As a corporate leader, business owner or key decision-maker, your compensation offers compelling opportunities for wealth-building, along with specific tax and timing constraints. Successfully navigating this landscape requires in-depth knowledge and specialized strategies. Yet many executives lack the time and focus needed to manage their wealth.
Our experienced team understands the intricacies of equity compensation—and the demands of a thriving career. We focus on C-suite executives, owners of closely held businesses and private company partners, managing their wealth so they can manage their business. Our approach integrates deferred, restricted and equity compensation into your financial plan to maximize the opportunities while adhering to the constraints.
For corporate executives
Strategic management of equity compensation
Your compensation is multifaceted, made up of salary, deferred comp, equity options and restricted stock. This presents certain challenges, including compensation risk and irregular cash flows. As an insider, blackout periods can affect your long-term investment strategy.
For more than 20 years, we have helped successful corporate leaders design smart strategies to manage their complex compensation. We offer deep experience with:
- Cash flow planning
- Tax-advantaged options strategies
- Deferred and restricted compensation management
For corporate insiders, we can design 10b5-1 trading plans that allow you to diversify concentrated stock positions, trade during blackout periods and maintain an affirmative defense against insider trading charges.
Your tax situation requires specialized knowledge. We can connect you with a leading global accounting firm. This formal referral relationship allows us to coordinate all aspects of your situation and ensure that your wealth is managed as tax-efficiently as possible.
Financial planning services and equity plan administration for public and private companies
Your leadership team needs financial planning support that frees them to concentrate on building shareholder value. Your stock plan participants need education to help them maximize the value of their options.
We offer an end-to-end solution that can help you attract and retain talented executives and employees. As a member of the UBS Corporate Sponsored Financial Planning network, we understand the important role that executive compensation plans play into overall wealth strategy— particularly for senior executives who have more complex financial circumstances and rewards. We support executives by offering:
- Sophisticated retirement and cash flow planning
- 10b5-1 plan administration and concentrated equity position guidance, including effective Incentive Stock Option (ISO) swap execution
- Equity Plan Advisory Services
We can assist your company with stock option plan administration and reinvestment. We also provide your employees with education and advice to help them get the most out of their equity awards while strengthening their ties to the company. We call it the multiplier effect.
For affluent families
Personal wealth management and legacy planning
The wealth you’ve built requires experienced stewardship and a plan for the future. That includes custom portfolio management, wealth transfer strategies, philanthropic advice and proactive tax planning.
Liquidity. Longevity. Legacy.
Our approach can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own. Through the plan we create together, we can help you pursue what matters most today, tomorrow and for generations to come.
We take the time to understand you and your family, asking thoughtful questions about where you want your wealth to take you. Our planning- based approach seeks to address your entire financial picture, including:
- Concentrated equity positions
- Retirement income planning
- Investment management
- Wealth transfer strategies
- Estate and income tax exposure
- Life insurance solutions
- Charitable giving strategies
Our team includes advisors with advanced designations that enable us to go deeper into your plan and your portfolio. We will coordinate with your tax advisor, your estate attorney and other members of your team to ensure that everything is working in harmony.