Experience Makes all the difference

Our Mission: We strive to make a significant difference in the lives of our clients, by getting to know what is truly important to them, and guiding them down a path to success.

Lance P. Crossett

Senior Vice President - Wealth Management
Financial Advisor
970-498-4009
lance.crossett@ubs.com
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Lance is passionate about helping his clients work toward achieving what they want out of life. He understands that the world of investing has become increasingly complex over his 20-plus years in the industry, and he derives a great deal of pleasure from educating his clients and helping them navigate the financial universe in order to achieve their goals.

 Over the years, Lance has developed three strong convictions on what it takes to create a successful investment strategy.  First, he practices the art of truly understanding each individual client's unique situation and philosophy of what is most important in life. Second, he believes it is essential to partner with his clients in creating a comprehensive financial plan, providing clear direction toward reaching their financial and life goals.  Third, since life situations and market conditions change, Lance is committed to ongoing communication and checking in at regular intervals. This third point, Lance feels, is often overlooked in client/advisor relationships and plays an essential part in how he sees his role as a trusted advisor to his valued clients.

During the more than two decades that Lance has served as a financial advisor, he has helped his clients negotiate multiple market cycles. Today, this experience aids him in both anticipating his clients' concerns and staying calm under pressure,  two invaluable skills for making sound investment decisions during prosperous and difficult times in the market. Lance specializes in helping individuals and families prepare for some of life's big questions, such as: when can I retire; will I have enough money to do the things that are important to me; and how do I protect my family's wealth during uncertain times?

Lance is a graduate of Baylor University and the Hankamer School of Business. He began his career in financial services at Edward Jones in 1996, joining UBS Financial Services in 2001.  In 2010 he formed the Northern Colorado Wealth Management Group at UBS with his current partner, Jason Burkett, with one idea in mind: to give his valued clients the best possible client experience in Northern Colorado.  Since that time, Lance has been recognized by his firm many times over for exemplary service to his clients.  Lance and his wife, Trish, reside in Timnath with their three boys, Cole, Connor and Aiden.  Together, Lance and Trish enjoy outdoor activities, travel and watching their boys play sports. 


Registered States:
AZ, CA, CO, FL, HI, KS, MA, MI, MN, MT, NE, NV, NY, OH, OR, TX, UT, WA, WI, WY


Jason P. Burkett, CFP®, CRPC®

Senior Vice President - Wealth Management
Financial Advisor
CERTIFIED FINANCIAL PLANNER™
Chartered Retirement Planning Counselor (CRPC®)
970-498-4026
jason.burkett@ubs.com
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Jason's professional passion is helping his clients live out their goals and dreams. This desire to help others in a life-changing way is what motivated Jason to leave a successful career as an actuary in 2003. He made this career change because he felt that he could use his skills in high level math, statistics and finance from his former profession, to help individuals and families achieve a successful retirement and other life goals. For many years growing up, Jason had career plans to be a doctor.  Although his career plans changed, he always had a strong desire to help others. In serving his clients he feels he can make as big a difference in the lives of people as he would have been able to do if he had pursued a career in medicine. His deep care for his clients and his burning desire to help people better their lives is what drives Jason each day.

Jason uses his prior work experience as an actuary, his educational background (B.S. in Mathematics from Colorado State University), as well as his training as a CERTIFIED FINANCIAL PLANNER™ professional and Chartered Retirement Planning Counselor (CRPC®) to take a holistic and detailed look at his clients' current and future financial situations. He then works to understand what really matters to them and what they want out of life. He uses this information and his professional skills and experience in helping these families build and implement a plan that will enable his clients to focus on living their lives rather than focusing on managing their financial affairs. Each of his clients uses the Life Plan Process that Jason and his team have developed in guiding them to worry less and live more.

Jason's passions center around his family.  He is married to Julie and they are blessed with four boys: Triston, Llayton , Brady and Silas . He also enjoys mentoring youth in our community through coaching football, and through volunteering and supporting several local charities. Jason has served as a board member for the following charities: Poudre School District Foundation, TEAM Fort Collins, CHAMP and the CFNC Investment Committee. In his free time Jason enjoys spending time outdoors biking, hiking, skiing and doing all the other wonderful things Colorado has to offer.


Registered States:
AZ, CA, CO, FL, HI, IN, KS, KY, MA, MI, MT, NE, NM, NV, NY, OR, TX, UT, WA, WI, WY


Scott Tilton Baker

Senior Vice President - Wealth Management
Financial Advisor
Certified Investment Management Analyst (CIMA®)
Portfolio Manager
970-498-4024
scott.baker@ubs.com
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Scott feels that there is nothing more gratifying than to see his long-term clients live out the lives he has helped them to plan for. During his 30-plus years in the industry Scott has learned that, while all goals are important, retirement lifestyle goals are ultimately the most significant objectives that he can help his clients identify and pursue. Beginning by listening and truly hearing what his clients are telling him, Scott works closely with each individual to create a customized plan designed to fit their unique needs, targets and comfort levels. 

