Helping Governance Committees navigate complex choices
Through its corporate retirement plan clients, the D’Aiutolo Malcolm & Associates Investment Consulting Group represents 35,000 plan participants across several states, including New York, New Jersey, Massachusetts, Pennsylvania, Delaware and Ohio. Paul is the lead fiduciary consultant for the team’s retirement plan consulting clients, assisting companies in navigating complex choices and contractually providing fiduciary services. These include everything from fiduciary committee training to drafting and monitoring Investment Policy Statements (IPS), to overseeing the plan’s investments, to plan trend consulting and employee education services.

A passion for participant education
Paul and his team have a passion for getting participants engaged and on track for retirement, starting with a well-designed plan that results in high levels of participation and savings rates. Paul was raised in a blue-collar family with strong beliefs in personal accountability and hard work. He saw people in his family devote their lives to their employers, but fail to retire with dignity because they did not have the resources to prepare themselves well. Throughout his career, Paul encountered similar experiences too frequently: loyal, long-term employees unable to retire. These experiences have formed the foundation of the employee education services the D’Aiutolo Malcolm & Associates Investment Consulting Group provides to plan participants. The team has taken on a personal mission to work tirelessly, exhausting every effort to enable participants to address their retirement planning confidently.

Education and certifications
Paul has an Honors Associates degree in accounting from Monroe Community College and a B.S. in accounting from St. John Fisher College. He is a Chartered Retirement Plans Specialist^SM (CRPS®), an Accredited Investment Fiduciary (AIF®), a Certified Behavioral Financial Analyst (CBFA®) and a Certified Health Savings Advisor (CHSA®).

Peer honors
From 2017 through 2018, Paul served as the President of the National Association of Plan Advisors (NAPA), a subsidiary of the American Retirement Association, a $20 million Washington, D.C.-based association. He is currently a Board member for the American Retirement Association, which has allowed him to personally advocate for retirement security in America by spending time in Washington and meeting first-hand with members of Congress and representatives from the IRS and Department of Labor.

Outside UBS
A former college athlete, Paul has coached house and travel soccer and Pop Warner football for nearly ten years. He also volunteers for Heritage Christian Services. Paul enjoys traveling and all outdoor activities, as well as word puzzles, including crosswords, Sudoku and word jumbles. He and his wife have raised three great children, Christopher (25), Alex (22) and Emma (18). As a recent empty nester, he awaits life’s next adventure.

At a glance

• B.S. in accounting, St. John Fisher College
• Chartered Retirement Plans Specialist^SM (CRPS®)
• Accredited Investment Fiduciary (AIF®)
• Certified Health Savings Advisor (CHSA®)
• Plan Advisor Top 100 Teams in 2017 and 2018
• Financial Times Top 401 Retirement Plan Advisors, 2015, 2017, 2018
• Series 7, 9, 10 and 66 securities licenses
• Life insurance and annuity licenses

Registered States:
CA, CT, DE, FL, IL, IN, MA, ME, MI, NC, NJ, NY, OH, OR, PA, VT, WA, WI

Working to help others
Alicia’s core focus is comprehensive financial planning and wealth management. She works closely with high net worth individuals and their families to manage their wealth through personalized, goal-oriented financial planning. Each client brings a unique set of circumstances, which allows Alicia to create customized solutions that suit their personal needs. She finds it rewarding to get to know her clients and their families as she employs the breadth of resources, research and ideas available through UBS to develop a plan that sets them on the road to financial independence.

Corporate retirement plans
Alicia is also an important part of the team’s corporate business, helping to drive their institutional practice by bringing in new clients. As a part of her fiduciary governance, she sits on client committees, working as an integral part of the decision-making process to continuously better overall plan health.

Bettering the participant experience
As a Chartered Retirement Planning Counselor^SM (CRPC®), she educates hundreds of plan participants each year as the idea of their retirement becomes a reality. Alicia’s combined experience in financial planning and in working with 401(k) plans has driven her to continuously better the 401(k) participant experience.

An early career start
Alicia graduated from the University of Buffalo, with a B.S. in finance and marketing, with a minor in economics. During that period, she gained valuable experience in financial services interning at Mass Mutual. In 2012, she joined UBS Financial Services, Inc. as a financial advisor and partner to her mother’s wealth management practice. Since then, her wealth management practice has formally partnered with The D'Aiutolo Consulting Practice to form D’Aiutolo Malcolm & Associates Investment Consulting Group.

Outside UBS
Alicia believes in giving back to her community. She has helped raise money for WNY Heroes and Folds of Honor and currently sits on the board for Susan G. Komen. She is also a member of the National Association of Plan Advisors (NAPA), on the board for NAPA's Women Advisory conference, and is active in the Women In Pensions Network (WiPN).

