Planning focused on your priorities at every stage of life

Managing your wealth goes beyond managing your money. Our planning process begins with a series of meaningful conversations. By actively listening, we’ll discover what’s important to you and work together to establish a comprehensive financial plan that prioritizes your goals.

• Constructing your financial plan. We spend the time to really get to know you, your loved ones and your goals. We look at all aspects of your financial life: We integrate your assets and liabilities, savings, and portfolios into a comprehensive and cohesive view.
• Integrated executive wealth planning. We help corporate executives and their families with the financial planning they need to get the most from their compensation plan. Our customized planning services integrate company benefits and compensations strategies with your personal financial life.
• Retirement income planning. Entering retirement, many people fear the possibility of outliving their savings. Our protective strategies can help ease concerns about how long you will need to draw your funds in retirement and preparing for unexpected expenses.

• Safeguarding multigenerational wealth. Attuned to protecting the financial independence of your entire family, we can help structure a deliberate and meaningful family legacy and direct capital to reflect your values.
• Philanthropic plannning. We work with your clientsto coordinate charitable gifting with their overall wealth management strategy, helping them to balance with their financial objectives, whether utilizing donor-advised funds, private foundations or charitable trusts.
• Estate planning coordination. We work with your attorney and accountant to help with protecting your assets, reducing estate tax exposure, and transitioning wealth to future generations.

• Relevant guidance. We have more than three decades of experience providing insight and advice to investment committees and trustees for a variety of organizations. Our team understands the specialized issues you face and know how to address your needs with a comprehensive approach.
• Comprehensive solutions. By accessing the intellectual capital of UBS, as well as its in-depth manager research capabilities, we combine global insights and analyses with an open architecture mix of managers and funds. Our services include:

- Investment policy development and review
- Asset allocation modeling
- Investment manager and fund searches
- Ongoing consulting and performance measurement

• Mission investing. We assist your organization in aligning core values with appropriate investment strategies that reflect what is most important to you. We tailor our strategies, as appropriate, to screen for governance, environmental and social impact metrics.
• Fiduciary responsibility. Fiduciary liability is a primary concern for many organizations. We will acknowledge our fiduciary role for services provided and help you develop an investment process to address fiduciary obligations..

Navigating complex challenges business owners face

Our experienced team keeps up with changing regulations, stays on top of requirements and designs retirement and incentive programs to attract and retain top talent. With complicated benefit packages—as well as potentially complex tax consequences—employees need specialized advice.

Business owner planning
As business owners ourselves, we have extensive experience successfully assisting numerous clients in planning for and managing through the next phase of their lives and the impact on the business they have built. We understand that the personal lives of owners are integrated with their business and, most often, the majority of their net worth is held within the entity.

• Exit strategies. Our team assists clients with purposeful planning in order to help maximize the value of the business at the time of exit, minimize the value of taxes and ensure the business owner is able to accomplish their personal and financial goals in the process.
• A network of professionals. Through resources within UBS Wealth Management Americas and our external network, we collaborate with our colleagues to address concerns including business valuation, business lending, employee stock ownership plans, estate and tax planning strategies, external sale of the business, family transition planning and philanthropic solutions.

Benefit plan design and efficacy
We recognize having a well-designed employees benefit package is critical in attracting and retaining the right employees for your business. We are experienced in delivering solutions to meet your needs. We measure plan metrics to determine areas of weakness and collaborate with outside counsel on plan design modifications and work with provider services teams to implement action programs to address these concerns.

• Retirement readiness. Education is key to preparing participants for retirement. Together we will develop a customized education strategy specific to your needs.
• Fiduciary governance and eduction. We provide the advice of an ERISA fiduciary as you make your most important investment decisions. We assist businesses in assessing or establishing Investment Policy Statements, provide updates and training on fiduciary concerns, and analyze fees and expenses on a routine basis.