Experience Makes all the difference Richard Maurice "Rich" Lavista Financial Advisor 904-280-6044 Registered States: AL, AZ, CA, CO, CT, DE, FL, GA, HI, IL, IN, KY, MD, MN, MS, NC, NJ, NY, OH, OK, PA, SC, TN, TX, VA, WV Nancy Y. "Beth" Ratliff Investment Associate 904-280-6050 Registered States: AL, AZ, CA, CO, CT, DE, FL, GA, HI, IL, IN, KY, MA, MD, MN, NC, NJ, NY, OH, PA, SC, TN, TX, VA, WV Ann Lavista 904-280-6019 Registered States: AL, AZ, CA, CO, DE, FL, GA, HI, IL, KY, MS, NC, NJ, NY, OH, PA, SC, TN, TX, VA, WV