Scott has spent his entire career learning about the investment landscape, and he knows the importance of continuing his education. He combines his vast knowledge of the industry with his areas of specialization in asset allocation, fixed income and alternative investments to find the right strategy for each client's individual circumstances.  He considers this process to be a collaborative effort in which listening is a key factor; listening to know his clients, listening to help his clients develop and articulate their goals, and listening to help his clients work toward and meet their objectives with customized solutions.

Scott is a two-time graduate of Colorado State University with a BS in Natural Resources Conservation Education and an MBA. He is a member of the Beta Gamma Sigma Honor Society for collegiate schools of business, and in 2003 he completed the IMCA Certified Investment Management Analyst® program with the Wharton School at the University of Pennsylvania. Scott holds various securities licenses, including Series 7, 63, 66 and 9/10, consistent with representative and supervisory roles.

He is currently serving his third term as an elected director of the East Larimer County Water District, and has held past board positions with the American Cancer Society, Crossroads Safe House and served as Chairman of the Northern Colorado Chapter of the American Red Cross.

Scott and his wife, Nancy, who is also a member of the Northern Colorado Wealth Management Group, live in Fort Collins.


Registered States:
AZ, CA, CO, FL, HI, IA, IL, KS, MA, MD, MI, MN, MT, NE, NV, NY, OR, PA, TX, UT, VA, WA, WI, WY


Donald Robert "Tack" Baker

Vice President - Wealth Management
Financial Advisor
CERTIFIED FINANCIAL PLANNER™
Chartered Retirement Planning Counselor (CRPC®)
970-498-4023
tack.baker@ubs.com
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Tack is fascinated by all things financial. He derives great pleasure from educating his clients about the market, and in turn, from learning what his clients have to teach him.  He is intrigued by the opportunities that uncertainty in the market can provide, and he finds great satisfaction in aligning appropriate opportunities with each customized plan he works on with his individual clients.

Beginning his career in the financial industry in 1974, Tack quickly became a dogged financial reader. His love of research fueled his knowledge of the financial landscape, while his love of people fueled his desire to help his clients reach their financial goals. Over the more than three decades that Tack has worked in wealth management and financial planning, he has learned that the most important service he can provide to his clients is to help preserve, protect, and pass on the wealth they have worked so hard to accumulate. Tack considers it both a privilege and a measure of success to have worked with as many as four generations of several families in the pursuit of this core belief.

As a member of the Northern Colorado Wealth Management Group, Tack specializes in financial planning, estate planning strategies and manager selection. Tack believes strongly in the strengths of working within a team framework.  He understands that it takes a team to get to know, understand and serve each client's unique situation and needs.

Tack graduated with a Bachelor of Science in business management from Colorado State University, and subsequently earned his Certified Financial Planner™ certification and Chartered Retirement Planning Counselor (CRPC®) designation. Tack also holds securities licenses, Series 7, 24, 31, 63 and 65.

A Fort Collins native, Tack enjoys spending time with his family. He and his wife, Karen, have three daughters and four grandchildren.


Registered States:
AZ, CA, CO, FL, HI, KS, MA, MI, MT, NE, NV, NY, OR, TX, UT, WA, WI, WY


Kyle Robert Danford

Senior Wealth Strategy Associate
970-498-4022
kyle.danford@ubs.com

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Kyle's passion to make a difference in the lives of his clients is what drives him. He understands that there can be uncertainty in today's financial world, but he strives to gain the loyalty of his clients in both strong and weak markets. He believes that creating customized, comprehensive plans for each individual is the most effective way to help his clients pursue what truly matters.

In 2010 Kyle decided to change his professional life, leaving a successful career path of sales and marketing in college athletics to follow his passion for the financial industry. Recognizing the potential to make his clients' lives better through the benefit of sound advice and investment practices, Kyle accepted a position first with Guardian Insurance, then with Merrill Lynch, and finally joined UBS Financial Services in 2014.  As a member of the Northern Colorado Wealth Management Group at UBS, Kyle is able to do every day what he loves best: help his clients gain confidence in their financial affairs.

From an investment standpoint, Kyle believes in the importance of asset allocation and total portfolio management with a focus on retirement income planning. Additionally, he specializes in educational funding, charitable giving and estate planning. Using a proactive approach of asking the right questions, Kyle prioritizes what is most important to his clients and identifies effective solutions.  Finally, by creating a customized plan for each individual client, Kyle is able to track progress towards that individual's personal and professional goals, while providing a clear picture of how to get there.

