Experience Makes all the difference

Our team provides comprehensive wealth management services to our clients. Our team members have been selected for their knowledge of the financial markets, overall investment management skills and commitment to client service. Collectively, our team has more than 40 years of combined experience in the financial services industry. We take pride in our strategies and the service we provide to our clients.

William K. Harmuth, CFP®

Senior Vice President - Wealth Management
978-538-1440
william.harmuth@ubs.com

Bill has been in the financial services industry for more than 20 years and has successfully guided his clients through unprecedented market conditions. Prior to joining UBS, he served as an investment professional at A.G. Edwards and Wachovia Securities. Bill focuses on working with affluent families. He is one of a select group of planners who have met the rigorous education, examination, experience and ethics requirements necessary to become a CERTIFIED FINANCIAL PLANNER™ professional. He earned a B.S. in science from Carroll School of Management at Boston College in 1981.


Registered States:
AZ, CA, CO, CT, FL, IL, MA, ME, NC, NH, NY, RI, SC, VT


Marco N. Calabro, CRPS®

Account Vice President
978-538-1439
marco.calabro@ubs.com

Marco has been in the financial services industry since 1996. Prior to joining UBS, Marco worked at Putnam Investments and Wachovia Securities. Marco primarily works with business owners regarding retirement plans, executive compensation, corporate cash management and lending services. Marco has successfully completed requirements for the Chartered Retirement Plans Specialist designation and has the knowledge to recommend implementation techniques for well-structured, company-appropriate retirement plans, and to effectively administer retirement plans for businesses and their employees.


Registered States:
AZ, CA, CO, CT, FL, IL, MA, ME, NC, NH, NJ, NY, RI, SC, VT


Timothy Lake

Client Service Associate
978-975-6820
timothy.lake@ubs.com

Tim assists our clients with account inquires and administrative issues and also supervises the day-to-day operations of the team. He has been in the financial services industry since 2004. Prior to joining UBS, Tim worked for Putnam Investments. He earned a B.S. in finance and marketing from the University of Massachusetts at Lowell. Tim holds the Series 7 and 66 securities licenses.


Registered States:
CA, FL, MA, NH