We see our role as financial educators. The more you know about what you have and what you’ll need to reach your goals, the more successful our relationship can be. As women, we understand on a personal level the concerns you have.

For example, women live an average of five years longer than men.¹ That means it’s likely you’ll need more funding for retirement and healthcare coverage than you may have previously thought. How comfortable are you with investing? Is your portfolio structured to address risk and performance? Our conversations will focus on all of these questions, as well as a customized plan and investment strategy for moving confidently toward your goals.

¹ Scientific American, “Why women live longer than men,” March 2015

Our customized planning approach integrates your awards into a long-term strategy to help us:

• Prioritize goals
• Assess the right estate, insurance and charitable planning and tax strategies for your needs
• Clarify the impact of cash flow
• Analyze an appropriate investment allocation
• Manage risk

Depending on your needs, we’ll recommend solutions for:

• Diversifying concentrated positions
• Managing restricted stock awards
• Executing stock options
• Selling privately held or public shares that are subject to Rule 144

We understand the emotions that come with owning and growing a successful business and the concerns that often arise when you step away—whether through succession or sale. So many factors—with both short- and long-term consequences—come into play. To gain the greatest benefit, we believe you shouldn’t make a decision of this magnitude alone. Our early involvement can add significant value to your strategy. That’s why we work with you and your family throughout the decision-making process.

Our advice addresses how best to structure the transfer, as well as important estate planning considerations. If you choose to stay involved, we’ll talk about how you can do that, too. Whoever you decide to hand over the reins to, you’ll still feel in total control of your finances and your legacy.

Retirement means different things to different people. For some it may be a reduced work schedule. For others, it may be a relaxed, simpler life with time to do the things they couldn’t do while working. All in all, your retirement could last 30 years or more.

This can be an exciting time for you, but also one of apprehension. Our team works with many pre-retirees, steering them down the right path with a comfortable income plan to help support a lifestyle and the pursuits they can enjoy.

We believe that when your family is financially healthy, everything else falls into place. That’s why we go the extra mile to provide each generation with the guidance they need. Our team will work with you to explore the deeper issues and dynamics of your family—how you collectively think about money, budgets, inheritance, and financial responsibility.

Our goal is to understand your values so we can then recommend the most appropriate strategies for you—from saving and investing to preserving and ultimately transferring your wealth to the people and causes that are important to you.

Few decisions are as personal as those that involve a commitment to philanthropy. Whether for your community, the environment, or society, there are so many ways your wealth can make a difference. And it’s not just about how much you give, it’s also how you choose to do it. You hope to make the greatest charitable impact, as well as maximize tax benefits.

We can explore strategic philanthropic solutions that fit with your giving goals and long-term financial plan—from charitable trusts and donor- advised funds to gifting strategies and sustainable investing.

Neither UBS Financial Services Inc. nor any of its employees provide tax or legal advice. You should consult with your personal tax or legal advisor regarding your personal circumstances.