Whether you are an affluent individual responsible for the needs of your family, or a successful professional seeking financial independence, you understand that wealth brings with it rewards and complexities. At The Caplan Group, we are here to help you manage both.
Our strategy is straightforward and refreshingly simple—we provide solutions through a combination of portfolio planning and financial guidance. The distinctive experience and training of Michael Caplan in mathematical modeling and as an attorney helps him prepare investment allocations tailored to your individual needs. Our goal is to reduce risk, costs and complexity, with complete transparency.
We act as your single point of contact for extensive personal wealth management services that include education funding, legacy planning, philanthropy and tax mitigation strategies. Our clients trust our market insights and experience, our ability to leverage the global resources of UBS and our unwavering dedication to helping them reach long-cherished goals.
The Caplan Group: Highly credentialed, working to fulfill your goals
As a team, we pride ourselves on creating comprehensive financial plans and investment strategies—with an emphasis on clarity and practicality—that lead directly to helping you achieve near- and long-term goals.
“Helping our clients create their financial plan is truly rewarding. The planning process is often so enlightening and the advice we provide makes a tangible impact. I love seeing people think: ‘OK. I get how we can do this.”
— Jessica Margetson
We conduct a Financial Goal Analysis (FGA) that helps us understand what you currently have and what you’d like to attain. We analyze your present income, investments, insurance and any windfalls that may come your way. We also review your liabilities, which can take the form of personal debt, your tax situation, educational funding and caregiving for aging parents. Once we have a completed picture, we create a goal-oriented financial plan that we integrate with your investment strategy.
The UBS Wealth Way
UBS Wealth Way starts with questions and a discussion that helps us focus on what’s really important to you. Then, we can help you organize your financial life into three key strategies: Liquidity—maintaining your lifestyle, Longevity— improving your lifestyle and Legacy—improving the lives of others.
The difficult decision is whether or not to invest. Once you’ve decided to move forward, your allocation is what counts.
“My experience and training in mathematical modeling and economics guides your investment allocations and helps mitigate risk and reduce cost. We urge our clients to stay on process, and the long-term result can be very positive.”
— Michael Caplan
Our investment allocations are straightforward, transparent and carefully aligned to your plan goals. Our aim is to preserve capital while addressing your cash management needs.
Women and financial planning
We believe our solution-oriented approach has made our team trusted advisors to women of independent means or those who are in charge of their family’s finances. We operate on the basis of trust, transparency and integrity as we assist our clients in all areas of their financial lives.
60% of women do not engage in the most important aspect of their financial well-being: investing, insurance, retirement and other long-term planning.
You may be seeking to manage the complexities of inherited wealth or pursuing a busy career while juggling responsibilities for children or aging parents. Or you may be a woman who has recently taken over the reins of financial responsibility due to a loss or separation in the family. No matter what your situation, you require financial advice that is sensitive and responsive to these realities. We believe passionately in the importance of helping women take an active role in managing their financial lives.
Solutions beyond your portfolio
More than just investing, our team provides informed solutions that encompass all aspects of your financial life. We provide access to specialists and an array of invaluable resources from UBS.
Our clients come to us on an ongoing basis for guidance in making smart decisions about virtually every aspect of wealth management.
We provide access to a wide range of lending options such as securities-based loans, mortgages and commercial loans.
We’ll help you implement and monitor tax-advantaged college savings programs that work with your planning goals.
Retirement income planning
We’ll advise you on capital preservation to help preserve your standard of living, as well as strategies to mitigate the impact of inflation and taxes.
Insurance is an important tool to help protect your family’s assets and pay off potential debts. We can advise you on various types of insurance, including life, property and casualty (P&C), disability and long-term care plans.
We understand the importance of providing for the next generation. We’ll coordinate with your legal and tax advisors to assist you on estate and wealth transfer strategies that help meet the needs of your children and grandchildren.
We’ll advise on a variety of strategies that will help you make the greatest impact with your charitable giving while providing relief from taxes.
Advantage of UBS
Backed by the global resources of UBS, the world’s leading wealth manager,1 we can connect you with attorneys, tax professionals, mortgage specialists and other experts who can assist with estate and tax planning needs. And we are always happy to work with your own trusted professionals.