Experience Makes all the difference

Formed at the outset of 2013, Crystal Springs Wealth Management Group unites over 60 years of industry experience to work on your behalf. We desire to be your partners, working closely with you to articulate and prioritize your needs and aspirations. We take a service oriented approach and believe that only by collaborating together can we create a realistic plan to reach your goals.

What is important to you? With Crystal Springs Wealth Management Group, that’s where our conversation begins.

Helping you find those answers is what the relationship between you and us is all about. And our approach is a simple one: We align our experienced team with powerful resources to help you plan for your most meaningful milestones and all you hope your future can be.

How exactly do we work with you? We ask many questions. And listen carefully to your answers. Questions about your lifestyle today and the lifestyle you hope to live years from now. Where you’d like your children to attend college, or the level of care and comfort you hope to offer your aging parents. We can also ask about the challenges you face in your financial life, and we’re confident this is where we bring to bear our deep understanding and expertise.

You’ve worked very hard to get to this point in your life. You’re committed to protecting all you’ve built. Through sound advice and wealth planning, we can partner with you to help you protect against those things—taxes, unforeseen events, lack of information, for example—that could undo a lifetime of work.

Robert C. Cummins

Senior Vice President - Wealth Management
Portfolio Management Program Financial Advisor
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650-696-1304

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Born and raised on the San Francisco peninsula, I attended Saint Mary’s College in Moraga, CA and graduated with a Bachelor of Arts degree in Business Management.  I began my career in money management in 1984 with Franklin Resources, specializing in the distribution of Fixed Income and Equity investments to institutions, endowments, foundations, family offices and high/ultra-high net worth individuals. In 1991, I joined PaineWebber which later became UBS Financial Services, Inc. Twenty-two years later, I founded Crystal Springs Wealth Management Group. I now reside in San Carlos and La Quinta, California with my two teenaged daughters. I enjoy playing golf, hiking, cooking and traveling when I am not working.

The mission of Crystal Springs Wealth Management Group is to be the premier full-service asset and financial source for individuals, businesses, and institutions that desire a holistic consultative approach to reach their financial goals. We specialize in a variety of asset management solutions including cash management, equity, tax free and taxable fixed income, individual retirement plans, corporate retirement plans and life insurance. We also offer advisory and brokerage services to high/ultra-high net worth individuals, endowments, foundations, institutions and corporations. We will work closely with you to articulate, prioritize and create a customized plan to realize those goals.


Registered States:
AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, MA, MD, MI, MO, NC, NJ, NV, NY, OH, OR, TX, VA, WA

Ronald Patrick Lynch, CFP®

Senior Wealth Strategy Associate
CERTIFIED FINANCIAL PLANNER™
650-696-1308

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Patrick received his bachelor’s degree in Finance and Marketing from Marquette University in Milwaukee, Wisconsin. He then moved back to the bay area to begin his career at Fidelity Investments. Patrick was responsible for servicing client accounts and providing Investment advice for the Private Client Group. At the end of 2018, Patrick moved into Fidelity Family Office Services group were he focused on ultra high net worth individuals. There he worked with clients on cash management and investments. In the Fall of 2020 Patrick joined Crystal Springs Wealth Management Group as a Senior Wealth Strategy Associate.

Patrick has attained the CFP® (CERTIFIED FINANCIAL PLANNER™) designation and is focused on helping clients plan, implement and advise clients on achieving their financial goals. Patrick partners with our clients to put together individualized investment and retirement plan strategies.

He currently lives in San Francisco, California. In his free time, Patrick enjoys playing golf and cooking.


Registered States:
AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, LA, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OR, TN, TX, VA, WA

Jhocelyn T. Schlauraff

Team Administrator
650-696-1367

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Jhocelyn has been a part of the financial services industry since 1997, beginning her career with Smith Barney and then joining Robert Cummins at PaineWebber in 2000, which later became UBS Financial Services, Inc.

As Team Administrator, Jhocelyn oversees the team in all areas of practice management and business development including day-to-day team operations and projects. She possesses both Series 7 and Series 66 securities licenses and is recognized for her in depth understanding of compliance regulations, operations and being meticulous in all tasks she performs. She also holds the role of Team Associate Coach for the Silicon Valley Market.

Jhocelyn currently resides in South San Francisco, California with her husband and two sons.  She maintains hobbies such as reading, drawing, cooking and walking her dog Coco.


Registered States:
AZ, CA, DC, HI, ID, IL, MI, MO, NV, NY, OR, TN, TX, VA, WA

Fernando Quezada

Client Service Associate
650-696-1328

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Fernando is a Bay Area native who graduated from the University of California, Irvine with a bachelor's degree in Economics.  While still in school, Fernando started his career in wealth management industry in 2015 as a client associate intern at Merrill Lynch.  He joined Crystal Springs Wealth Management Group in August 2017 as our new Client Service Associate. 

Fernando is in charge of undertaking our team's administrative and operational responsibilities.  He is focused on meeting our client's needs with diligent service and care.  He upholds compliance regulations and industry rules to be fully effective and responsible in his position.  He posses both Series 7 and 66 securities licenses. 

He currently resides in his hometown of Fremont, CA.  On his free time, Fernando enjoys discovering new music, spending quality time with family and friends.


Registered States:
CA, MI