Delivering sophisticated financial advice and concierge service

Over his 40-year career as an advisor to individuals, families and business owners, Hank has never stopped learning and evolving. He constantly seeks to enhance his knowledge of financial planning strategies and solutions, and is committed to continuous service improvement. As the industry has evolved, Hank has stayed on the leading edge of what clients need to help them pursue their goals.

Hank is the senior member of his team and the head of their investment committee. As a Chartered Financial Analyst®, he has deep experience constructing and managing sophisticated portfolios that are tailored to each client’s objectives. Beyond his investment skill, Hank offers thoughtful and empathetic advice that gets to the heart of each client’s hopes and concerns for their future.

Hank’s guiding principle can be summed up as, “Do the right thing.” He believes in underpromising and overdelivering. Clients know they can come to him for every aspect of their financial lives, including issues that don’t relate to investments or portfolios.

Experience

• Joined UBS in 2013
• Designated a Private Wealth Advisor in 2014
• Supervisor of Treasury Issues, Federal Reserve Bank of Miami, 1977 – 1979

Credentials

• Chartered Financial Analyst® (CFA®)
• Series 3, 5, 7, 15, 63 and 65 securities licenses
• Life, Health & Variable Annuity Insurance licenses
• Financial Times Top 400 Advisers, 2018
• UBS Chairman’s Council
• B.S., business, Wake Forest University
• M.B.A., finance, Stetson University

Life

• Married to Melinda and father of Erin and Worth.
• Enjoys adventure travel and skiing with his family.
• Avid gardener with a passion for orchids.
• Founding member and current vice president of Becca’s Closet, a national charity that provides scholarships and prom attire to underprivileged girls.

Registered States:
AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, KS, KY, LA, MA, MD, MI, MN, MO, MT, NC, NH, NJ, NV, NY, OH, PA, SC, SD, TN, TX, UT, VA, WA

Experienced advice for business owners and their families

Nick is enthusiastic about his ability to help owners of private businesses overcome challenges and pursue their dreams. His clients say that he does an incredible job of understanding their businesses and personal objectives, and creating strategies designed to achieve those goals. Nick works with entrepreneurs to pursue critical wealth management opportunities such as strategic planning, tax planning, estate planning and legacy planning for their business.

Nick advises his clients to manage their wealth in three segments. For near-term life events, he designs Liquidity portfolios. Assets that support a long and fruitful life for clients are managed in Longevity portfolios. Additionally, legacy portfolios are those intended to care for the people and causes that clients cherish most. By having these in-depth conversations with clients, Nick is able to foster long-lasting relationships.

Along with his team members, Nick supports entrepreneurs and their families before, during and after a business transition. He helps them evaluate all of their options, including a sale or succession, connects them with sources of capital and addresses other issues that arise for families who own companies. As part of UBS, Nick is pleased to be able to bring clients the intellectual capital, resources and solutions they need to answer their questions and develop a strategic exit plan.

Nick has long been interested in markets and investing. He studied finance and economics at the University of Miami. Over the course of his career, he has helped numerous private company owners structure deals, and has been the point person for managing their wealth after the sale. Nick achieved the Certified Portfolio Management designation through Columbia University.

Experience

• Joined UBS as a Private Wealth Advisor in 2012

Credentials

• Series 7 and 66 securities licenses
• Certified Portfolio Manager® (CPM®) designation, Columbia University
• Insurance licensed
• Barron’s Top 1,200 Financial Advisors, 2019
• Forbes Best-In-State Wealth Advisors, 2020, 2019, 2018
• Forbes America's Top Next Generation Wealth Advisors, 2020, 2019, 2018, 2017
• Forbes Best in State Next Generation Wealth Advisors, 2019
• B.B.A. with honors in finance and economics, University of Miami

Life

• Lives with his wife, Melissa, daughter Tessa and son Owen in Delray Beach, FL
• Board member and past chairman of Connected Warriors, an international military charity
• Serves on the advisory council for both the Broward Sheriff’s Office and the Lemieux Center of Public Policy—Palm Beach Atlantic University

Registered States:
AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MT, NC, NE, NH, NJ, NV, NY, OH, OR, PA, SC, SD, TN, TX, UT, VA, WA

Striving to make clients’ financial lives easier and help them pursue their goals

Missy seeks to be the go-to person who her clients can depend on for their financial needs. She works with them to define their current and future goals, as well as the legacy they wish to leave to their children. She helps private business owners plan for a sale or succession with a strategy that seeks to maximize their years of hard work. She draws on her decades of experience to coordinate estate and tax plans with her clients’ team of professionals.

In addition to her deep financial knowledge, Missy takes pride in her ability to relieve burdens for her clients. She created a concierge service model for her team long before it became an industry best practice. Much like a family office, Missy and her colleagues are the “go to” people whom clients call for financial requests, as well as for questions that have nothing to do with investing. When clients aren’t sure who to ask, they ask Missy.

Missy has spent her entire career in the financial services industry, starting at EF Hutton immediately after college. For more than 30 years, she has seen how educating clients about their financial choices helped them fulfill their dreams, such as giving their children a strong foundation, helping fund their grandchildren’s education and living a successful retirement.

