The Birmingham Investment Group is committed to working closely with you to meet the challenges you face throughout your life. We are dedicated to each generation of your family, providing comprehensive wealth management and personalized investment guidance. That commitment forms the foundation of our values:
- We are an experienced, credentialed team who truly cares about what’s best for you. Our team is made up of Certified Financial Planner™ practitioners, Certified Investment Management Analyst™ practitioners, Chartered Retirement Plan Specialist™ practitioners, Chartered Financial Analyst™ practitioners, and Chartered Mutual Fund Counselor™ practitioners.
- We offer the highest level of personalized service and global access to help make sure you feel confident about your financial future
- We are problem-solvers who provide the accountability of a committed network of financial professionals
Our Comprehensive Wealth Management approach
Our process begins with a comprehensive financial plan to identify your goals and help organize your financial life. We provide analysis and recommendations across numerous aspects of your family’s finances. We can collaborate with your estate planning attorney, CPA and other professionals to ensure all recommendations are aligned with your personal needs and are executed properly. We will meet with you regularly to ensure your financial plan and investment portfolio continues to align with your ever changing financial and personal situation.
A financial plan is your road map for a confident future
Financial planning is more than just a retirement strategy. We provide our clients with advice on all aspects of their financial life.
- Retirement income and cash flow analysis
- Estate and multigenerational planning
- Retirement plans and employee benefits
- Life, disability and long-term care planning
- College savings planning
- Liability management
- Charitable giving strategies
- Business continuity, sale and succession planning
- Executive compensation and benefit strategies
- Coordination with your other advisors (ex. attorneys and CPAs)
UBS Wealth Way
Liquidity. Longevity. Legacy.
Our approach can help you organize your financial life into three key dimensions:
Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own. Through the plan we create together, we can help you pursue what matters most today, tomorrow and for generations to come.
Keeping our focus on the future
Following the financial plan, a custom investment portfolio is designed to specifically address your personal needs.
Dedicated portfolio manager
Our team is highly trained to act as your personal portfolio manager using UBS's open architecture investment platform. By combining UBS's Portfolio Management Program (PMP), with access to world class money managers, we can tactically adjust to ever changing market conditions. This allows us to effectively manage your diversified investment portfolio with a focus on return, risk, tax efficiency and cost minimization.
How will you monitor and track performance?
As we implement your investment strategy, we communicate regularly and track performance, rebalancing and making adjustments for life changes and economic conditions. In addition, we meet regularly to review your portfolio structure and strategy going forward.
Multi-Generational Wealth Management
Helping you plan for the future
We're committed to helping preserve the financial independence of each generation. That's because our team of professionals understands the connection between wealth and family.
How will you help safeguard our family's assets?
We’re committed to having a multigenerational impact on your life. Aligned with your goal of protecting your family's financial independence, we offer a full suite of services to help direct capital and build a legacy that reflects your values.
How will you work with my whole family?
We help you navigate the inter-section of family, business, finance and legacy by building strategies that serve current generations and yet are flexible enough to meet the needs of future generations. We help address family issues ranging from financial education to wealth transfer and preservation strategies to philanthropic pursuits.
What about philanthropy?
We'll work with you and family members on a holistic philanthropic plan for each generation. Our advice addresses tax-efficient investment strategies, your current charitable goals and contributions and access to local organizations.
UBS Wealth Way
Understanding your life, your wealth and what you want to accomplish is how we work together.
Business transition and succession solutions
Our team works with internal and external partners to help you grow your business to enhance the impact it will have on your family's financial well-being. This includes assistance with lending, cash management, employee benefits and buy-sell planning to help maximize your business’ potential. When you’re ready to monetize the business’ value, we will provide guidance through a sale or a transition to family members or employees. Our business owner clients receive pre-sale financial planning to help them understand how the sale proceeds will shape their retirement, and post-sale planning to ensure they maximize the proceeds and effectively transition their wealth to future generations.