As a team of highly credentialed professionals, we offer the experience to help manage your complex financial needs and a commitment to understanding your goals wherever you are in life. Providing the individualized attention of a boutique practice, we are backed by the strength and stability of UBS, one of the world’s largest wealth management firms.
Led by Brad Bernstein, our multigenerational team combines financial planning with investment management and delivers it with the highest standard of personalized service. By engaging each generation of your family, we are committed to offering thoughtful advice and education to meet your goals.
Why work with us?
- We are a highly credentialed team of financial advisors focused on delivering personalized service and outstanding advice
- We’re an intimate practice backed by the full resources of one of the world’s largest wealth management firms
- Through our comprehensive planning process and a broad set of financial solutions, we can address both the asset and liability side of your personal balance sheet
- We can provide the confidence that comes from a team who truly cares about you and each generation of your family
“All the things we do come directly out of understanding your goals and needs. Our comprehensive planning and investment process can help you better control your financial destiny.”
— Brad Bernstein
Brad Bernstein has been recognized as an industry leader
- Barron's Top 1,200 Financial Advisors, 2019, 2020
- Forbes Best-In-State Wealth Advisors, Pennsylvania, 2018 - 2020
Making a national impact
Beyond his highly-regarded advice to clients, Brad Bernstein is a frequent media contributor on a variety of subjects regarding personal wealth management, financial market commentary and portfolio strategies.
Brad in the media
USA Today: "Looking to invest? Here's how to diversify your portfolio based on when you'll need money"; 05/11/20
InvestmentNews: "Why now is just the time for more international investments"; 01/31/20
Associated Press: "Banks Lead US Stocks Broadly Higher on Trade Talk Optimism"; 10/10/19
Investor's Business Daily: "5 Ways Financial Advisors Can Land Millennial Clients"; 9/16/19
Associated Press: "US stocks climb amid signs of a thaw in US-China trade war"; 8/26/19
Yahoo! Finance, "The Final Round" (7/1/19)
USA TODAY—”Stock market: How to avoid investment mistakes when Dow swings up and down; (10/18/18)
US News & World Report—”4 Things to Do Before You Start Investing” (6/18/18)
US News & World Report—”What is a stock market correction?” (2/5/18)
USA TODAY—”What investors can learn from the stock market’s correction” (2/5/18)
Philadelphia Inquirer—”Trump market rally: Done, or just begun?” (1/18/17)
US News & World Report–”Why the GOP Tax Plan won’t hurt the stock rally (2/5/17)
Main Line Times—”What impacts your estate planning?” (4/16/17)
Philadelphia Business Journal— “Sudden wealth, short careers: NFL rookies have to learn finance fast” (5/5/17)
Investor’s Business Daily—”Think like a shrink to fix unhealthy money attitudes” (8/14/17)
USA TODAY—”Stock market rallies are best time to prep your 401K for next downturn” (10/24/17)
ThinkAdvisor.com—”Retirement Planning: Are women less risk tolerant than men?” (11/6/17)
USA TODAY—”Tips for building retirement nest eggs without taking too much risk” (11/15/17)
The Philadelphia Inquirer—”Get a Life Book” (1/3/16)
The Philadelphia Inquirer—”Don’t let your emotions and fear influence your investments” (3/9/16)
The Philadelphia Inquirer—”Trumps Economy” (11/9/16)
Philadelphia Business Journal—”A new investment reality in the days of Trump” (12/6/16)
Philadelphia Business Journal—”Investors, here’s how to prepare for Trump in the White House” (12/8/16)
Philadelphia Business Journal—”Investing in 2015: With oil falling, here are three sectors ready to explode (1/13/15)
Philadelphia Business Journal—”Investing behavior changes with age” (3/13/15)
US News & World Report—”8 investments that make a difference” (6/3/15)
The Philadelphia Inquirer—”How marriage can benefit gay couples” (6/15/15)
US News & World Report—”How market timing creates investment chaos” (7/15/15)
The Philadelphia Inquirer—”Retirement Strategies for early, middle, and late careers” (11/10/15)
The Philadelphia Inquirer—”Six financial moves to make before 2015 ends” (12/17/15)
Fox Business News–”How to Plan for Rising Health-Care Costs” (7/31/14)
The Philadelphia Inquirer–”Monday Money Tip: Improving US Job Market May Affect Best Bond Choices” (8/4/14)
Main Sreet.com–”Should You Be Spooked to Buy Stocks in Sept & Oct?” (9/11/14)
Fox Business News–”Why You Need a Small Business Exit Plan” (9/24/14)
WSJ–”Wall Street Gets a Case of the Jitters” (9/27/14)
Fox Business News–”Rising Interest Rates Will be a Mixed Bag for Consumers Next Year” (10/7/14)
FA IQ UBS: “Rich Clients Harbor Skepticism About Charity” (10/23/14)
Fox Business News–”Financial Health Means Managing Your Liabilities” (10/27/14)
The Philadelphia Inquirer–”Monday Money Tip: At year’s end, sell losing stocks-and gift winners” (11/24/14)
Fox Business News–”Six Investment Mistakes To Avoid in 2015” (12/15/14)
Goals-based planning: Focused on your objectives
In today’s world, you need to understand how all the pieces of your complex life can affect your pursuit of important financial goals. A comprehensive plan integrates all the services you need and provides a road map for reaching your objectives.
