In Ray's role as Chief Investment Officer on the Nepa Susco team, Ray takes pride in portfolio construction in a way that is customized and individualized for each client that he provides investment oversight for. By taking this approach, the more systematic approach or a 'cookie cutter' approach is completely dismissed and never utilized. Ray has found that a clear understanding of risk and return in one's portfolio is the key to accumulating value and providing alpha in portfolios. Ray utilizes all the resources available to him through the capabilities of UBS as well as the experience he has garnered in managing assets over the past 39 years. This hands-on approach to portfolio creation enhances the ongoing relationship with clients as both their lives and investment markets are constantly changing; Most importantly, this allows Ray to adjust to those changes.

Ray has gained broad based experience, particularly in serving the wealth management needs of affluent individuals, families, business executives, and professionals. In addition, he works closely with nonprofits and foundations where his expertise can be utilized. The Nepa/Susco team's goal is to provide their clients with the highest level of service in the following areas: investments, risk management, estate planning, and tax advantaged investing.

Ray has spent the last 50 years enthusiastically supporting his alma mater The University of Pittsburgh as well as many other charities and nonprofits that benefit our society on a daily basis. Ray and his wife of 31 years have raised three adult children. They have resided in Peters Township for the last 25 years.

Registered States:
AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, LA, MA, MD, ME, MI, MN, MO, NC, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WV

Jennifer works with high net worth individuals, business owners, and charitable organizations, building long term relationships and providing intellectual insights on wealth strategies. She holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, an Executive Certificate in Financial Planning from Duquesne University, as well as a Certified Private Wealth Advisor Certificate from the University of Chicago Booth School of Business Executive Education.  Jennifer focuses on long term client relationships, retirement planning, education funding, asset allocation analysis, wealth accumulation and wealth preservation strategies. She holds the Series 3, 7, and 66 securities licenses, in addition to her health and life insurance licenses. Jennifer began her career at UBS in 2007 and became a partner on the Nepa/Susco team in 2010.  In the Summer of 2018, Jennifer completed the Wealth Advisor Designation at UBS, which is designed to engage exceptional advisors with the best resources available to help them broaden their high net worth relationships. In 2019 and 2020, Forbes named Jennifer as one of the Best in State Next Gen Wealth Advisors and among the Top Women Wealth Advisors in 2020.   

In addition to providing wealth planning services, Jennifer serves as the Vice President and Treasurer of the Georgetown Club of Pittsburgh and sits on the following young leadership boards: CFP Advisory Board at Duquesne University, Homeless Children's Education Fund, and United Way Bridges Society. She served as the past co-chair of the United Way Steering Committee's Personal and Professional Development team and as an alumni interviewer for Georgetown University. She is an active member at St Mary's in downtown Pittsburgh, a member of the Duquesne Club, serving on the Women of the Club Committee, and is an advocate of Women's Leadership in the Greater Pittsburgh community.  Most recently, Jennifer joined the Humane Animal Rescue Board of Pittsburgh. She currently resides in Allison Park with her husband and mini Goldendoodle, Palmer, where she enjoys the performing arts, playing golf, tennis, and traveling. 

Registered States:
AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, LA, MA, MD, ME, MI, MN, MO, NC, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WV

Jeff has worked in the financial industry for over 30 years. He enjoys providing the highest level of wealth management for his clients and their families drawing from the broad knowledge offered here at UBS. Jeff is a graduate of the University of Pittsburgh with a B.S in business, and he is actively involved with the SERRA Club of Greensburg. Jeff has three daughters and four grandchildren, and he resides in Irwin, PA with his wife.

Registered States:
FL, GA, IL, MD, NC, PA, SC, WV

Julia joined the Nepa/Susco team after two years of industry experience with a regional firm.  Her primary focus is supporting all the wealth management needs of our clients.  Julia holds the Series 7 and 66 securities licenses, as well as health and life insurance licenses. In 2018, Julia completed the Executive Certificate in Financial Planning program through Duquesne University and now holds the CERTIFIED FINANCIAL PLANNER^TM designation. She graduated from the University of Pittsburgh in 2014 with a B.S. in finance and a minor in economics. Recently married, she lives with her husband in the Waterfront of Pittsburgh. In her spare time, Julia enjoys running, cooking, and reading, along with volunteering at the Ronald McDonald House.

Registered States:
AZ, CA, CO, FL, GA, IA, ID, IL, IN, LA, MA, MD, ME, MN, NC, NJ, NM, NY, OH, PA, SC, TN, TX, VA, WA, WV

Kaitlyn joined The Nepa/Susco Team as a Registered Client Service Associate in July of 2020. She has been with UBS since 2018. Kaitlyn's focus is on client service; she is available to assist clients with account related questions and transactions. She holds her Series 7 and 66 licenses as well as her health and life insurance licenses. Kaitlyn also assists with trading support. In May of 2018, Kaitlyn graduated from Penn State's Smeal College of Business with a degree in finance. Growing up in the North Hills, she is a Pittsburgh native. Kaitlyn supports Vitalant, a nonprofit blood donation center, and Penn State's Dance Marathon which helps fight childhood cancer. In her free time, she enjoys the outdoors, traveling, and spending time with her family and friends.

Registered States:
CA, CT, FL, GA, IN, MD, NC, NJ, NY, OH, PA, SC, TX, VA, WV

Jill has 35 years of experience in the Financial Services Industry. She joined UBS in 1996 and has worked in several areas of the business providing her with a comprehensive understanding of many facets of client service and operations. Prior to joining UBS, Jill worked for an Investment Consulting firm and used her education in Information Technology to create and maintain software for Portfolio and Performance Measurement Reporting.

Her current role at UBS is serving as a Senior Client Associate for the Nepa Susco Team. In this role, Jill focuses on service and operations to fulfill client’s current and ongoing needs. Her responsibilities include money movements and cash flow, client onboarding and general account maintenance. She uses extensive service experience along with strong communication skills and attention to detail to build trusted relationships and provide the team’s clients with an excellent client service experience.

Outside of the office, Jill resides in the suburbs of Pittsburgh with her husband Joe. She enjoys cooking, relaxing at their beach condo, and spending time with friends and family; including their two children and their rescue dog Zoe.