Safeguarding your future is your most important responsibility. That’s why it is essential to have the steady guidance of an experienced team who understands the challenges you face throughout life’s significant personal and professional milestones.
At each stage of life, count on us to help you:
- Plan for each of your goals, from college funding to retirement to leaving a legacy
- Focus on the right investment strategy to meet those goals
- Engage on an ongoing basis to provide advice on all aspects of your financial life
“All our years of experience boil down to a very simple philosophy: We take care of people. That’s how my team and I have earned our clients’ trust.”
— Charles Temel
Charles Temel has been recognized as an industry leader.
He has been acknowledged as one of the top financial professionals in the U.S. based on depth of experience, assets under management and business growth.
- Barron's Top 1,200 Financial Advisors, 2019
- Forbes Best-In-State Wealth Advisors, 2018, 2019, 2020
- Financial Times Top 400 Financial Advisers, 2014, 2015, 2016, 2017, 2018, 2019
The confidence that comes from
Our in-depth discovery process results in the construction of an integrated plan that serves as a road map for meeting your personal and professional goals.
Because of our grounded perspective, disciplined process and a commitment to each generation, we are trusted by families to deal with their most sensitive financial issues.
Understanding you and your family
Our approach begins with a full understanding of your vision for the future, whether you are navigating life’s important decisions, managing a business transition or planning your legacy.
Whether you are developing a business succession strategy, managing a large liquidity event, planning your estate or building your legacy, our team can work with you and your tax and legal advisors to develop tax-advantaged solutions.
Retirement income planning
Your wealth is like an endowment for your future. Our team will work with you to help protect your lifestyle and livelihood in retirement and help you understand such influences as risk, investment time horizon and the right asset allocation.
Estate and legacy planning strategies
We have the experience and the network to address the complexities of your estate and philanthropic needs. We can help with protecting your assets, reducing estate tax exposure, transitioning wealth to future generations and pursuing philanthropic endeavors.
Insurance consulting and review
We view insurance as a tool to protect your family’s assets, replace income, and create a legacy for future generations and philanthropic beneficiaries. We objectively analyze all your current policies to determine whether they meet the needs of your long-term planning.
Tangible results from a disciplined
The foundation of our investment strategies comes from the expertise of both internal and external sources, combined in an integrated and systematic process. We help ensure you are prepared for opportunities and protected in times of market turbulence.
Appropriate asset allocation and risk management is tailored to your unique situation. The result is a complete understanding of your priorities that helps us provide tangible results.
Open access and objective analysis
We provide access to an open platform of premium financial solutions both within and outside of UBS. This open architecture, along with a disciplined process, ensures we develop customized strategies based on a highly focused analysis.
A disciplined process focused on asset allocation
Through our comprehensive due diligence and planning process, we can determine your family’s goals, growth and income needs, and tolerance for risk. This allows us to craft an asset allocation that maintains an opportunistic eye toward investments and changes in the market.
By listening to and aligning with your objectives, we focus on strategies that help mitigate risk and build balanced portfolios. As we implement your investment strategy, we communicate regularly and track performance, rebalancing and making adjustments for life changes and economic conditions.
Helping you safeguard multigenerational wealth
Because we understand the connection between wealth and family, we’re committed to having a multigenerational impact on your life. Attuned to protecting the financial independence of your entire family, we can help structure a deliberate and meaningful family legacy and direct capital to reflect your values.
Wealthy pre-retirees know their retirement number
Wealthy pre-retirees want to reach a specific savings level before they retire. The ideal number ranges across a wide spectrum and depends on a variety of factors, such as goals, expected income and spending.
Distribution of retirement savings goals
Guidance for navigating life’s transitions
Facing a significant liquidity event, the uncertainty and stress of divorce or the loss of a loved one, you need a knowledgeable and experienced ally on your side to help evaluate options, help you make important financial decisions and achieve the results you deserve.
We can help you make smarter decisions when navigating significant life events and financial transitions.
Pre- and post-liquidity planning
By listening to and aligning with your objectives, we focus on liquidity and asset management strategies that allow for sustainable growth and help mitigate risk.
Better insights mean better results for you. Our team brings years of experience and sophisticated financial insights to help guide you through each critical decision you face before, during and after your divorce.
The loss of a loved one
In many relationships, financial decisions are often made primarily by one partner. With a loss, this frequently results in one of the parties being left uninformed, uncertain and anxious. We offer financial guidance for the next phase of your life.
For the next generation
Whether planning a wedding, funding college or providing for your children and grandchildren, we can help ensure your assets are preserved and transferred to future generations in a tax-efficient manner.
Benefactors care deeply about having a smooth inheritance process
We asked benefactors: “How important are the following to you?” (Percentages show how many responded “Extremely” or “Very important.”)
Helping you safeguard wealth for future generations
When planning your estate or building your legacy, our team will work with you and family members to provide education on philanthropy and participation strategies for the next generation. In that way, you care for future generations and charitable organizations with the least possible tax impact and expense.
With extensive experience in wealth planning, estate tax and philanthropy, analysts with our Advanced Planning group regularly evaluate how changes in the legislative and tax landscape might affect your wealth.
Many of our clients are passionate about philanthropy and rely on us to help them with the right strategies for meeting their charitable giving goals within a comprehensive estate and legacy plan. We may consider:
Charitable giving strategies
- Trust services
- Foundation supervision and set up
- Donor-advised funds
Our team can work with you and your tax and legal advisors to develop tax-advantaged solutions.
Millennials are more willing to dip into retirement accounts
We asked: “Have you ever dipped into your retirement account to help with large purchases?”
Comprehensive services that build lasting relationships
By offering high-touch service, our goal is to develop the kind of trust and efficiency to help simplify your financial life and build long-lasting relationships. We bring together the boutique services of a dedicated team with the global resources of one of the world’s largest wealth management firms.
Education and mentoring
Because we purposefully limit the number of clients we serve, we can focus on providing the kind of education, support and intellectual capital that can help you make life-changing financial decisions.
Communication on a personal level
Our flexible communication plan is tailored to your needs and schedule. Our streamlined model promises scheduled monthly calls—including quarterly reviews and in-person meetings— and allows us to engage on a deeper level.
A network of professionals
We have built strong relationships with a wide array of experts, both inside and outside of UBS. We will work closely with your team of accountants and attorneys, leading the effort to develop one integrated approach. In addition, our trusted client service team is highly accessible, offering consistent communication and personal touch points.
UBS Worldwide industry recognition
Best Global Wealth Manager
Euromoney, 2017, 2016, 2015
Best Services for High Net Worth Clients
(USD $5 million – USD $30 million) Euromoney, 2017, 2016, 2015
Best Family Office Services
Best Research and Asset Allocation Advice
Euromoney, 2016, 2015
Best Services for Succession Planning Advice and Trusts
Euromoney, 2017, 2016, 2015