Complex challenges. Elegant solutions. Private Wealth Management

Stephens Wealth Management Group is a dynamic Private Wealth Management team that focuses on building long-lasting relationships while delivering insightful, yet elegant investment and planning strategies. For nearly two decades, we have guided entrepreneurs, senior executives and their families through complex wealth challenges—personally and professionally. From enhancing company operations to early-stage exit planning to post-sale liquidity and estate planning strategies, we’ve helped inform their decisions, manage risk and pursue important family and business-driven goals.

Whether you are restructuring your company in preparation to sell or looking for a more tax-efficient estate and trust strategy, we’re a team of experienced financial advisors with access to the extensive capabilities of a global wealth management firm. Bryan Stephens brings several professional credentials to his practice, including the CFP®, CPWA®, and CEPA®. With our boutique-sized practice and truly caring advisors and associates, we can go the distance to help you find the solutions you need and to provide you with a trusted source of insight and collaboration today and tomorrow.

Stephens Wealth Management Group


phone

212-333-8887



phone

855-272-0618





address

New York Private Wealth Management
299 Park Avenue
26th Floor
New York, NY 10171




Bryan Stephens has been recognized as an industry leader.
  • Forbes Best-in-State Wealth Advisors, 2020


Elegant solutions, insightful planning and discovery

Tailored advice for your business and your life
With our team’s private wealth and family office background, we bring an experienced perspective to our overall financial and estate planning strategies. We help prioritize your goals, establish asset allocation, manage risk and bring your legacy and philanthropic intentions to life.

Year-end planning guide

Planning

Wealth enhancement
We’ll work with you to explore how best to put your wealth to work, including strategies for reducing the cost of liabilities where appropriate.

  • Portfolio rebalancing and diversification
  • Tax-efficient investing
  • Liquidity management
  • Liabilities management
  • Banking and lending services
  • Maximization of benefits plans

Wealth preservation
Our fundamental goal is helping you preserve your wealth—to enjoy life today, tomorrow and for generations to come. We assess your family and business interests—all the components needed to create an integrated plan for a lifetime of goals, including:

  • Asset–based lending
  • Titling and ownership structures
  • Life and long-term care insurance
  • Business insurance review
  • Directors and officers insurance
  • Errors and omissions insurance
  • Identity theft coverage

Wealth transfer
For transferring wealth to loved ones and philanthropic organizations, we’ll also address complex tax issues and gifting guidelines. These conversations focus on:

  • Legacy planning
  • Trust services
  • Estate planning strategies
  • Business succession
  • College funding

Charitable giving
It’s important that your entire professional team is aligned in our advice. Together with our Family Advisory and Philanthropy Services team and your tax and legal experts, we’ll identify solutions for pursuing your charitable goals with tax efficiency.

  • Family foundation setup and supervision
  • Donor-advised funds
  • Trusts and other philanthropic vehicles

Philanthropy Compass


Investing

Asset allocation
Because an important part of any wealth management process is having knowledgeable, active investment oversight, we view each allocation we recommend through your plan—whether a strategy for current income, your heirs or your recent liquidity event, we are always guided by your goals, your time horizon and the existing or changing circumstances of your life.

Risk management
By listening and understanding your objectives, we can focus on strategies that allow for sensible growth and help mitigate risk. As we implement your investment strategy, we communicate regularly.

Understanding your life, your wealth and what you want to accomplish is important to how we work together at UBS. We start with questions and a discussion that helps us focus on what’s really important to you.

Then, we can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own. Through the plan we create together, we can help you pursue what matters most today, tomorrow and for generations to come.



