Laura is a firm believer that trust and strong, clear communication are the elements of a successful relationship with clients. She focuses on delivering professional financial advice and designing investment strategies to support each client in achieving their unique and well-defined goals.

Laura Belo has been recognized as an industry leader.  She has been named as Forbes America's Top Women Advisors and Forbes Best-In-State Wealth Advisors in 2018, Forbes Top 200 Women Advisors in 2017 and Barron's Top 100 Women Financial Advisors in 2014 and 2015. Her experience as a CFP® professional and Chartered Financial Consultant (ChFC®) has enhanced her expertise in portfolio management, financial planning and efficient wealth transfer strategies. Laura began her career in financial services in 1985 and joined UBS in 1991. She earned the distinguished UBS Wealth Advisor designation and is a Senior Portfolio Manager. Laura holds a B.S. degree in business administration, finance from California State University, East Bay.

She is a member of the Financial Planning Association (FPA) and the Financial Women's Association of San Francisco. As an avid animal lover, she is involved with organizations that support animal welfare. Laura enjoys boating, biking and camping with her family.

Registered States:
AZ, CA, CO, HI, ID, IN, KS, MA, MO, NC, NJ, NV, NY, OR, TX, UT, VA, WA

Nick’s passion for the industry started at an early age. In high school, he spent his summers as a "runner" on the floor of the Pacific Stock Exchange. This experience led to various roles at the brokerage firm, Paine Webber. After graduating from the University of Arizona with a B.A. in communications and a minor in business administration, Nick began his career with UBS Financial Services Inc. in 2004, joining the Bay Wealth Management team shortly thereafter.

Nick has been recognized as one of the "Top 20 Advisors under 40" by UBS Financial Services Inc. He is a CERTIFIED FINANCIAL PLANNER™ professional, which attests to his dedication to providing individuals and business owners with wealth planning strategies developed according to their individual needs and goals. Nick's detailed approach to providing advice beyond investments allows his clients to spend time on what matters most to them. Nick holds securities and insurance licenses and is a Senior Portfolio Manager, which is an investment management designation.

Nick resides in Lafayette with his wife Allison and their three sons Tyler, Connor and Christopher. He is an active supporter in his community, church, and charitable children's organizations throughout the Bay Area.

Registered States:
AK, AZ, CA, CO, DE, HI, ID, IN, KS, MA, MI, MO, NC, NJ, NV, NY, OR, TX, UT, VA, VT, WA

Michael has been working in the financial services industry since 1997. His aspiration early in life to convey the importance of saving and investing was the impetus for him to becoming a Financial Advisor. Michael observed circumstances where people with means lost their wealth and also witnessed those without the means miss opportunities to improve their situation. His attention to detail, proactive communication and sincere and persistent approach have earned him enduring client relationships.

Michael specializes in advanced planning techniques, which include concentrated stock positions, retirement, estate, tax and insurance strategies, lending and real estate considerations. He has earned the distinguished UBS Wealth Advisor designation and holds securities and insurance licenses. Michael received his Bachelor of Business from the Cox School of Business at Southern Methodist University in Dallas, Texas.

Michael is a member of the Olympic Club and the U.S. Masters Swimming organization. He resides in Orinda, CA with his wife Jane who is involved in the community through church, school and social committees she chairs. Michael coaches their sons', CJ, Ross and Cameron, baseball, soccer and basketball teams.

Registered States:
AZ, CA, CO, DE, FL, GA, HI, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, NC, NJ, NM, NV, NY, OR, SC, TN, TX, UT, VA, WA, WI

Ore, with over 30 years of experience in administration, has developed an extensive knowledge of services and solutions offered at UBS. Her commitment to exceptional service and consistent client communication are essential to building long term, multi-generational relationships.

She studied business administration and accounting at the College of San Mateo and Foothill College. Ore holds the Series 7 and Series 66 securities licenses.

Ore and her husband Eddie are avid basketball and baseball fans. She enjoys cooking and spending time with her three adult children.

Registered States:
AZ, CA, CO, NV, NY, OR, TX, VA

Lina joined Bay Wealth Management in May of 2012. Growing up, Lina played competitive chess and was ranked in the top 100 women players in the United States. Chess taught her the importance of strategic planning and forward thinking. She applies these skills when working with clients and understands the importance of having a plan and visualizing the complete financial picture. She assists our Advisors with client reviews and monitors portfolio investment strategies and performance.

Lina obtained her CERTIFIED FINANCIAL PLANNER™ certification in 2017. She earned a B.S. degree in business administration from San Francisco State University. Lina holds her Series 7 and Series 66 securities licenses.

Lina enjoys CrossFit, participating in local competitions benefiting fundraisers including breast cancer, paralysis and autism. She also teaches a weekly chess class.

Registered States:
CA, MD, NJ, NY