Steve was born and raised in Niles, Michigan. He attended Michigan State University and graduated with honors with a Bachelor of Science degree in Economics. He has a passion for coaching and mentoring people in all walks of life based on his many years of experience advising clients.

Steve has been a financial advisor since 1981 and a Portfolio Manager since 2000. He is committed to delivering professional investment management and building personalized relationships with his clients. He also focuses on helping clients with education funding and structures for charitable giving. Steve is FINRA-registered and holds his Series 7 and 63 securities licenses as well as licenses for life insurance and annuities.

Steve and his wife, Anita live in Paradise Valley, Arizona; and are the parents to 3 grown sons and 4 grandchildren.

Registered States:
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI

Stockton was born and raised in Paradise Valley, Arizona. He attended the United States Air Force Academy to play Division 1 lacrosse and graduated from Arizona State University's W.P. Carey School of Business with a Bachelor of Science degree in Management.

Stockton has been a financial advisor since 2010 and brings a technical and analytical approach to The Schultz Group's asset allocation and investment management strategies. His focus is on tailoring investment strategies for each individual client based on their financial needs. Stockton is FINRA registered and holds his Series 7 and 66 securities licenses. Stockton has also earned the Chartered Retirement Plans Specialist designation.  

Stockton currently oversees The Schultz Group office in Mishawaka, Indiana where he and his wife, Courtney; sons, Navy and Knox; and daughters, Brighton & Merritt reside. Stockton is a licensed pilot and can be found at the airport or in the sky on a typical weekend.

Registered States:
AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI

Financial advisor Justin Low has been relentlessly devoted to providing exceptional value to his clients since 2008. His approach of deeply understanding client’s financial lives allows him to craft individualized financial solutions that are both thoughtful and creative. A tremendous strength of Justin’s is his ability to listen, understand complicated financial concepts, and interpret them to his clients in a way that makes sense. Justin considers his life’s work to be improving the financial lives of others in any way that he can. 

Justin was introduced to finance by buying his first shares of Apple stock as a junior high student. In college, Justin obtained a B.A. degree in business and communications from Arizona State University. Upon graduation, he was hired at Smith Barney (later Morgan Stanley) just before the 2008 financial crisis. Through thousands of outbound cold calls, Justin was able to build up his clientele; which primarily consists of business owners and high net worth individuals. His creative approach and strong work ethic allowed him to achieve the Pacesetter Award for five years in a row at Morgan Stanley. Justin continued climbing and building his business, leading to promotions of Vice President in 2013 and 2014, First Vice President in 2017, and Senior Vice President in 2020. In addition, Forbes has recognized his success by naming him a Top Nextgen Advisor in 2017 and 2018 and a Best in State NextGen Advisor for 2019. This success has been bred from Justin’s whole-hearted dedication towards ensuring that he will remain an indispensable asset to his clients. In the spring of 2020, Justin joined the Schultz Group at UBS.

Outside of work

Justin enjoys spending time with his wife Tayler, his Vizsla puppy Steev, and his close-knit family members. He is an avid traveler and has visited 19 countries and counting. Justin enjoys the little things in life like good food, good wine, and card games. To work off his indulgences Justin also loves playing tennis, snowboarding, hiking and high-performance driving.

Registered States:
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI

Jay was born and raised in Merrillville, Indiana. He graduated from Purdue University and Indiana University Medical School. He was a practicing physician caring for sick newborn and premature infants in Phoenix, Arizona until 1995. Jay is passionate about mentoring and serving the needs of those who have sought out his professional expertise and experience now spanning two careers.

He left the practice of medicine in 1995 after earning his Master of Business Administration from the Wharton School, University of Pennsylvania in 1995.

Jay has been a Financial Advisor since 1998 and a Portfolio Manager since 2010. He believes that his career transition from Physician to Financial Advisor in 1995 was possible because he developed a formal Life/Career Plan and a parallel Financial Plan in the late 1980s. Though seemingly polar opposite careers, both require years of experience, careful research and attention to detail, and serving peoples' needs.

This personal experience now is the basis for Jay's professional investment management approach. He initiates each new client relationship with a comprehensive financial inventory before developing a personalized Financial/Retirement Funding Plan. The Financial Plan is essential to structuring a specific and personalized risk-appropriate investment management strategy designed to meet the client immediate and long-term personal and financial goals.

Jay is FINRA-register and holds his  Series 3, 7, 63, and 65 as well as licenses for life insurance and annuities.

Jay lives in Scottsdale, Arizona with his significant other Susan Kienzle. Jay has two grown sons, Blake, a Phoenix, Arizona Attorney, and James a Sunnyvale California computer design consultant.

Registered States:
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI

Jeff joined UBS in 2008 and has been a financial advisor for over 25 years. As a wealth management advisor, his focus is on asset & liability management for families, corporations, foundations & organizations.

Jeff is committed to providing professional investment services and dedicated to building long term relationships with clients and family members. Based on years of experience, Jeff has a deep understanding of client needs and concerns. He has adopted a "bottom up" approach, beginning with a financial plan and ending with a tailored investment portfolio.

Jeff is FINRA registered and holds the series 7, 31, 63 and 65 securities licenses as well as licenses for life insurance and annuities.

