Our approach is based on structuring a disciplined financial plan that looks beyond the math and provides an integrated view of estate, legacy, tax and philanthropic priorities. This custom “blueprint” evolves and adapts with what’s important to you and your family as your life or markets change.

The global resources of UBS Private Wealth Management

In addition to a fully customized financial plan, access to our firms capabilities is also essential to the advice we provide. Within the exclusive Private Wealth Management division of UBS, one of the world’s largest wealth managers, we have global access—to the services, solutions and support our exceptional clients deserve.

UBS Family Advisory and Philanthropy Services

Because we understand the dynamics of families and their wealth transfer concerns, we can help you build a thoughtful wealth transition plan for future generations. Working with the UBS Family Advisory and Philanthropy Services team of specialists, we offer these resources:

• Designing and facilitating productive family meetings
• Educating the rising generation about financial responsibility and carrying on your legacy
• Teaching about family philanthropy and the positive impact wealth can have
• Promoting a meaningful intergenerational dialogue about what really matters

Advanced planning
Given the complexity of their wealth, our clients require thoughtful customized blueprints to address their objectives. Together with our Advanced Planning specialists, we’ll evaluate your unique needs, from the basics of creating a will to the tax, liquidity and wealth transfer considerations that factor into your long-term planning strategy. We can work with your legal and tax advisors to help ensure our advice is aligned. Should you need attorney or accountant referrals, we’re happy to provide them.

Portfolio Advisory Group
Individuals with substantial capital should have access to a range of thinking and investing alternatives. Our Portfolio Advisory Group works with product developers to design tailored investment strategies informed by sophisticated quantitative analysis.

Global wealth management research
By drawing upon the investment analysis and the global body of thought leadership and market insight of our Chief Investment Office (CIO), we help ensure you are receiving the firm’s best strategic and tactical allocation guidance.

Customized portfolios based on a range of outcomes
Predicting market returns is nearly impossible to do with any consistency. Therefore, we design portfolios based on a range of economic and geopolitical outcomes. Given the increasingly complex investment landscape, we constantly revisit and challenge our investments and change course when deemed necessary.

Focus on resiliency, not benchmarks
We build portfolios to help our clients meet their unique goals and objectives over a full market cycle. Our team favors employing active managers who are long-term oriented and have track records of preserving principle in down markets. We have found that this emphasis on downside protection can be a hedge against volatility that seek to provide better than average returns over time.

Objectivity in investment selection process
We make investment decisions objectively and deliberately, without any conflicts of interest. We consider all investment vehicles as potential tools for building a customized investment portfolio using a disciplined product selection process.

UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different timeframes. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment.

According to our research, women are deferring to their partners, particularly when it comes to investing and financial planning. They consistently underestimate their own abilities while overestimating what is required to be financially involved.³

What’s more, longer life expectancies and high rates of divorce after 50 are two trends that are not only leaving more women the stewards of their families, but also stewards of their families’ wealth.⁴ Whether you’re running your household or your own company, we’re here to help you become more aware, more engaged and more confident in that tough decision-making process that can have a major impact on your family and your future.

Sources:
¹ Women control about $14 trillion in assets in the U.S., Fortune. April 2019.
² Own your worth, UBS.
³ UBS Couples Research, February 2018.
⁴ 2009 US Census Bureau, Number, Timing, and Duration of Marriages and Divorces.

Our team will host a family meeting to discuss with you and your loved ones the charitable solution that feels right to you. Whether you need administrative support for your foundation, fundraising advice for your nonprofit or clarity as you start your philanthropic journey, we have the experience and network to help you move forward. Our recommendations may include:

• Donor-advised funds
• Private foundations
• Charitable trusts
• Gifting

Sustainable investing strategies aim to incorporate environmental, social and governance (ESG) considerations into investment process and portfolio construction. Strategies across geographies and styles approach ESG analysis and incorporate the findings in a variety of ways. The returns on portfolios consisting primarily of sustainable investments may be lower or higher than portfolios where ESG factors, exclusions or other sustainability issues are not considered, and the investment opportunities available to such portfolios may also differ.