Steve is a founding partner of Torrey Pines Wealth Management, a UBS Signature Team.  Together with his team, Steve designs comprehensive wealth management solutions - including strategic asset allocation portfolios, business exit-planning strategies and wealth preservation solutions- for a select group of business owners, executives and high net worth families.  

 Steve has broad experience in the wealth management industry- successfully helping clients exit their companies, retire comfortably, and securely pass their wealth along to future generations.   He is dedicated to lifelong learning and professional development and has earned the Wealth Advisor and Certified Exit Planning Advisor (CEPA) designations.  He is a member of the esteemed UBS Director’s Council and was a 2018 recipient of the UBS Aspire Award for collaboration, leadership and service. 

 Steve has earned an M.B.A. in Advanced Finance from the University of South Florida and a B.A. in International Relations from Tulane University, where he studied abroad at the University of Cambridge, England.  Prior to his career in wealth management, Steve served as a helicopter pilot in the Marine Corps where he was decorated for performance in peacetime, humanitarian and combat operations. Steve recently retired as a Lieutenant Colonel after twenty-three rewarding years of active duty and reserve service.

Steve and his wife Kristine have two sons, Nicholas and Dylan, and reside in Rancho Bernardo.  Steve enjoys giving back to his community and is an inductee into the Rancho Bernardo Hall of Fame in recognition of his leadership and community service.  In his leisure time, Steve enjoys open-water swimming, playing tennis, traveling with his family and listening to live music.

Registered States:
AK, AL, AZ, CA, CT, FL, GA, IN, MN, NC, NM, NV, NY, OR, PA, SC, TX

Chelsey is a Financial Advisor with Torrey Pines Wealth Management in Carmel Valley, CA.  Chelsey has in-depth knowledge of the many financial planning solutions that can be tailored to address clients' individual priorities.  Using a holistic view, she guides clients through the financial planning process as they evaluate their life goals and how to help them formulate them into a successful legacy. Chelsey's philosophy focuses on listening in order to understand what is most important to clients now and in the future.

Prior to joining TPWM, Chelsey worked exclusively as a Wealth Planning Associate, developing a reputation for working with advisors and affluent clients to create plans that delivered customized advice and solutions. Prior to joining UBS, Chelsey was an Analyst in the Capital Markets Group at Citizens Bank in Boston. There she focused on originating, structuring and executing debt capital market transactions to support acquisitions, leveraged buyouts, dividend recapitalizations, restructurings and refinancing across a broad range of industries for middle market businesses.

Chelsey earned a A.B. in Economics from Harvard College along with a citation in French. While at Harvard, she was a member of the varsity lacrosse team and co-captain during her senior year. In addition she holds the Series 7 and 66 securities licenses, the California life and health insurance license and is an Accredited Wealth Management Advisor.

Chelsey lives in Point Loma with her husband, Danny, and English Bulldog, Flash. In her spare time, she enjoys riding bikes to the beach and trying new restaurants in San Diego!

Registered States:
AK, AL, AZ, CA, CT, FL, GA, IN, LA, MN, NC, NM, NV, NY, OH, OR, PA, SC, TN, TX, VA

DeNeen is a Senior Registered Client Service Associate with Torrey Pines Wealth Management. Her primary responsibilities include leading the team's day to day operations and providing superior client service. She is most passionate about working with clients through all stages of the financial planning process and has shown excellence when taking care of client needs through personalized interactions. DeNeen is instrumental to the success of Torrey Pines Wealth Managements' processes and systems. 

DeNeen has over 25 years of experience in the financial services industry. She started in the industry in 1993 as an office assistant and then went on to work with an independent brokerage firm for 15 years, where she helped build a thriving practice. Prior to joining UBS in 2017, DeNeen worked as a Portfolio Associate with Morgan Stanley for 9 years. DeNeen holds her Series 7, 63, and 66 licenses. 

DeNeen grew up in San Diego and resides in Carlsbad with her husband, Mike. In her leisure time, she enjoys outdoor activities and spending time with her three daughters and grandchildren.

Registered States:
AK, AZ, CA, FL, NV, PA, SC