Experience
Makes all the difference
Vasconcellos Spiedel Wealth Management emphasizes asset allocation and total portfolio management with a focus on retirement income planning, tax free income strategies, education funding, and structures for charitable giving and estate planning. Financial Planning is a focus. The team follows a comprehensive process to understand a client’s individual situation and the goals they are trying to accomplish, and then constructs an investment portfolio that is custom tailored to accomplish a client's specific goals.
In consultation with the results of a financial plan, an overall asset allocation is selected that provides a high probability of success balanced with appropriate individual investor risk. A combination of some of the most highly regarded portfolio managers in the world are chosen to manage each asset class (US dividend stocks, international dividend stocks, US bonds, municipal bonds and other appropriate asset classes). This is called the UBS Separately Managed Account (SMA) Strategy.
The team incorporates a process called the UBS Wealth Way which organizes one’s financial life into three strategies: 1.) Liquidity - to provide cash flow for spending needs in the next three years; 2.) Longevity - for longer term needs beginning four years out and continuing through one’s lifetime; 3.) Legacy - for goals that go beyond one’s own needs and to improve the lives of others.
William L. Vasconcellos, CIMA® CRPC®
Senior Vice President - Wealth Management
Financial Advisor
Certified Investment Management Analyst (CIMA®)
Chartered Retirement Planning Counselor (CRPC®)
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208-947-2006