, securities or other valuable assets Facilitate succession planning in a business or provide a meaningful benefit for key employees
UBS makes available a wide variety of insurance products, including:
Life Insurance Term life that offers protection for a specified period of time. Universal life that includes a cash value component for potential tax-deferred growth of policy cash value Variable life that offers the ability to invest cash value in professionally managed securities sub-accounts Survivorship life that insures the lives of two people and is often used for estate planning purposes
Disability Insurance
This insurance can replace a portion of your income when you are unable to work because of injury or illness.
Long-Term Care Insurance
This insurance provides payments in the event you need assistance with certain basic activities of daily living, such as dressing, bathing, eating, walking, and getting in and out of a bed or chair.
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