Specialty services for stock option planning and execution
With complicated equity award packages, executives and employees need specific guidance. We provide customized services, including:

• Stock option exercise strategies
• Single stock risk management
• Wealth transfer and philanthropic planning

10b5-1 restricted stock
Understanding that executives and insiders face regulatory challenges buying and selling stock, we will help formulate a written, predetermined and systematic 10b5-1 trading plan that satisfies liquidity needs in an efficient and compliant manner.

We provide services and outstanding security for the full spectrum of plans:

• Employee Stock Purchase Plans (ESPPs: 423 and non-423)
• Stock Appreciation Rights (SARs)
• Financial reporting services
• Performance Awards (PSAs/PSUs)

Executive banking and lending
We offer a range of services, including cash management alternatives, consolidated monthly statements, electronic funds transfer, debit/credit cards, concierge services and more. Our specialized lending capabilities include residential mortgages, unsecured loans and loans secured by marketable securities, real estate, yachts, ranches and art collections.

Credit and lending services are provided by banking affiliates of UBS Financial Services Inc. and are subject to credit approval.

Our planning process begins with a series of meaningful conversations focusing on understanding you, your values and your goals. This results in the construction of a comprehensive plan that serves as a road map for reaching your objectives.

Our planning approach includes:

Executive financial planning services
Our team is dedicated to providing personalized planning advice tailored to the executive’s specific financial situation, including concentrated and restricted stock positions.

Retirement income planning
We will work with you to help protect your lifestyle and livelihood in retirement.

Trust and estate planning strategies
We have the experience and the resources to address the complexities of your estate, philanthropic and legacy planning goals.

Insurance consulting and review
Our team views insurance as a tool to help protect your family’s assets, replace income and create a legacy for future generations and philanthropic beneficiaries.

Liability management
We will work with you to find creative solutions to your borrowing needs. We provide access to a wide range of lending options such as securities-based loans, mortgages and commercial loans.

Education funding
Through the implementation and monitoring of college savings programs, we offer solutions that work with all your planning goals.

Portfolio Management Program
We build customized portfolios based on each client’s specific objectives and manage it on a discretionary basis as UBS Portfolio Management Program portfolio managers.

Proper asset allocation
Through our comprehensive due diligence and planning process, we create a model that is diversified and we rebalance it on a regular basis to ensure your portfolio stays on target with your stated objectives.

Tax-advantaged strategies
Whether you are managing concentrated and restricted stocks, preparing for a large liquidity event, planning your estate or building your legacy, our team can work with you and your tax and legal advisors to develop tax-advantaged solutions.

Multigenerational strategies for your family’s wealth
We understand the connections between wealth and family and we are positioned to address your family’s needs, ranging from growth strategies to wealth transfer and preservation to philanthropic pursuits.

The Portfolio Management Program (PMP) is a wrap fee advisory program in which our Financial Advisors manage client accounts on a discretionary basis. PMP is designed for clients who: (i) want to delegate portfolio management discretion to their Financial Advisor; (ii) are looking to implement a medium- to long-term investment plan; and (iii) prefer the consistency of fee-based pricing.

PMP is not appropriate for clients who: (i) want to maintain trading control over their account; (ii) seek a short-term investment; (iii) want to maintain consistently high levels of cash, money market funds or invest primarily in no-load mutual funds; (iv) want to maintain highly concentrated positions that will not be sold regardless of market conditions; or (v) who anticipate significant withdrawals from the account.

Customized client service
Clients rely on our client service team for a host of critical financial and administrative needs. Our entire team is highly accessible, offering consistent communication and ongoing reviews. Responsive and attentive, we have built long-lasting relationships by offering robust service that anticipates your needs.

A focus on transparency
We work for you and our team always puts your needs first. Our service goes above and beyond the expected, offering a highly personalized experience that is responsive and flexible to your needs.

Family advisory services
We provide a dedicated organization to bridge the generations within your family in order to create continuity and deliver a structure that is focused on preserving wealth and creating opportunities. With our access to an extended network, we can help with family office design, multigenerational family education and business succession planning.

Bringing together the best resources
We are trusted by our clients to work directly with their accountants and attorney, whether we are helping with tax planning or advising them on the most prudent strategies for building a legacy. By working closely with your tax, legal and insurance advisors, as well as our network of financial experts, we can incorporate all perspectives into one integrated approach.