As part of this special offering with Accenture and UBS, you have the opportunity to take advantage of a one-on-one private briefing, complimentary financial planning services and a UBS Resource Management Account^® (RMA^®).¹

Learn more about:

Private Briefings
Complimentary Financial Planning Services
UBS Resource Management Account

Private Briefings

What is important to you? At UBS, that's where our conversation begins.

Helping you find those answers is what the UBS relationship between is all about. Our approach is a simple one: We align our experienced team of Financial Advisors with powerful resources that can help you prepare to address your most meaningful financial milestones.

How exactly do we work with you? We explore your ideas about your lifestyle today and the lifestyle you hope to live in the future. Ideas about what you'd like to achieve financially over time. For example, where you would like to send your children to college? How do you envision yourself in retirement? We'll also talk about the challenges you face in your financial life, such as juggling the demands of caring for aging parents. We're confident this is where we bring to bear our deep understanding and expertise.

You're committed to protect all you've achieved through this point in your life. We can collaborate with you to help develop strategies to protect against such things as taxes, unexpected events or lack of information that could undo a lifetime of work.

As an employee of Accenture, we invite you to sit down with one of our highly qualified Financial Advisors to discuss your needs.

Complimentary Financial Planning Services²

Financial planning at UBS looks beyond the assets in your portfolio. It looks at your life, the priorities you've set and the vision you have for your future. Financial planning begins with you.

Once your Financial Advisor understands who you are and what you are looking to achieve, he or she can then integrate this information (along with an assessment of your entire personal balance sheet, your comfort with risk, your goals and objectives) into a personalized financial plan. We believe solid planning takes a diverse understanding of all the moving parts of your financial life. It takes a team approach.

That's why we have an entire ensemble of dedicated professionals—from experienced financial planning specialists, trust and estate professionals to experts in retirement, insurance and investments—working side-by-side with your Financial Advisor to make sense of all the moving parts of your finances and contribute to the whole plan. In addition to our team, we also look to work with your team of personal advisors, those significant individuals who do or will impact your financial world.

Once your Financial Advisor understands the key milestones that are important to you, he or she can draw upon UBS's specialized areas of wealth planning expertise. Depending on what you are looking for and the goals you are working to achieve, an in-depth, integrated financial plan could be appropriate for your situation. Your plan could include any number of strategies for building and preserving your wealth.

In the past, as your financial needs have become more complex, you may have found yourself engaging a number of advisors for guidance, and making decisions based on separate conversations and different points of view. While that may have worked well in the past, you may now feel a need for a more integrated approach.

We are here to help you see the 360-degree view by bringing together these separate conversations into one integrated strategy that encompasses the entire scope of your financial goals.

We will engage you in a comprehensive financial planning process that analyzes the different areas of your financial life and looks at how they are interdependent. The result is that we are able to work with you to develop appropriate strategies for your unique circumstances, while providing organization and focus around your financial puzzle.

UBS Resource Management Account

Manage your everyday finances easily and efficiently, as you pursue your long-term wealth management goals, with your UBS Resource Management Account (RMA). It has everything you may need to manage your finances—all in one place.

With an RMA, you can manage all of your investments and your day-to-day banking activities³ in one place, with one relationship. All the investment management and banking services³ for managing cash, financing and investments are built right into the RMA, so you have:

• More financial control
• More flexibility
• More choice
• More service
• More value

And with the UBS Card Program, there are more rewards that are exactly what you want.

We will automatically waive the annual account fee for your primary RMA if you meet either one of these criteria:

• Establish a qualifying direct deposit into your RMA account.¹
• Your eligible Marketing Relationship assets meet the asset threshold specially set for designated Accenture employees.¹

Because of your relationship with Accenture, you may qualify to have your annual RMA account fee waived. Please call 408-282-8481 or e-mail svteam@ubs.com for more information.

Even if you do not meet the above criteria, now you can pay one annual service fee for an unlimited number of UBS RMAs and Individual Retirement Accounts (IRAs).¹

You can open as many different accounts as you need to manage your financial life for one primary RMA annual service fee of $150. From checking and savings accounts to trust and retirement accounts, you can keep all your accounts at UBS and manage your finances in the way that suits you best.

The choice is yours.

