As a Senior Vice President, and founding partner of The Atlantic Legacy Group at UBS, Steve has extensive experience in professional portfolio construction and comprehensive financial planning for the complex needs of high net worth individuals.   As a former educator and football coach, Steve’s strength is in creating and executing a well thought out and adaptable “game plan.” Steve graduated with a BS from Colorado State University and earned his Master of Science degree from Florida State University. He is Series 7, 31, 63 and 65 licensed as well as life, health and long-term care insurance licensed. Steve and his wife, Donna, have been married over 50 years; have three children and six grandchildren.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, IL, IN, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV

As a Senior Vice President, Wealth Advisor, Portfolio Manager and member of The Atlantic Legacy Group at UBS, Lynn is a seasoned professional with over 36 years of experience. She was one of the original "pioneers" for women in the traditionally male-oriented fields of financial and investment planning. Her passion for understanding her responsibilities for clients has awarded her the opportunity to now represent fourth generation in many of the families Lynn works with today. By concentrating on clients concerns in a highly complex world, Lynn focuses on retirement planning, estate planning, long-term care needs, life cycle planning for legacy intentions, and insurance planning. She understands the importance of a truly customized program designed to meet clients' specific needs. Lynn graduated with a BS from Thomas Jefferson University (Philadelphia University). She is series 7, 63, 66, and 31 licensed, while also holding licenses in life and health insurance and annuities. In 2017, Lynn was asked to lead UBS' All Bar None NJ/Philadelphia Region Women's Chapter whose mission is to engage, educate and empower employees to promote the professional dvancement of women at UBS and to champion the vision, values and strategies of the firm. And in 2020, Lynn was featured in Forbes magazine's Top Women Wealth Advisors list. Lynn believes a balanced life is the essence of happiness; therefore she is devoted to her community volunteer efforts. Lynn believes her participation as Capital Campaign Co-Chair on the Animal Welfare Association's board in South Jersey makes her community a more rewarding place to live and work. Lynn is a beach lover and an avid gardener who enjoys outside landscaping. She has been married to her husband, Harry, for over 40 years. He and their son, Harry, are her most valuable assets.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, HI, IL, IN, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV

Doug is a Senior Vice President and Financial Advisor for The Atlantic Legacy Group at UBS Financial Services. Doug began his career in the financial services industry in 2003. For over a decade, Doug has put his experience to work for his clients, helping them find the best way forward to pursue the goals that truly matter.  He focuses on retirement planning, estate planning strategies and liability management which allow him to skillfully assess potential risks and weaknesses in clients' comprehensive wealth plans.  Doug is a graduate of The University of Pennsylvania, which he attended on scholarship after graduating valedictorian of his high school class. In July of 2020 and 2018, Doug was recognized as one of Forbes' America's Top Next-Generation Wealth Advisors and in 2019, he was recognized as one of Forbes' Best in State Next-Gen Wealth Advisors (ranked #27) in state.  In 2009 Doug completed the necessary coursework and passed the national exam to become a CERTIFIED FINANCIAL PLANNER™. 

Doug is an an active Board Member for the University of Pennsylvania Sprint Football Team. He also founded and chairs the mentoring program at Penn which helps place undergraduate students with internships and job opportunities via the alumni network.  He lives in Old City, Philadelphia, with his rescue cat, Ace.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, IL, IN, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV

Lulu Zappy is a Financial Advisor with The Atlantic Legacy Group at UBS Financial Services and has been working in the financial services industry since 2011. Her focus is on developing strategies and recommendations for clients to help them pursue their short and long-term financial goals. Lulu believes financial planning starts with education. Empowering clients with the knowledge and ability to make sound financial decisions is her biggest accomplishment.

