Timothy L. Rauwald, CPWA®, CRPS®
Senior Vice President - Wealth Management
Senior Portfolio Manager
Senior Retirement Plan Consultant
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Tim is a founding member of the Cornerstone Group at UBS Financial Services Inc. He began his career in the financial services industry in 1991, specializing in Private Wealth management and retirement plan consulting for corporate clients. Tim holds a Bachelor of Business Administration degree in Accounting from the Stephen M. Ross School of Business at the University of Michigan. Tim had a fourteen-year career as an officer in the US Army including serving on active duty in the 18th Airborne Corps, Fort Bragg, NC. He began his business career with Coopers & Lybrand, now Price Waterhouse Coopers as a Certified Public Accountant CPA® Tim began his career in financial services with The Robinson Humphrey Co, which over his time evolved into Smith Barney, a Citigroup company. In 2009, Tim moved his team to UBS Financial Services. Tim has earned the Certified Private Wealth Advisor CPWA® designation, Chartered Retirement Plan Specialist (CRPS®) designation and the Accredited Investment Fiduciary (AIF®) designation through the Center for Fiduciary Studies. Forbes/Shook has named Tim one of their Top State Wealth Advisors in North Carolina. The Financial Times listed him among its selection of the “Top 401(k) Advisors” in America for the past 5 years. A recognized industry leader, he's frequently asked to speak at various events, providing his unique perspective on how individuals can create a fulfilling roadmap for their financial future.
A former board member of the Busy Street Children’s Museum, Tim now spends time with the nonprofit organization Farmer FoodShare that seeks to connect local farmers with the food insecure population in central North Carolina. He lives in Durham, NC and has two daughters, Marisa and Alexandra.
AL, AZ, CA, CO, CT, DE, FL, GA, HI, IL, IN, LA, MA, MD, MI, MS, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, VI, VT, WA, WI, WV
Stephen Reed, CRPC®
Steve joined The Cornerstone Group at UBS in 2015, bringing 14 years of experience to the team. He began his financial services career in 2001 as a licensed banker with First Union, and through corporate mergers, became a Financial Advisor with Wachovia Securities, later Wells Fargo Advisors, in 2008. Steve received his Chartered Retirement Plan Counselor (CRPC®) designation in 2009, exhibiting his abilities in all facets of financial well being.
A native of Canton, IL., Steve received his B.S. In History from Bradley University. During his studies at Bradley, he also spent a semester abroad at Stockholm University in Stockholm Sweden. Steve and his wife, Shelby, moved to Durham in late 2000 when Shelby accepted a position in the School of Medicine at Duke University, a position which she still holds. Steve and Shelby are busy with the sporting activities of their 2 kids, Olivia and Nicklaus.
AL, AZ, CA, CO, CT, DE, FL, GA, HI, IL, IN, LA, MA, MD, MI, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA, VI, VT, WA, WI
Bret L. Paterson, CRPC®
Bret joined The Cornerstone Group at UBS in 2020 after working with the firm for 10 years. Bret will be an excellent addition to the overall team structure as our Business Development Specialist. He is based in Wilmington, NC where he has previously partnered with The Cornerstone group in the defined contribution space.
Before joining UBS, Bret graduated from NC State with a BS in Biology and spent time in the pharmaceutical sector. In 2006 he moved to NYC to eventually manage the then highest producing Marc Jacobs retail store in the world. Bret and his wife Dr. Yulia Paterson D.D.S. moved back to Wilmington in 2011 where he started his career with UBS and a family. Bret has three children, Zalen, Nesta, and Misha. When not at the office, he plays violin and spends time outdoors with his family and dogs going boating, fishing, travelling and all types of boarding.
MD, NC, NJ, NY
Heather joined The Cornerstone Group at UBS in 2018 and has been in the financial services industry since 2014. She has continued to expand her knowledge base and has accomplished getting various licenses. Heather holds Series 7 and 63, life insurance, long-term care insurance licenses, and is a NC Notary Public. She manages all aspects of the teams operations and works directly with clients handling all of their administrative needs.
When not at the office, Heather enjoys traveling and spending time at the coast on her boat with her husband Chris and son Asher.
FL, NC, VA, WI