Retirement and lifetime income planning
With a focus on long-term income planning, our team can work with you to help protect your lifestyle and livelihood in retirement.
Estate planning strategies
Using appropriate cash flow and portfolio strategies, as well as efficient tax structures, such as trusts and philanthropic vehicles, we can help you meet your wealth preservation and legacy goals. We can work closely with your estate attorney and CPA or tap our extensive network of estate and tax professionals.
Insurance consulting and review
We will assess your current and future insurance needs, including long-term care insurance. We view insurance as a tool to protect your family’s assets, replace income, and create a legacy for future generations and philanthropic beneficiaries.
Multigenerational strategies for your family’s wealth
Because we understand the connections between wealth and family, we develop relationships with each generation. We’re positioned to help address all your family’s needs, ranging from growth strategies, to wealth transfer and preservation, to philanthropic pursuits.
Service that builds lasting relationships
We offer a team approach that puts you and your family first. Our goal is to simplify your life and build lasting relationships by being helpful in every aspect of your financial world.
We work for you
Our team always puts your needs first. Our service goes above and beyond the expected, offering a personalized experience that is responsive and flexible to your needs. That’s why we believe our clients stay with us and refer us to their friends and family.
Attention on your terms
Our entire team is highly accessible, offering consistent communication, personal touch points and ongoing reviews. We review regularly on whatever schedule that works best for you and keeps us on track to meeting your goals and objectives.
Personal client service
Clients rely on our client service team for a host of critical financial and administrative needs. Our entire team is highly accessible. We have built long-lasting relationships by offering robust services that proactively anticipate your needs.
A network of resources
By working closely with your accountants, attorneys and trusted advisors, as well as our network of financial specialists within and outside UBS, we can incorporate all perspectives into one comprehensive approach.
Professional investment management
We offer an approach to managing wealth that is both strategic and tactical. Our strategic component reflects your risk tolerance, time horizon and cash flow needs. Our tactical component responds to the day-to-day impact of economic, political, financial and tax considerations. By combining these two approaches, we can help position you to seize the opportunities of an unpredictable market.
Many of our clients prefer to delegate the day-to-day management of their portfolios. Serving as your discretionary investment manager, we offer timely perspectives, customized portfolio management and a fully-integrated suite of financial strategies.
Balanced asset allocation
Through our comprehensive due diligence and planning process, we help determine your goals, growth and income needs, and tolerance for risk. We then craft an asset allocation that supports your financial plan.
By listening and aligning with your objectives, we focus on strategies that help mitigate risk and build balanced portfolios. As we implement your investment strategy, we communicate regularly and track performance, rebalancing and making adjustments for life changes and economic conditions.
Because we make objective investment decisions and have access to a substantial suite of investment solutions within and outside of UBS, we can avoid any conflicts of interest. Our disciplined investment selection process looks at all solutions as potential tools for building customized portfolios.
Insights and analysis
With access to the UBS global research organization, we take all of this information, combined with outside research and our own proprietary insights, to formulate independent opinions that are most relative to your situation. This information helps you plan strategically and independently.
Lending solutions tailored to your needs
Through our comprehensive planning process, we’ll work with you to find solutions to both sides of your balance sheet. That way, you can get credit you can count on, whether you need securities backed lending, a mortgage or tailored financing.
Securities based lending
Securities based lending enables you to unlock the value of your portfolio to help meet goals while keeping your wealth management strategy on track. A securities based loan can give you access to a flexible line of credit, allowing you to finance almost any personal or business needs.
The right home financing solution is a critical aspect of your full financial picture. We can help you select financing that is customized to your needs and delivered simply, with exemplary service.
Your needs may be complex. We offer a broad range of sophisticated solutions designed to offer flexibility and to help ensure that your unique requirements are met.