Simple. Personal. Complete.

Penniman Wealth and Institutional Consulting Philip Bocketti Jr., Timothy A. Shelton, Kevin J. McDevitt, Louise A. Emerson, Craig A. Brass, Joseph Bartell, Megan A. Ornelas, Bradley Philip Bocketti, Michele L. Dimovski, Jennifer Blandford, Anthony Joseph-Kondor Bellore, Shelley A. Faulkner, Lynn M. Hogue, Matthew Joseph Bocketti

Penniman Wealth and Institutional Consulting


phone

734-416-1025
800-704-4024



phone

855-807-2858





address

730 Penniman Avenue
Plymouth, MI 48170



More than mere words, this is the essence of how we serve you:

Simple. We simplify the complexities of managing wealth through our deep understanding of financial challenges. Our team in fact spans generations, providing insight no matter what your life stage.

Personal. You benefit from highly personalized service tailored to your needs, your goals and your family—for today and tomorrow.

Complete. We’re not only comprehensive in the services we offer, we also cross generations in the clients we serve. For education funding, for retirement planning, for business and life transitions, philanthropy and legacy planning, we strive to be the one financial resource you’ll ever need.

Planning

Working together to help you pursue what matters most.

No matter where you are in your life, we can help guide you through each important stage of planning for the goals that matter to you—both short-term and long-term. We create your personal financial roadmap that addresses your needs over time.

To help maintain your lifestyle

This strategy helps you manage cash flow for near-term expenses. It can give you the confidence to fund short-term needs regardless of the markets, and helps reduce the likelihood of making impulsive investment decisions during periods of market volatility.

  • Entertainment and travel
  • Taxes
  • Purchasing a home

To help improve your lifestyle

This strategy includes the resources you’ll need over the course of your life. It can help you gain confidence in your future by allowing you to shift your focus to meeting long-term goals rather than trying to outperform the markets.

  • Retirement
  • Healthcare and long-term care expenses
  • Second home

To help improve the lives of others

This strategy includes all of the resources for needs that go beyond your own. Having a Legacy strategy can boost your confidence by reframing risk based on specific legacy goals and longer timeframes.

  • Giving to family
  • Philanthropy
  • Wealth transfer over generations

Timeframes may vary. Strategies are subject to individual client goals, objectives, and suitability. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved.

Al investments involve the risk of loss, including the risk of loss of the entire investment.

Capabilities

We’ve enhanced our own portfolio to fully serve you

Unique challenges demand customized solutions

Whether providing investment advice for a non-profit organization's endowment, establishing a private foundation or planning your family’s legacy, we offer comprehensive strategies that help minimize risk and maintain a keen awareness of investment restrictions and asset allocation. Tell us your goals. Let us help you plan what you need.

Our team can specifically help you:

  • Evaluate spending
  • Implement socially responsible investment strategies
  • Leverage UBS research
  • Customize your investment solutions
  • Collaborate on goals and risk

“I help non-profits and foundations ensure their portfolios align with their financial goals. As an EFC, my mission is advancing yours.”

— Philip Bocketti Jr., EFC

An objective approach for an emotional time

We offer our support and assistance in three phases:

  • Before the divorce—we can assist you and your attorney by gathering and assessing financial information 
  • During the divorce—we will take a planning-oriented approach to helping you determine your needs, weigh your options and make ongoing financial decisions. We will take the time to help you understand your post-divorce funding needs, cash flow projections and potential tax implications.
  • After the divorce—we can help you establish a financial road map that is compatible with your long-term goals and future financial health to ensure you are on the right path to achieve your goals.

“As emotional as divorce can be, it’s imperative to consider your financial picture objectively—I’m here to help you do precisely that.”

— Megan Ornelas, CDFA®

How to take control of your wealth

The statistics are undeniable:

  • 56% of women leave major financial decisions to their spouse1
  • Women are only half as likely as men to say they’re highly knowledgeable about investing1
  • 97% of widows and divorcees advise women to get educated about finances1
  • 61% of millennial women leave major financial decisions to their husbands— more than any other generation1
  • Eight out of 10 women will be solely responsible for their finances at some point2

Penniman Wealth Management is here to help—to inform, to educate and to support women in managing and navigating their finances. The time is now to own your wealth.

1 UBS “Own your worth,” 2018. 2 National Vital Statistics Reports, Vol. 66, November 27, 2017.

“Women often say to me, 'I'm not financially savvy’.  You don’t have to be. That’s what we’re here for—to simplify.”

— Michele Dimovski

Services

There’s more to your finances than investing

We understand that successful wealth management requires ongoing, direct communication. For this reason, we set clear expectations and develop a communication plan that works for your schedule and your needs. We also collaborate with your attorney, CPA and other professionals in your financial life to ensure that all of our recommendations align with your goals.

Wealth planning

  • Wealth structuring
  • Trusts
  • Wealth transfer strategies
  • Estate planning strategies
  • Income tax
  • Charitable planning
  • Gifting
  • Estate tax funding
  • Retirement planning
  • Insurance and income protection

Family Advisory

  • Educational programs
  • Family governance
  • Family meeting facilitation
  • Family office governance

Philanthropy

  • Philanthropy strategy and governance
  • Mission-aligned investing
  • Strategic giving vehicles
  • Global philanthropic community

Tailored investment solutions

  • Investment advisory
  • Asset management solutions
  • Capital markets
  • Alternative investments
  • Portfolio analysis and simulation
  • Risk management strategies
  • Concentrated stock services
  • Stock option strategies
  • Restricted securities

Credit and liquidity solutions

  • Mortgage solutions
  • Securities-based lending
  • Real estate financing
  • Asset-based financing

Global Research

  • CIO Wealth Management Research
  • Investment Bank Research

“Clients come to us to make the complex simple. Our primary focus is always to serve our clients' personal needs, allowing them to spend their time on what is important in their life.”

— Timothy Shelton

Philip Bocketti Jr. and Timothy Shelton have been recognized as industry leaders

Philip Bocketti Jr.

  • Forbes Best-In-State Wealth Advisors, 2019, 2020

Timothy Shelton

  • Forbes Best-In-State Wealth Advisors, 2018, 2019, 2020
  • Forbes Top Next Generation Wealth Advisors, 2017, 2019
 

Our perspectives

Insights

Building an investment plan

Building an investment plan

Creating a lasting and positive impact

Creating a lasting and positive impact