Liquidity

The next 3 years

To help maintain your lifestyle

  • Entertainment and travel
  • Taxes
  • Purchasing a home

Longevity

4 years – lifetime

To help improve your lifestyle

  • Retirement
  • Healthcare and long-term care expenses
  • Second home

Legacy

Now – beyond your lifetime

To help improve the lives of others

  • Giving to family
  • Philanthropy
  • Wealth transfer over generations

Working together, we can help you

  • Gain confidence that your money is in an appropriate strategy—when it needs to be there
  • Better manage investment risk—based on your different goals and timeframes
  • Take the emotion out of investing—with a clearer understanding of your short-term needs

Entrepreneurial ventures. Strategic exits.

Every day we work with business owners and their families as they take their companies full circle. Whether you’re looking for guidance on operational efficiency, raising capital, taking on debt or exiting the business completely, it’s never too soon to get advice from those who understand the issues you’re facing and can guide you each step of the way.



Our team is as passionate about
your business as you are

We provide advisory and financial services for business owners and entrepreneurs across every stage of the business life cycle.

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Uncommon successes
For those thinking about potential next steps with their business

Executive wealth and your future

Many of our clients have amassed wealth through the ownership of shares of a public or private business. Having worked with C-suite managers from companies throughout the country, we understand their needs and the complexity and tax considerations involved in managing equity award packages.



If yours is a public company, we can help you navigate multiple types of compensation from restricted securities to highly concentrated stock positions subject to Rule 44. Planning is critical, so we start by working closely to discover what’s important to you—personally and career-wise—and then work together to design a plan to help you achieve those goals.Our advice focuses on:

  • Managing restricted stock and restricted stock units (RSUs)
  • Executing stock options
  • Designing Rule 10b5-1 selling plans
  • Implementing appropriate risk management and diversification strategies for concentrated stock (options strategies, exchange funds, structured solutions)

More insights

Ins and outs of stock options and equity compensation
Understanding the structure and mechanics of a stock option or restricted stock award

Executive decisions
With regard to executives, planning in the context of a company’s life cycle is all about timing

The benefits of qualified small business stock
Reduce tax liability upon the sale of QSBS by investing in the next great start-up steps with their business

Tailored solutions for the unique needs of your company and employees

401(k) plans
Our customized consulting process incorporates your plan’s needs and considers industry changes. We help you implement sound fiduciary governance, optimize plan health and prepare your employees for life beyond retirement.

Stock option plans
For our plan sponsors, we strive to make plans more efficient and easier to manage. At the same time, participants in the US have access to advice rooted in our experience as a leading wealth management firm. This advice helps every level of participant—from broad-based employees to executives—understand the true potential of their awards.

Liquidity management
Helping companies to maximize idle cash that may be on the sidelines and provide custom liquidity targets for upcoming liabilities. UBS Global Asset Management has over $3.3 trillion in cash and short-term liquid assets being managed as of Q4 2018.



More insights

UBS Institutional Consulting Group
Customized solutions that help address your organization’s unique needs

Insights for Fiduciaries
A publication for the UBS Institutional Consulting Group


One relationship. All of UBS

Private Wealth Management
As a UBS Private Wealth Management team within a global firm that truly focuses on serving the needs of some of the world’s most exceptional families, our team accesses the capabilities, solutions and intellectual strengths of our financial professionals in Wealth Management, Asset Management and our Investment Bank. We believe it’s that level of global access, intelligence and engagement that can help you pursue your financial goals.

Family Office Solutions Group
Collaborating with the specialists in our dedicated Family Office Solutions Group, we bring the best of UBS insight and expertise to our exceptional clients—helping them explore unique and highly bespoke opportunities for seeking growth, capital preservation and generational wealth transitions.

UBS Global Family Office Americas
Working with the specialized UBS Global Family Office team, we provide our clients with a centralized platform that harnesses the full scope of the firm’s institutional and wealth management resources—UBS traders, bankers, analysts and sales teams in every market, product class and currency to serve the needs of successful families worldwide.

  • Customized institutional offerings and wealth management services, with priority
  • An extensive peer network of family office contacts to exchange insights and share experiences
  • Customized opportunities designed to align with each dimension of your wealth and life

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Advice. Beyond investing
Advice for the life you lead



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