Kyle graduated with a bachelor's degree in business administration from Fort Lewis College, and a master's degree in sports administration from the University of Northern Colorado. He is FINRA-registered and holds Series 7 and 66 securities licenses, as well as licenses for life and health insurance and variable annuities.

A native of Fort Collins, Kyle enjoys spending time with his family and golfing. He has played in three US amateur golf championships and enjoys participating in charity golf tournaments on a regular basis. Kyle and his wife, Tiffany, keep very busy in their "free time" with their four children, Tyson, Kendall, Brooklyn and Kaylee.


Registered States:
AZ, CO, TX, WY


Cindy A. Motiff

Wealth Strategy Associate
970-498-4008
cindy.motiff@ubs.com

As one of the founding members of the Northern Colorado Wealth Management Group (NCWMG), Cindy has been pivotal in making the team what it is today. Her industry knowledge, paired with her extreme attention to detail and drive to help people have enhanced her ability to create a highly efficient operations service model, built to support our clients to the best of our capabilities.  In addition to the expertise in operations management and client services that she brings to the team, Cindy strives to constantly educate herself and improve her understanding of financial planning and other industry issues.  She genuinely cares for the clients she serves, and it is important to her to be prepared to assist our clients proficiently.

Cindy's experience in the financial services industry spans from 1992 to the present. As a Wealth Strategy Associate to the team, Cindy is prepared to respond to any operational request our clients have, including trading requests.  In addition, she serves our clients and our team as a specialist in estate processing and financial planning service and support.

Prior to joining the NCWMG, Cindy held management positions in business development and project management. She holds a degree in computer science from Madison College and Series 7 and 66 professional licenses. 

Cindy is a dedicated mother to her two children, Marisa and Zachary. She spends her free time enjoying the outdoors and going to the theater.


Registered States:
CO


Nicole A. Jernigan-Bandini

Senior Registered Client Service Associate
970-498-4019
nicole.bandini@ubs.com

Nicole genuinely enjoys people. She is passionate about helping others and making each person she encounters feel valued and important. The experience that her global and diverse professional background provides her, combined with her natural fervor for helping people, enable Nicole to distinguish herself through her consistent delivery of excellent customer service to her clients.

Nicole joined the Northern Colorado Wealth Management Group in 2013, after five years as a Client Service Associate at the UBS office in Greeley, Colorado.   Within her first year at UBS, Nicole earned her Series 7 and Series 66 securities licenses.  Due to her exemplary commitment to her role, Nicole was nominated and served for several years in the position of Client Service Associate Coach, in a mentoring role to other UBS employees.   

 A California native, Nicole received her Bachelor of Arts degree in history from the University of California at Santa Cruz, and continued with graduate-level coursework at California State University, Long Beach.  After studying for a year in Florence, Italy, Nicole met her husband, Leonardo and spent ten years living and working in Tuscany.  She has resided in Fort Collins, Colorado, with her husband and their son, Joshua, since 2007. In her free time, Nicole enjoys spending time in the beautiful Colorado outdoors and supporting the abundance of arts in our community.

 


Registered States:
CO


Wendy Kay Tjelmeland

Senior Registered Client Service Associate
970-498-4015
wendy.tjelmeland@ubs.com

Wendy loves to be challenged. She considers herself to be a natural problem solver and finds great personal satisfaction in helping clients find solutions to meet their needs.  Her great affinity for people shows in the deep relationships she has built with her clients.  And after knowing many of the families she works with for several decades, Wendy regards her clients as akin to her own family.

Through her more than three decades of financial industry experience, Wendy has cumulated a vast knowledge of the industry while serving in various operational and management roles at Boettcher & Co., Merrill Lynch and UBS Financial Services. She discovered early on that she finds working directly with clients to be the most rewarding aspect of her professional experience, and decided to make client service the focus of her career. The trust that Wendy has cultivated with her clients over the years is largely due to her dedication to providing an excellent client service experience as well as her genuine affection for her clients. 

After 35 years of service with the Baker Group, Wendy and her team joined the Northern Colorado Wealth Management Group in 2016. She holds Series 7 and Series 66 securities licenses and is fully qualified to handle all of her clients' operational and trading needs. Additionally, she serves her clients and her team as a specialist for Banking Services and Insurance Products, such as annuities, life insurance and long term care.

Wendy and her husband, Marty, are avid volunteers and fundraisers for many local non-profit organizations. Wendy spends her free time swimming, scuba diving, reading and making people laugh – her greatest joy! 


Registered States:
CO


Austin Jeffrey Schuler

Client Service Associate
970-207-3601
austin.schuler@ubs.com


Registered States:
CO