Bill has been in the financial services industry for more than 20 years and has successfully guided his clients through unprecedented market conditions. Prior to joining UBS, he served as an investment professional at A.G. Edwards and Wachovia Securities. Bill focuses on working with affluent families. He is one of a select group of planners who have met the rigorous education, examination, experience and ethics requirements necessary to become a CERTIFIED FINANCIAL PLANNER™ professional. He earned a B.S. in science from Carroll School of Management at Boston College in 1981.

Registered States:
AZ, CA, CO, CT, FL, IL, MA, MD, ME, MS, NC, NH, NJ, NY, PA, RI, SC, TX, VT

Marco has been in the financial services industry since 1996. Prior to joining UBS, he worked at Putnam Investments and Wachovia Securities.

Marco oversees the vision and strategy for both individual and corporate clients served by The Harmuth Calabro Group. As a retirement plan consultant he brings a depth of experience to corporate clients requiring strategic guidance on fiduciary services, employee education, fund comparison and performance review, and investment policy statements.  Marco holds the Chartered Retirement Planning Consultant®  (CRPS®) designation and serves as a Portfolio Manager.

In addition to serving the group's corporate clients, Marco provides both individuals and families with complete investment management and financial planning services.  He has extensive experience advising clients on wealth accumulation, retirement planning and the complex issues surrounding generational wealth transfer. 

Marco and his wife Nancy live in Merrimac, MA with their 2 daughters Ally and Meg.

Registered States:
AZ, CA, CO, CT, FL, IL, MA, MD, ME, MS, NC, NH, NJ, NY, PA, RI, SC, TX, VT

Tim's professional commitment has always been about going the extra mile for his clients. He has a multitude of experience handling the complex operational details that a sophisticated client base requires.  He works on all areas of client service, and is passionate about providing the best client experience possible.

Tim has been in the Financial Services industry since 2004. Prior to joining UBS, Tim worked for Putnam Investments. He earned a B.S. in Finance and Marketing from the University of Massachusetts at Lowell. Tim holds the Series 7 and 66 securities licenses. 

Registered States:
AZ, CA, CO, CT, FL, MA, MD, NC, NH, NJ, NY, OR, PA, RI, VT