How we combine all aspects of your financial life into one plan

Multigenerational strategies
We’re positioned to address your entire family’s needs, ranging from growth strategies to wealth transfer and preservation to philanthropic pursuits.

Estate and succession planning strategies
Whether you’re transitioning a business or planning your legacy, we’ll help with appropriate cash flow and portfolio strategies, as well as efficient tax structures, such as trusts and philanthropic vehicles.

Retirement and lifetime income planning
With a special focus on retirement income planning, our team will work with you to help preserve your lifestyle and livelihood in retirement.

Liability management
We have a variety of credit solutions to address both sides of your balance sheet; whether you need a mortgage, securities backed lending or a competitive credit card.

Insurance consulting and review
We view insurance as a tool to help protect your family’s assets, replace income, and create a legacy for future generations and philanthropic beneficiaries.

Saving for the next generation
Through the use of an UTMA account or a state-sponsored 529 education savings plan, we can help parents, grandparents and others put money aside for a child on a tax-advantaged basis.

CERTIFIED FINANCIAL PLANNERS™ Practitioners
Our two CERTIFIED FINANCIAL PLANNER™ practitioners have met stringent requirements and provide a depth of planning acumen that can help enrich your understanding of all aspects of your financial life.

Credit and lending services are provided by banking affiliates of UBS Financial Services Inc., and are subject to credit approval.

Insurance products are issued by unffiliated third-party insurace companies and made available through insurance agency subsidiaries of UBS Financial Services Inc. Guarantees are based on the claims paying abilitiy of the issuing insurance company.

How we help ensure that your investments evolve with your changing needs:

Customized, discretionary portfolio management
Each client’s portfolio is specific to their objectives, timeframe, risk tolerance and long-term goals. We home in on the investment mix that’s most appropriate for your goals and comfort with risk.

Asset allocation
We believe that the proper asset allocation of a diversified portfolio should be determined by age, need, objective, special situations, and above all, your risk profile. These factors will help to develop a portfolio within your comfort level and return objectives.

Municipal bonds
Investing in today’s municipal bond market has become increasingly complex and challenging. By working closely with UBS specialists, we can offer personalized portfolio analysis and construction to deliver a balanced investment strategy.

Research and insights
We deliver the most current market research and financial insights, helping empower you to feel informed and confident regarding your investments.

Risk management
By listening and aligning with your objectives, we focus on strategies that help mitigate risk and build balanced portfolios. As we implement your investment strategy, we communicate regularly and track performance, rebalancing and making adjustments for life changes and economic conditions.

Portfolio Management Program
We are part of UBS’s Portfolio Management Program (PMP), a select group of Financial Advisors who are qualified to offer discretionary day-to-day management of assets, customized for your unique objectives.

The Portfolio Management Program (PMP) is a wrap fee advisory program in which our Financial Advisors manage client accounts on a discretionary basis. PMP is designed for clients who (i) want to delegate portfolio management discretion to their Financial Advisor; (ii) are looking to implement a medium to long-term investment plan; and (iii) prefer the consistency of fee-based pricing.

PMP is not appropriate for clients who: (i) want to maintain trading control over their account; (ii) seek a short-term investment; (iii) want to maintain consistently high levels of cash, money market funds, or invest primarily in no-load mutual funds; (iv) want to maintain highly concentrated positions that will not be sold regardless of market conditions; or (v) who anticipate significant withdrawals from the account.

How we work together

First and foremost, we work for you
Our team always puts your needs first. Our service goes above and beyond the expected, offering a highly personalized experience that is responsive and flexible to your needs.

Personal client service
Clients rely on our proactive and friendly client service team for a host of critical financial and administrative needs. We have built long-lasting relationships by offering robust services that are tailored to your needs.

Attention on your terms
We schedule regular meetings monthly, quarterly, semiannually or annually depending on what works best for you and keeps us on track to meet your goals and objectives.

A network of resources
By working closely with your accountants, attorneys and trusted advisors, as well as our network of financial specialists within and outside UBS, we can incorporate all perspectives into one comprehensive approach.

Customized communication
Our highly personalized client experience helps make sure your needs are consistently met. We keep you informed through regular contact that fits your schedule—whether through in-person reviews or monthly check-ins—and by engaging with each member of your family.