Missy’s father owned a manufacturing business when she was growing up. He taught her to demonstrate honor and integrity in everything she does, especially when dealing with clients. Missy learned how to define success as she watched many of her father’s customers become like family over the years. She continues her father’s legacy in her professional and personal life.

Experience

• Joined UBS in 2013
• Began career at EF Hutton in 1985. Worked for the same firm or predecessor firm through mergers (Shearson, American Express, Salomon Shearson, Citi, Smith Barney, Morgan Stanley, etc) until leaving Morgan Stanley in 2013 to join UBS.

Credentials

• Series 7, 63 and 65
• B.S., business administration, The Ohio State University
• Forbes Top Women Wealth Advisors, 2020

Life

• Lives with her husband Mark in Lighthouse Point, FL.
• Enjoys spending time with family and friends.
• Missy and Mark are huge Ohio State University fans.
• Involved with many local charities relating to children and food banks.

Registered States:
AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MT, NC, NH, NJ, NV, NY, OH, PA, SC, SD, TN, TX, UT, VA, WA

Financial planning for entrepreneurs, private business owners and their families

Worth is passionate about helping people achieve clarity and confidence in their financial future. As a CERTIFIED FINANCIAL PLANNER™ Professional, he has a strong skill set in addressing the needs of sophisticated wealth. Worth finds financial markets fascinating, and loves the challenge that investing provides on a daily basis. He leverages his advanced training and his genuine interest to build investment portfolios designed to help achieve his clients’ goals.

With the other members of his team, Worth seeks to help guide business owners through the process of a sale or succession. Well in advance of a transition, they provide resources and insights, making introductions to investment bankers and other key professionals. Worth and his team members also use their financial planning knowledge to help clients create strategies that focus on estate, tax and liability management. Once the liquidity event has occurred and the business owners become formal clients, Worth provides high-touch personal service, institutional-quality investment management and complex wealth transfer strategies.

Worth became interested in markets and investing at a young age, when he and his father used to follow stocks together. After studying business in college, he realized that he could turn his passion into a career. Because he also loves helping people, the financial services industry checked all the boxes and was a natural fit for him.

Credentials

• Certified Financial Planner™
• Series 7 & 66
• Resident Health & Life Insurance (including Annuities & Variable Contracts) Agent License
• Forbes Best in State Next Generation Wealth Advisors, 2019
• B.S., business administration, University of Southern California—Marshall School of Business

Life

• Lives with his wife, Lynde, and their son Henry in Fort Lauderdale, FL.
• Along with wife Lynde, has a passion for traveling and cooking.
• Loves to attend concerts and sporting events.
• Deeply involved with Becca’s Closet, a national charity created as a legacy to his friend Rebecca Kirtman, which provides formal attire and financial assistance to high school students to attend their prom or homecoming, as well as funding college scholarships.
• Worth relaxes by playing golf, skiing and snowboarding.

Registered States:
AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MT, NC, NH, NJ, NV, NY, OH, PA, SC, SD, TN, TX, UT, VA, WA

Jeanne is a Miami native having worked in the financial industry for over 20 years. Prior to working with the Constellation Wealth Management team, she gained her experience in other industries working within the guest relations field. Jeanne’s area of focus is to ensure our client's needs receive exceptional service. She provides support through the on-boarding process as well as operational and administrative transactions including retirement distributions and 529 plans. 

Jeanne comes from a large family and is the proud grandmother of four girls. She is a devoted Miami sports fan and you can usually catch her watching the Dolphins and the Heat during the season!

Jennifer graduated with a Bachelor of Science in Business Administration from the University of Central Florida. She joined the Constellation Wealth Management team in 2012 and assists with on-boarding new clients, operational transactions and primarily supports Hank Boyce. Jennifer is Series 7 and Series 66 licensed.

Jennifer was born and raised in South Florida and has grown up a fan of the Marlins, Heat and Dolphins. She enjoys country music and traveling.

Registered States:
FL

Giuliana has been a member of the Constellation Wealth Management team since 2011. She graduated with a Bachelor of Science in Finance and a Master’s degree in International Business from Nova Southeastern University. She is Series 7 and Series 66 licensed. She also has her Life, Health and Variable Annuity Insurance licenses.

Giuliana is responsible for analytical reporting and insurance matters. She is also fluent in Spanish.

Giuliana grew up in south Florida and resides in Pembroke Pines with her fiancé, Brian. She enjoys going to the beach and traveling.

Registered States:
FL

Janine has over 25 years of experience in the financial services industry. She is Series 7, Series 63 and Series 65 licensed. Janine primarily supports Nick Sadowsky out of our Boca Raton office. She is responsible for operational and service-related aspects within the Constellation Wealth Management team.

Janine graduated with a Bachelor of Science in Finance from Ithaca College. Janine is a native New Yorker and moved to South Florida in 2001. She remains loyal to her New York roots and continues to cheer on the Yankees, Giants and Rangers. Janine is married; she and her wife Debbie reside in Coral Springs, FL.

Registered States:
AZ, CA, CO, CT, FL, GA, IL, MA, MD, MI, MO, NC, NJ, NV, NY, OH, PA, TX, VA