Michael always knew he wanted to help people. He considered becoming a psychologist but soon learned he was better suited for becoming a financial advisor. He could make a difference in peoples' lives and work on Wall Street, which always held a certain fascination for him. The rest is history. Michael entered the financial services industry in 2003, having to pay his first firm to hire and license him. His investment was well worth it as he soon became "Top Rookie" for the firm's Northeast division. Over the next 14 years he joined a local independent firm, went back to college, earned a B.S. in business administration, went on to join a large financial services firm where he continued to build client relationships and form his team. In 2017 he joined UBS.

Michael focuses on financial planning and retirement income planning for pre-retirees and those just entering retirement.  He provides pension benefit evaluation, income coordination and estate planning services. Working with business owners and their CPAs and attorneys, Michael advises on pre-sale planning that can help minimize taxation on the sale as well as succession planning strategies for the efficient transition to family members.

Professional achievements and education

• Certified Investment Management Analyst (CIMA®)
• Certified Retirement Planning Counselor (CRPC®)
• Senior Portfolio Manager
• B.S., business administration and project management, Rochester Institute of Technology
• A.S., business administration, Finger Lakes Community College

Outside of UBS
A Queens native, Michael grew up in a home where his family lived paycheck to paycheck—they couldn't break that cycle.  He decided that when he left home, he would help others break that cycle and feel confident about pursuing their goals and dreams. Proudly, he has stayed true his decision. Michael has always had an uncanny ability to connect with people relatively quickly. He loves people and it shows.

Michael currently lives in Perinton with his wife Amy, their twins Michael and Madeline, and their black labs, Maximus and Dutchess.  He enjoys meditation, martial arts, high-intensity interval training and cooking— BBQ especially. He and his family love to travel together. The twins have already been to NYC over 10 times, Hilton Head, South Carolina three times, Florida and California.

Registered States:
AZ, CA, CT, FL, GA, IL, IN, MA, MD, MO, NC, NJ, NV, NY, OH, OR, PA, UT, VA

Patrick joined the Chabalik Group in 2012 after interning at Merrill Lynch and prior to that, working with a small business owner. His experiences have served him well in his current wealth strategy role where he focuses on planning, client research and investment modeling and relationship management.  Patrick basically the go-to member of the team when there's a job that needs doing.

He's happy to help—his team and their clients are like family—and hopes his contributions can make a difference.

Professional achievements and education

• Series 7, 66 securities licenses
• New York State life and health insurance and annuity licenses
• B.S., business administration with accounting and finance focus, Nazareth College

Patrick is a Westchester native and alumni of Nazareth College where he ran cross country.  He has his bachelor's degree in Business Administration with a concentration in Accounting & Finance and has been in the financial services industry since 2012. 

Outside of UBS
A Westchester, NY native, Patrick and his long-time girlfriend, Julie, live in Perinton. Patrick enjoys exploring new craft brews and micro brews. He is probably the most upbeat human being you will meet!

Registered States:
CT, FL, IN, MA, MD, NJ, NV, NY, PA, VA

It's not uncommon to see clients and the Chabalik team embrace when they meet. To Melody, that sums up the experience she helps create for clients—an extension of family and friends.

Melody has been in the financial services industry since 1993 with multiple positions in operations and client services. She joined the Chabalik Group in 2012, and came to UBS as a Senior Client Service Associate when they transitioned. In collaboration with the team, her areas of expertise are in operations including facilitating distributions, deposits, tracking down lost payments, lost credit cards & helping clients resolve any other issues.  There's nothing more rewarding than seeing clients breathe a sigh of relief knowing that they've done the planning that will help them enjoy the fruits of their labors.

Professional achievements and education

• Series 7, 63 and 65 securities licenses
• Top 100 Client Associates for Merrill Lynch, 2015.

Outside of UBS
Melody is a California native and has lived in the Rochester area for 25 years. She was raised by a single mother, her aunt and grandmother—all strong women who dedicated themselves to instilling that strength and independence in her. Nothing stands in her way of her dedication to clients and their financial well-being. At home, her own children are her greatest pride and joy--Tyler who attends Rochester Institute of Technology, and Haley who is an avid cross country runner for Webster Thomas High School.  Melody enjoys spending time with her Tyler and Haley, her significant other, Mark, her mom and  2 dogs, Luke and Mandy.

Registered States:
CT, FL, IN, NJ, NV, NY, OR, PA, VA