Employing a comprehensive, yet focused approach to your financial situation, we provide customized investment strategies designed to help you pursue your needs and goals. We take an in-depth approach to your investment and financial life – considering your total asset and liability needs. We concentrate our efforts on developing long-term relationships through a commitment to quality client service. You can expect a high level of service and an ongoing dialogue, including regular portfolio reviews and performance analysis.
Joseph B. "Joe" Calao, CIMA®, CRPC®, CRPS®, CEPA®
Senior Vice President - Wealth Management
Senior Retirement Plan Consultant
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Joe focuses on retirement planning for individuals and corporations. Throughout a career spanning more than two decades, Joe has continued to augment his knowledge and experience through ongoing education, earning several professional certifications as a result. His Certified Investment Management Analyst (CIMA®) designation gives him a thorough understanding of investment portfolio theory and behavioral finance. A Chartered Retirement Planning Counselor (CRPC®) certification covers incomes taxes, asset management, and estate planning. Joe also holds a Chartered Retirement Plans Specialist (CRPS®) certification, which helps him design retirement plans around the goals of business owners and corporate leaders. His Certified Exit Planning Advisor (CEPA®) certification qualifies him to help business owners integrate their personal, financial, and business goals, as well as understand how to transition their businesses. Lastly, his Accredited Investment Fiduciary (AIF) designation gives him an understanding of the principles of fiduciary duty, the standards of conduct for a fiduciary, and the process for carrying out fiduciary responsibility. Joe is a member of the DC Advisory program, which is an exclusive UBS program comprised of the firm's advisors. Because of their experience and knowledge, UBS advisors are authorized to serve as fiduciaries for retirement plans and can act in either a brokerage or advisory role. Joe's efforts to better serve his clients have earned him national recognition as a Financial Times Top 401 Retirement Plan Advisor in 2017 and a Forbes Best-in-State Advisor in 2020.
AL, AZ, CA, FL, GA, IL, KS, LA, MI, MT, NC, NJ, NM, NY, OH, OK, SC, TN, TX, WI
For more than 20 years, Shelly has worked in the financial services industry and has significant experience with retirement plan rollovers and corporate retirement plan administration. As a service-oriented team player, Shelly helps clients establish and reach their goals and objectives though strategic performance management. Her extensive knowledge of UBS policy, procedures, and technology allows her to anticipate clients’ needs and resolve their problems, as well as offering them exceptional service. In order to better assist clients achieve their goals, Shelly has attained her series 7, 66 and life and health insurance licenses. Outside of work, Shelly volunteers with the American Cancer Society, Humane Society of Central Texas, and the Go4him ministries on trips to Haiti and Guatemala.
Sam has been a part of the Calao Wealth Management Group at UBS since 2016. As a Client Service Associate, Sam enhances client experiences and provides operational and administrative support to the team. His objective is to provide knowledge of firm policy, procedures, and technology allowing him to better interface with clients and prospects, anticipate their needs, resolve their problems, and follow through to provide exceptional service. Sam enjoys traveling with his family, writing music, and following his favorite sports teams. He earned a BA in American Studies at Baylor University, and he is currently working towards his securities license.