When not at work, Alicia loves spending time with her family. She was recently married and she and her husband have two cats, Bob Scott and Oakley. She enjoys almost any activity that takes her outdoors, including golf, running, hiking, biking and swimming. When she’s indoors, Alicia picks up a word puzzle: She does the New York Times Crossword and a Sudoku puzzle every day.

At a glance

• B.S., finance and marketing (minor in economics), University of Buffalo
• Chartered Retirement Planning Counselor^SM (CRPC®)
• Health Savings Account Specialist
• National Association of Plan Advisors (NAPA) Top Women Wealth Advisors, 2016, 2017
• Plan Advisor Top 100 Teams in 2017 and 2018
• UBS Top 35 under 35
• Series 7 and 66 securities licenses
• Life and health insurance licenses

Registered States:
AZ, CA, CT, DE, FL, GA, IL, IN, MA, ME, MI, NC, NJ, NY, OH, PA, SC, WA, WI

Marc began his career in the financial services industry in 2012 and joined D'Aiutolo Malcolm & Associates Investment Consulting Group at UBS in 2015. Marc's primary roles on the team include lead investment analyst for our institutional clients, relationship manager on small market retirement plans, and aids in employee education.

Marc combines his disciplined analytical and technical analyses, which are the foundation to his approach for institutional investment screening. This thorough analysis results in recommendations that are the most suitable and tailored to each institutional client's individual Investment Policy Statement and cohort. Marc believes participant health starts with plan health and that designing a personalized program leads to high levels of participation, encourages appropriate savings rates leading to income replacement and being properly allocated in age-appropriate investments. Marc graduated from The University at Buffalo with a Bachelor of Arts Degree in Economics. He has achieved the designation of Certified Plan Fiduciary Advisor (CPFA), accredited through the National Association of Plan Advisors. Marc holds Series 6, 7, 63 and 66 securities licenses and is also licensed in New York  for Life, Accident and Health insurance. 

In his spare time Marc enjoys golfing, lacrosse, drawing and spending quality time with his family and wife Maria. Marc was born and raised in Rochester. He and his wife currently reside in Fairport, NY.

Registered States:
IN, MA, NJ, NY, OH

Kaitlyn joined the D'Aiutolo Malcolm & Associates Investment Consulting Group in April of 2012 and has been an employee at UBS Financial Services for nine years. Kaitlyn's main focus is providing exceptional client service and managing the internal operations for the team. Kaitlyn oversees the onboarding process for clients, including new account opening and fiduciary contract implementation, acts as a liaison between the plan sponsor and record keeper, assists with the preparation of quarterly investment reviews and performs plan benchmarking services.

Kaitlyn graduated from the University at Buffalo with a BA in health and human services in 2008 and holds Series 7 and Series 66 licenses as well as the Chartered Retirement Plans Specialist (CRPS ®) designation. In her free time, Kaitlyn enjoys running and spending time with her husband Carmen and their twin daughters.

Registered States:
NY

Donna has been in the financial services industry for over 30 years and is an integral part of the day to day client experience at the D'Aiutolo Malcolm & Associates Investment Consulting Group. As a Wealth Management Associate, she helps manage client relationships by ensuring their needs are addressed in a timely manner. In addition, she helps handle the administrative and operational responsibilities of the team’s wealth management practice while ensuring the team is on track and compliant.

Donna holds Series 7 and 66 securities licenses and is also licensed in New York for life and health Insurance. She enjoys spending time with her husband and two cats, Louie and Frankie, and absolutely loves Disney World.

Amanda has been in the financial services industry for 30 years - 20 of them with UBS Financial Services as a financial advisor and now as a Senior Wealth Strategy Associate and Financial Planning Specialist. Prior to that, Amanda ran Private Banking for Key Bank in Buffalo, NY where she was the head of asset management, trust services, insurance, lending and cash management. Having three decades of financial experience has given her a breadth of experience in both up markets and down markets. It is her passion using financial planning to truly gain an understanding of her clients circumstances and goals to help them navigate the markets and make sound financial decisions to help them achieve their goals and give them peace of mind. There is so much more to comprehensive financial planning than investment strategies and Amanda prides herself on understanding the complicated nature of relationship management.

Amanda has a BS in finance and economics from the Rochester Institute of Technology (1993). She holds her series 7, 9, 10, 63, 66 licenses and insurance licenses and has also completed the UBS Wealth Advisor designation. Outside of the office, she enjoys golf, cooking, bowling, swimming, gardening, traveling and spending time with her incredible husband, five daughters and their spouses and her two granddaughters. It gives her great pleasure to be part of the D'Aiutolo Malcolm & Associates Investment Consulting Group.

Registered States:
AZ, FL, NC, NY, SC