As part of your overall investment strategy at this stage, it is important to ensure that all your retirement assets are working together toward your goals. An important first step is to determine where your assets are. Many people change jobs and leave behind a trail of pensions, defined contribution plans such as 401(k)s, and IRAs. Consider consolidating your assets as part of a coordinated, overall investment strategy. You can better assess whether all your assets are working toward your goals through simplified reporting and recordkeeping. Complex decisions have plenty of pitfalls for the unaware or under-informed. For example: - Are you rolling over the 401(k) plan from your last job-or spending the money and paying a penalty?
- If you have highly appreciated company stock from the job you left, is rolling it into an IRA the right move?
- Should you consolidate your IRAs in one place?
- Have you considered the benefits of a conversion to a Roth IRA?
Your UBS Financial Advisor can help, working closely with your other professional advisors to support you in making smart choices. Why consolidate assets in an IRA? Simplicity
The convenience of streamlined management and recordkeeping. Coordinated Strategy
Creating an asset allocation strategy that includes your IRA as part of an overall retirement strategy. Personalized Focus
With a UBS Financial Advisor who can work with you on developing a comprehensive strategy.
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