While born and raised in Ohio, Jeff has been a Phoenix resident since 1976. He and his wife Tracey have 3 boys; Clayton, Tucker, and Barrett.  Jeff is active in the Phoenix community as a member of The Thunderbirds and has been coaching youth baseball for the past 12 years.

Registered States:
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WY

Registered States:
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV

Elaine was born and raised in New York City. She attended Nova Southeastern University in Fort Lauderdale, FL, and graduated with a Bachelor of Science degree in Accounting. Elaine is The Schultz Group Team Administrator and brings to the Group over 35 years of financial service experience including prior experience in financial planning, insurance, and banking.

Elaine is FINRA registered and holds her Series 7 and 66 securities licenses. She provides professional support and client solutions to all facets of operational service. Please feel free to contact Elaine for all operational and administrative needs.

Registered States:
AZ, CA, CO, FL, ID, IN, NM, NY, TX, UT, VA

Lovella McKim is a dedicated Wealth Strategy Associate with over 20 years of industry experience and counting. Lovella’s many talents are grounded in her strong work ethic, attention to detail, and reassuring disposition. She is highly skilled at handling client issues with both empathy and efficiency. Her experience has also led her to be particularly proficient in onboarding new clients and further deepening relationships with existing ones. Her typical workday also includes managing administrative and operational activities, handling day-to-day workflow, and addressing client administrative requests.

A graduate of Morehead State University with a B.A. degree in business administration, Lovella began her career in the financial services industry in 2001. Since then, she has worked for J.P. Morgan Chase, Morgan Stanley, and now, UBS—where she joined the Schultz Group in the spring of 2020. Lovella currently holds her Series 6, 7, 63, and 66 FINRA registrations and life and health licenses.

Lovella currently lives in Litchfield Park with her husband Paul and their two active sons Isaac and Adam. In her spare time, she enjoys spending time with her family, gardening, and hiking in Arizona. Before moving to Arizona, she spent countless weekends in their family cabin in Kentucky near the Daniel Boone National Forest.

Registered States:
AZ, CA

Angie was born in Ceiba, Puerto Rico and was raised in New England. She is attended Northern Arizona University and graduated with a Bachelor of Science in Hotel & Restaurant Management.

Angie has provided exceptional client service and has spearheaded all administrative needs for select financial advisory teams since 1998.  Angie continues this outstanding service as a key member of The Schultz Group.

Angie is FINRA registered and holds her Series 6, 7, 63 and 66 securities licenses.

Registered States:
AZ, CA, CO, FL, IN, TX, UT

Sherri has been in the financial industry her entire career and brings that experience to The Schultz Group. She is responsible for working with our clients to help provide an overall exceptional experience.

Sherri is a graduate of Indiana University with a degree in business. She is a valuable asset to this team assisting in handling daily client interactions and transactions.  She will also be working with our clients to provide administrative support by researching and providing solutions to your questions.  Sherri holds her Series 7 and 63 securities licenses.

Registered States:
AZ, CA, CO, FL, IN, KS, MI, NY, OK, TX, VA

Liz French has more than 20 years experience in the industry and serves as one of our Senior Client Service Associates.  Additionally, as a branch Client Service Associate Coach, she brings a level of knowledge to our team to assist us in both operational and administrative roles.  Liz received her B.S. in Economics from Arizona State University and is Finra-Registered with a Series 7 license.

Registered States:
AZ, CA, GA, MD, SC

Barb was born and raised on a 3^rd generation family farm in Hopkins, Michigan.  Upon graduation from high school she enlisted in the United States Air Force where she served for 11 years.  She provided administrative support to high ranking officers, Commanders and First Sergeants while stationed at Headquarters Strategic Air Command, Omaha, Nebraska, the 1605 Security Police Squadron, Lajes Field, Azores, Portugal, and the 92d Bombardment Wing, Fairchild AFB, Spokane, Washington.  

Barb joined UBS Financial Services in 2006 and has more than 23 years of financial and client service experience.  She is FINRA registered and holds Series 7 and 66 securities licenses.

Barb resides in Granger, Indiana and manages our Mishawaka, Indiana office providing outstanding support to both clients and financial advisors.  To Barb family is first and everyone is treated as such.  She and her husband, Eric, are the proud parents of two sons Anthony and Brandon.

Registered States:
AZ, FL, IL, IN, MI, OH, PA, PR, RI, TX

Kristine joined The Schultz Group for her expertise in financial planning. She is putting her skills to work by creating customized plans for our clients, helping them to achieve their financial goals.

Kristine was born and raised in Paradise Valley, Arizona. She graduated from Pepperdine University with a Bachelors of Science in Business Administration. While attending college, she assisted her professors by teaching a capstone class about corporate strategies, as well as published various articles on business consulting.  While at Pepperdine University, Kristine was involved in her community. She assisted in leading strategic planning events for the board of directors of a local children's center.

Registered States:
AZ, CA

Carla Owers brings over 14 years of marketing experience to The Schultz Group.  After obtaining her degree in Marketing at University of Oregon, she moved to Arizona with the dream of becoming a stockbroker.  She worked in the industry from 1996-2002 before realizing that her real passion was not in money but in marketing and so started her own company.  Although she loves what she does, Carla says her biggest joy in life is raising her three kids.  Carla handles marketing strategies, products and events for The Schultz Group.