A real relationship Helping you pursue your life's goals

The Garnett Group Scott A. Garnett, Shawn Martin Perkins, Ashley Costanzo

The Garnett Group


phone

804-775-1514
800-272-0027



phone

855-232-2622





address

Riverfront Plaza East
951 East Byrd Street
Suite 520
Richmond, VA 23219



“We believe that smart advice, a quick response and great service engender trust. Families count on our ongoing planning to help them feel confident about their financial future.”

— Scott Garnett

The Garnett Group offers a balanced point of view as you face important life events, navigate retirement or plan your legacy. Our team is committed to each generation of your family, providing comprehensive wealth management and personalized investment guidance.

We bring you the innovative thinking you need to meet your financial challenges and the integrated planning to pursue your goals. That commitment forms the foundation of our values.

Our comprehensive perspective helps define wealth management


Scott Garnett has been recognized as an industry leader

  • Forbes Best-In-State Wealth Advisors, 2020, 2019, 2018

Advanced planning

A road map for each stage of life

Our sustainable planning approach seeks to understand you and your family’s current needs and helps make sure that today’s financial decisions match your long-term goals.

A financial plan should evolve with your needs. Our planning process helps bring confidence whether you are navigating life’s milestones, managing a business transition or planning your legacy.

Wealth preservation

When it comes to preserving wealth, your family’s interests and financial objectives are important components of a complete and integrated strategy:

  • 401(k) rollovers
  • Retirement income planning
  • Life and long-term care insurance
  • Asset-based lending
  • Estate planning coordination
 
Wealth enhancement

We’ll help determine how best to put your wealth to work and reduce the cost of liabilities where appropriate:

  • Diversifying concentrated stock positions
  • Asset allocation strategies
  • Portfolio rebalancing
  • Tax-efficient investing
 
Wealth transfer

We help ensure your assets are preserved and transferred to future generations and charitable organizations in a tax-efficient manner:

  • Legacy planning
  • Trust services
  • College funding strategies
  • Business succession planning
 
Charitable giving

Many of our clients are passionate about philanthropy and rely on us to help them achieve their specific estate, legacy planning and charitable giving goals:

  • Charitable giving strategies
  • Foundation supervision and setup
  • Donor-advised funds

Planning accreditations

Scott Garnett and Rob Turnbull are CERTIFIED FINANCIAL PLANNER™ professionals, and Ashley Enciso is a Chartered Retirement Plan Consultant®. Each has met stringent requirements, and together they provide a depth of planning acumen that can help enrich your understanding of all aspects of your financial life.


Investment management

Personalized strategies based on your priorities

Our team provides quality investment strategies tailored to your needs. With direct access to the global resources of UBS, we can help you weather market uncertainty with innovative perspectives, customized investment management and a fully integrated suite of financial solutions.

Personalized portfolio management

As Portfolio Managers within UBS Portfolio Management Program, we provide a variety of strategies that enable us to build custom portfolios. We work with you to select from a broad array of investments that help match your objectives and risk preferences. Ongoing monitoring and review of your portfolio helps us track your investments against your personal benchmark.

 
Risk management

By listening and aligning with your objectives, we focus on strategies that allow for sensible growth and help mitigate risk. As we implement your investment strategy, we communicate regularly and track performance, rebalancing and making adjustments for life changes and economic conditions.

 
A lifetime financial strategy

We are committed to building long-lasting relationships so we monitor and adjust your plan to make sure your investment strategy is continually optimized. This helps ensure we keep pace with fluctuating markets, changing tax laws and your evolving family needs.

Critical elements of our investment approach include:

  • Holistic financial modeling
  • Traditional private banking services
  • Concentrated stock management
  • Alternative investments
  • Consolidated account reporting

Our Second Opinion Service

Are you getting the most from your current financial plan and investment strategy? If you would like a second opinion, we will meet with you and your family for a complementary discovery and wealth management plan meeting. Hopefully, we can confirm you’re on track to meet your goals. If needed, we’ll suggest ways in which we can help, including a personalized analysis of their current situation.


Our disciplined process

Steps for making planning and investment recommendations

Our in-depth process results in an integrated wealth plan that serves as a road map for meeting your personal and professional goals.


Relationship management

How will we work together?

We are devoted to our clients, communicating regularly to set expectations, address concerns and resolve issues. Count on us to be:

  • Accessible—you set the level of communication that’s right for your situation
  • Collaborative—we work together to help keep you informed and avoid surprises
  • Responsive—we keep you up to date about decisions regarding your accounts

Dynamic communication

We consistently strive to anticipate your needs and ensure that you understand the thought process behind our solutions. We stay on top of the latest and most prudent financial thinking and share that expertise through regular contacts and performance evaluations, one-on-one meetings and financial plan reviews.

 
Trusted client service

Clients rely on our proactive and consistent client service team for a host of financial and administrative needs, from setting up online services to handling financial statements. This means taking extra steps to provide customized reporting, help organize tax information, or simplify daily financial and investment issues.

 
Deep resources

By offering a full range of exceptional, high-touch services, our aim is to be helpful in every aspect of your life. Accessing the deep resources of the firm, we are strongly positioned to address the wide range of your sophisticated needs.

The strength of UBS

Our access to the global reach of UBS—one of the largest wealth managers in the world—gives us the perspective, diverse strategies and relevant guidance to help you move forward with confidence.

  • Wealth management at our core. Throughout the world, private, corporate and institutional clients turn to UBS for its 150 years of wealth management experience.
  • Stability and leadership. You have a global leader behind every investment you make. UBS’s long-term credit ratings and economic stability rank within the highest levels among large global banks.



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