Features and Benefits of a UBS RMA
When you have a UBS RMA relationship, you have all the flexibility, convenience and day-to-day resources you need to manage your finances, including:

• Direct deposit: Payroll, Social Security or pension can be electronically deposited directly to your account. It's safe and convenient. Plus, we'll automatically waive your primary RMA annual account fee of $150 when you establish a qualifying direct deposit into your RMA account.¹
• Free unlimited checkwriting: There are no minimum requirements, no monthly service charges, no limit on the number of checks you can write each month and no per-check usage charges. Complimentary checks and reorders are available upon request.
• Free cards and rewards program: Deferred debit and credit cards with consolidated points are available.⁴
• Unlimited ATM fee rebates: Use your UBS American Express^® Card or UBS Visa Signature^® credit card to get cash at banks and ATMs worldwide and you'll be automatically reimbursed for any ATM transaction fees, up to $3.00 per transaction for an unlimited number of transactions every month.
• Free online bill payment: Convenient automatic bill payment is available to you though UBS Online Services. Payments are made directly from your RMA.
• Electronic Funds Transfer (EFT) service: Quickly and easily move funds from one account to another, including to and from your accounts held at UBS or at other financial institutions.
• Free wire transfers: RMA and IRA accounts residing in the same Marketing Relationship as a primary billable RMA are entitled to a total of three free outgoing wire transfers per calendar year.
• Automatic sweep of cash balances: Your available cash can work harder with automatic sweeps to an FDIC-insured bank account or tax-exempt money fund on each business day.⁵
• Consolidated reporting: Get a complete picture of all your accounts at the end of every month.
• UBS Online Services (OLS): Easy online access lets you pay bills, monitor balances and account activity, transfer funds between accounts, reorder checks, and view and print images of cleared checks.

Start by calling a UBS Financial Advisor, who is committed to understanding you and recommending wealth management strategies that help you pursue your goals. Those strategies can come to life within an RMA.

To learn more about the benefits and features of RMA, read our brochure.

¹ The UBS Resource Management Account (RMA) is available for an annual account fee of $150 for an unlimited number of UBS RMAs, Individual Retirement Accounts (IRAs) and IRA RMAs as long as the accounts are held within the same Marketing Relationship. We will automatically waive the annual account fee for your primary UBS RMA if you meet either one of these criteria:

• Your eligible Marketing Relationship assets (the sum of your total assets held at UBS, including accounts set up for children and/or a spouse) meet the asset threshold specially set for designated Accenture employees. Please call 408-282-8481 or e-mail svteam@ubs.com for more information.
• Any account in your Marketing Relationship has qualifying direct deposits that total at least $1,000 per month for the two-month period immediately prior to the annual billing date.

For more details about the features and benefits of the UBS RMA, please read our brochure.

² Complimentary, comprehensive financial plans are not always available to non-Corporate Employee Financial Services clients. Please contact the UBS Concierge Service Desk for a referral to a specialized Financial Advisor participating in this program.

³ Banking services are provided by UBS Bank USA and other third-party banks. UBS Financial Services Inc. is a registered broker-dealer and not a bank, and does not offer bank accounts.

⁴ Rewards points cannot be consolidated across multiple RMAs. The minimum purchase for redemptions is $100. The UBS cards are free at the Select level. Applications for the UBS Visa Signature credit card are subject to credit approval by Barclays Bank Delaware.

⁵ If you are an eligible participant, as defined in the UBS Deposit Account Sweep Program Disclosure Statement (available from your UBS Financial Advisor), unless you affirmatively elect one of the alternative tax-free sweep fund offerings, uninvested cash will automatically sweep to deposit accounts at our affiliate, UBS Bank USA (member FDIC). UBS Bank USA is a Federal Deposit Insurance Corporation (FDIC) member. FDIC deposit insurance protects bank deposits of FDIC-insured banks. On October 3, 2008, the Emergency Economic Stabilization Act of 2008 temporarily increased insurance coverage limits from $100,000 per depositor to $250,000 per depositor for accounts other than some retirement accounts (which were already insured up to $250,000). This temporary increase is effective October 3, 2008, through December 31, 2013.

An investment in a money fund or other sweep option is neither insured nor guaranteed by the U.S. government, and there can be no assurance that any money fund or other sweep option will be able to maintain a stable net value of $1.00 per share. It is possible to lose money by investing in the fund. For more information about UBS RMA money market funds, please obtain a prospectus by contacting your Financial Advisor. Investors should consider the investment objectives, charges, expenses and risk factors carefully before investing. The prospectus contains this and other information. Read it carefully before you invest.

The RMA is a brokerage account. Resource Management Account and RMA are registered service marks of UBS Financial Services Inc.

American Express is a federally registered service mark of American Express and is used pursuant to a license.

The UBS American Express Card is issued and administered by Barclays Bank Delaware.

Visa Signature is a registered service mark of Visa International. The UBS Visa Signature credit card is issued by Barclays Bank Delaware pursuant to a license from Visa U.S.A. Incorporated.