Lulu grew up in Shanghai, China before immigrating to New Jersey in 1999. She graduated from Tulane University’s A.B. Freeman School of Business with dual degrees in Finance and Consumer Behavior. In addition, Lulu participates in many local community organizations including the Asia Society New York, the A.B. Freeman School of Business Alumni Association, the Alpha Epsilon Phi Alumni Association and the CFA Society of Philadelphia. In 2017, Lulu completed the international exams required to become a Chartered Financial Analyst which adds to her CERTIFIED FINANCIAL PLANNER™ title of which she earned in 2015. In 2018, Lulu earned the Chartered Life Underwriter designation (CLU®), and in 2020 she earned her Certified Exit Planning Advisor (CEPA®) designation.  She holds the Series 7, Series 63, and Series 65 registrations, and is licensed as an agent for life and health insurance. Lulu currently resides in Mount Laurel, NJ along with her husband Christopher, and son Cooper, and in her free time enjoys traveling, and cooking.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV

Jordan Cotter is a Financial Advisor with The Atlantic Legacy Group at UBS Financial Services. Jordan started her career at Merrill Lynch and transitioned into a Wealth Advisor associate planning role at Morgan Stanley in early 2014. Her goal is to create and actively maintain customized financial and retirement plans for affluent individuals, and families that address the specific needs, wants and goals of future years and generations. The cornerstone of her business is the personal level of service she offers coupled with disciplined investment and risk management.

Jordan is a member of the National Women’s Business Owners of Southern New Jersey, New Jersey Bio Pharma Networking Group, and St Joseph’s Athletic Alumni Association. Jordan graduated from St. Joseph’s University with a dual major in Finance and Marketing and she was also Captain of their Division 1 field hockey team. In her spare time Jordan enjoys skiing, golfing and spending time with her family and friends. In 2017 Jordan completed and passed the national exam to become a CERTIFIED FINANCIAL PLANNER™.  Jordan and husband Devon currently reside in Philadelphia with their sweet dog, Lady.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, IL, IN, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV

Jessica C. DeBear is a Team Administrator with The Atlantic Legacy Group at UBS Financial Services. She has worked in the financial services industry since 1997, and brings over 22 years of investment-related experience with ultra-high net worth families to the team. Jessica graduated Magna Cum Laude from Rider University where she earned a Bachelor of Science degree in Business Administration. Promoted to Authorized Officer in 2019, Jess leads the daily workflow of the team, ensuring service excellence for clients.  In this role, she manages The Atlantic Legacy Group's support staff by overseeing daily client service operations.  Jess also heads all business development and marketing efforts for the team. As a result, her fellow teammates fondly refer to her as “the glue” of the team. Additionally, her depth of experience provides her with the skill and ability to anticipate, plan and coordinate all client-related events and seminars, large and small.

Jessica is both Series 7 and 66 licensed. In her down time, Jess enjoys yoga, cooking, and reading and most of all, spending time with her husband Bjorn, two children, and dog.

Registered States:
DE, FL, NJ, NY, PA

Trisha Napolitano has officially joined The Atlantic Legacy Group at UBS Financial as our newest Senior Client Service Associate.  Trish brings over 12 years of financial services industry experience and a strong investment operations background to the team.  She earned her Bachelor of Science degree in Business Administration, concentrating in Finance, from Seton Hall University. 

In her down time, Trish loves spending time with her husband, two children and dog.  Under normal circumstances, she also enjoys planning vacation adventures with family; hopefully somewhere warm on a beach with a good book.  But during these uncertain times, being at home with family, swimming and hanging out with her pup are all she needs.   

Trish is the perfect fit for our team and we feel very fortunate to have her with us. 

Maureen is a Client Service Associate with the Atlantic Legacy Group. She has worked in the banking and financial services industry for just over 5 years. Before joining UBS, Maureen worked as a Client Service Associate and Practice Manager for two independent wealth management firms. Early in her career, Maureen served in customer support and inside sales positions for Westinghouse Electric Corporation, as well as a technical documenter and systems trainer for Mellon Bank.  Maureen graduated with a BA from Boston University. In her down time, she enjoys running, relaxing with her girlfriends, and spending time with her husband John, four boys and pug.