We realize that no single approach to wealth management suits every investor. That's why we offer a variety of ways that you can work with your Financial Advisor and do business with us. Our client relationships can be divided into two broad styles with different pricing methods: Transaction-based and Asset-based
You may prefer one or the other - or a combination. Transaction-Based Account Relationships
With this account relationship: Clients pay for the services they request, such as buying and selling stocks, bonds and mutual funds, and trading and exercising options. Payment may be in the form of: Commissions or other fees for each transaction Deferred sales charges Built-in expenses in products such as mutual funds and variable annuities. Clients can conduct transaction-based business with us through investment, education savings, retirement, trust and other accounts we offer.
Asset-Based Account Relationships
In asset-based relationships: Clients pay fees on a quarterly basis rather than commissions on transactions. Fees may cover a variety of services Fees are based primarily on the amount of eligible assets in the account.
Our asset-based accounts can be divided into four categories: - Client-directed brokerage accounts
- Discretionary portfolio management, in which qualified Financial Advisors or UBS Portfolio Managers make investment decisions
- Investment management consulting, where assets are invested in a mutual fund asset allocation program, or managed by investment managers
- Client-directed advisory accounts
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