For assistance pursuing your unique retirement objectives, contact your Financial Advisor about:
Once you understand where the gaps are, you can begin to determine how much youŽll have to withdraw from your retirement assets each year to fill them.
Many financial professionals believe that retirees should withdraw no more than 4% of their assets each year in order to avoid depleting them over time.1 But withdrawal rates are only part of the equation. The amount your assets are earning in investment returns is another. And yet another consideration is how much risk youŽre willing to assume to generate those returns.
Does this mean youŽll have to adjust your lifestyle to sustain your assets?
Your UBS Financial Advisor can help you understand where you are and what alternatives are available to you. He or she can also help you reallocate assets to work toward your retirement income needs while taking into account your risk tolerance.
1 Source: http://www.kiplinger.com/features/archives/2004/09/retire.html