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UBS Homepage > Wealth Management US > Planning for a Lifetime > Estate Planning > Protecting & Transferring Wealth > Insurance Strategies

Insurance Strategies: Planning for your loved ones
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You’re committed to protecting all you’ve achieved through this point in your life.
 
Through sound planning, we can help you protect against things such as an unexpected health crisis or death of a loved one that could undo part of what you have accumulated in your lifetime. We believe life insurance makes sense in many circumstances.
 
Why life insurance? Life insurance can provide your beneficiaries with the funds they need and help make your wealth last. One of the most common reasons for purchasing life insurance is to preserve economic security for a spouse or dependent children. Life insurance proceeds can be used for many different purposes, including:
  • Replacing lost income, paying the mortgage and covering college costs
  • Providing financial protection for other dependents such as aging parents, a disabled relative or other loved ones
  • Providing liquidity to pay estate taxes
  • Leaving funds to a favorite charity
In addition to providing potential economic security for loved ones, life insurance can be used to help businesses. Many businesses purchase life insurance to provide succession planning in the event that an owner dies, or as a benefit to executives and employees.


contact a Financial Advisor for more information


Insurance products are made available by UBS Financial Services Insurance Agency Inc. or other insurance licensed subsidiaries of UBS Financial Services Inc. through third-party unaffiliated insurance companies.
Your UBS Financial Advisors are not estate planners. Neither UBS Financial Services Inc., nor its employees provide legal or tax advice.  You should consult your legal and tax advisors regarding your particular situation.
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